Best Merchant of Record Software in 2026
32 merchant of record software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
32ranked
7free plans on this page
£12.49/molowest paid tier
3 Oct 2026last checked
#1 Polar Top pick · 8.8 Free plan · $20/mo
#2 Creem Runner-up · 8.3 
#3 Xsolla Also great · 8.2 
- Free plan AndroidapiextensioniOSWeb
- Free plan
- Yes
- Paid from
- 20 /mo
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial$20/mofirst paid tier About PolarVisit site - AndroidapiiOSWeb
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- hosted
RecognisedDocumentedPlatformsFree planFree trial - AndroidapiiOSWebWindows
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free planFree trial apiextensionWeb
- Free plan
- Yes
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial£12.49/mofirst paid tier About TebexVisit site - AndroidapiiOSWeb
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trialFree About WhopVisit site - WebiOS
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free plan apiWeb
- Free plan
- Yes
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free plan AndroidapiiOSWebRecognisedDocumentedPlatformsFree planFree trial
- apiWeb
- Free plan
- No
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Web
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free plan Web
- Free plan
- Yes
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
RecognisedDocumentedPlatformsFree planFree trial - WebiOS
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Free plan Web
- Free plan
- Yes
- Tax handling
- full
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Web
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- No
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial - WebiOS
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Digital delivery
- Yes
- Checkout options
- hosted
RecognisedDocumentedPlatformsFree planFree trial - Web
- Free plan
- No
- Tax handling
- full
- Subscription billing
- Yes
- Checkout options
- multi-channel
RecognisedDocumentedPlatformsFree planFree trial
Is your tool on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which merchant of record software is ranked first on Specifiction?
Polar is ranked #1 of 32 with a score of 8.8. Creem is second and Xsolla third.
How many of these have a free plan?
7 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Tebex has the lowest first paid tier we found: £12.49/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing. Paid placements never change a rank.
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