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SPECIFICTION
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Breeze

breeze.com

WebiOSAPI
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Spec score 7.6 #12 of 32 in Merchant of Record Software

What it is

Breeze is an end-to-end payments platform for businesses, with a Merchant of Record service that says it handles risk management, chargebacks, sales tax and customer support for the payment process. It supports card payments, Apple Pay, Google Pay and crypto through a single integration, alongside rails including ACH, RTP, FedNow and SEPA. Listed crypto options include USDC, USDT and EURC, plus ETH, SOL and BTC across networks such as Ethereum, Solana, Bitcoin, Tron, Polygon and Base. Merchants can offer hosted checkout pages by redirect or iframe, or embed payment components with the React SDK. The API supports subscriptions, trials, discounts and flexible schedules; signed webhooks cover payment, payout and subscription events. Users can receive payouts by bank transfer or crypto withdrawal. Breeze says its service can handle fraud and chargeback liability, US sales tax calculation and remittance, and user KYC and AML compliance. It runs on API, iOS and web. Pricing is on request.

Spec sheet

Product
Breeze describes itself as an agentic payments platform that combines payments infrastructure with specialized agents for payments operations.Read 8 Oct 2026 · breeze.com
Support
Breeze says customers receive a dedicated Slack channel and 24/7 support, with AI handling initial responses and human teams in New York, Singapore, and Bulgaria.Read 8 Oct 2026 · breeze.com
Company
The site identifies Breeze Labs, Inc. and also names Breeze Labs Payments Inc. in its footer.Read 8 Oct 2026 · breeze.com
API and webhooks
Breeze provides an API and signed webhooks for payment, payout, and subscription events.Read 7 Oct 2026 · docs.breeze.com
API behavior
The API supports idempotent payment creation, signed webhooks with automatic retries, queryable state, and logged webhook deliveries.Read 8 Oct 2026 · breeze.com
Crypto
The docs list USDC, USDT, and EURC stablecoins, plus ETH, SOL, and BTC across Ethereum, Solana, Bitcoin, Tron, Polygon, Base, and other major networks.Read 7 Oct 2026 · docs.breeze.com
Integration options
A React Payments SDK supports embedded components, and headless payout and KYC flows are available for custom builds.Read 8 Oct 2026 · breeze.com
Merchant of Record
Breeze says it holds local entities and compliance posture across markets and takes risk on transactions, including disputes.Read 8 Oct 2026 · breeze.com
Payment flows
Merchants can create hosted payment pages through the API, with signed webhooks reporting outcomes.Read 8 Oct 2026 · breeze.com
Payment integration
Merchants can use hosted payment pages by redirect or iframe, or embed the payment page with Breeze’s React SDK.Read 7 Oct 2026 · docs.breeze.com
Payment methods
Breeze supports card payments, Apple Pay, Google Pay, and crypto payments through a single integration.Read 7 Oct 2026 · docs.breeze.com
Payments
Its rails include cards, alternative payment methods, stablecoins, ACH, RTP, FedNow, SEPA, Apple Pay, and Google Pay.Read 8 Oct 2026 · breeze.com
Payouts
Breeze supports user payouts and withdrawals by bank transfer or crypto withdrawal.Read 7 Oct 2026 · docs.breeze.com
Pricing availability
The opened product and developer pages direct prospective customers to get started or talk to Breeze and do not state a price.Read 8 Oct 2026 · breeze.com
Risk and compliance
Breeze says its Merchant of Record service can handle fraud and chargeback liability, automate US sales tax calculation and remittance, and manage user KYC and AML compliance.Read 7 Oct 2026 · docs.breeze.com
Security and compliance
The site identifies ISO 27001 and SOC 2 Type 2 and describes the platform as SOC 2 and PCI compliant.Read 8 Oct 2026 · breeze.com
Security certifications
The maker’s site lists ISO 27001 and SOC 2 Type 2 and describes the platform as SOC 2 and PCI compliant.Read 7 Oct 2026 · breeze.com
Subscriptions
The API supports recurring subscriptions, free trials, discounts, flexible schedules, and introductory or stepped pricing.Read 7 Oct 2026 · docs.breeze.com
Target markets
The site lists gaming, marketplaces, mobile apps, and financial institutions among its target verticals.Read 8 Oct 2026 · breeze.com
Testing
Breeze documents test cards for decline paths, 3DS challenge flows, crypto testnet transactions, and payout status testing.Read 8 Oct 2026 · breeze.com
Who it serves
The site lists gaming, marketplaces, mobile apps, financial institutions, and global expansion among its target verticals.Read 7 Oct 2026 · breeze.com

Strong points and limits

Strong points

  • Supports cards, wallets, crypto and other payment rails.
  • Offers hosted checkout and React embedded components.
  • API supports recurring subscriptions and flexible schedules.
  • Signed webhooks report payment, payout and subscription events.
  • Supports bank-transfer or crypto withdrawals.

Limits

  • Pricing is available on request, not stated.
  • AI handles first support responses.
  • Specific crypto and payment rails may depend on supported networks.

Who it suits

Breeze is aimed at businesses in gaming, marketplaces, mobile apps and financial institutions. It may suit merchants seeking payment, subscription and payout flows alongside Merchant of Record services.

Verdict

Breeze combines checkout, recurring billing, payouts and Merchant of Record services through API and embedded options. Prospective customers will need to request pricing and assess the documented rails and service scope for their needs.

Where Specifiction places it

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