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Whop

whop.com

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Spec score 7.6 #14 of 32 in Merchant of Record Software

What it is

Whop is a marketplace and commerce platform for buying and selling products and services. Sellers can use its storefront, ads manager, checkout, and wallet, or add embedded checkout and payment tools to their own sites. Listed uses range from coaching and courses to physical products, marketplaces, gig work, paid groups, software, telehealth, and events. Its payments offering supports 100+ payment methods, with accelerated checkout and prebuilt interfaces. Payout choices include next-day ACH, instant bank deposit, crypto, Venmo, bank wire, and international local bank transfers. Whop’s App Store includes built-in apps, and developers can make custom apps with Next.js and the Whop SDK. Its Discord app can connect a server, sell membership access, assign roles based on membership, and manage users according to subscription status. The service is available on web, Android, and iOS, as well as through APIs and embeds. Use is free, though some transactions and services may have fees: listed charges include $0.03 per transaction for 3DS, $0.07 per transaction for Radar fraud detection, and $15 per dispute.

Spec sheet

What it does
Whop combines storefronts, advertising management, checkout and a wallet for internet businesses.Read 14 Oct 2026 · whop.com
Integrations
The Lasso integration connects Shopify stores to Whop payments and supports Meta CAPI, WeTracked, Triple Whale and Klaviyo.Read 14 Oct 2026 · docs.whop.com
Mobile apps
Whop’s terms state that the service includes iOS and Android apps, APIs, embeds, and websites.Read 2 Oct 2026 · whop.com
Support
Whop’s Terms of Service say it is under no obligation to provide support, and any support it offers is subject to published policies.Read 2 Oct 2026 · whop.com
Headquarters
Brooklyn, New York, United StatesRead 28 Sep 2026 · whop.com
Company
A Whop company blog says Whop was founded in 2021 and identifies Steven Schwartz as CEO and co-founder.Read 2 Oct 2026 · whop.com
API authentication
Whop offers Account API keys, App API keys and OAuth tokens.Read 14 Oct 2026 · docs.whop.com
API licence
Developer terms grant a revocable, nonexclusive licence and state that Whop retains ownership of its API, SDKs and documentation.Read 14 Oct 2026 · whop.com
API sandbox
Whop documents separate sandbox credentials where test transactions do not move real money.Read 14 Oct 2026 · docs.whop.com
API stability limit
Whop reserves the right to change, limit or discontinue API features and can require developers to update at their own cost.Read 14 Oct 2026 · whop.com
Apps and integrations
Whop’s App Store includes built-in apps, and Whop says developers can build custom apps using Next.js and the Whop SDK.Read 2 Oct 2026 · whop.com
Bug bounty
Whop lists bug-bounty rewards from $50-$250 for low severity through $2,500-$5,000 or more for critical issues.Read 14 Oct 2026 · jx9w3t8xzhfjp1xpgdpg.apps.whop.com
Business tools
Whop describes its offering as a storefront, ads manager, checkout, and wallet in one place.Read 2 Oct 2026 · whop.com
Community integrations
Whop’s Discord app can connect a Discord server, sell membership access, assign roles based on membership, and manage users based on subscription status.Read 2 Oct 2026 · whop.com
Community tools
Whop provides chat, courses, forums, content, events and other community experiences.Read 14 Oct 2026 · whop.com
Company profile
LinkedIn lists Whop as a privately held software-development company founded in 2021 with 51-200 employees and Brooklyn headquarters.Read 14 Oct 2026 · linkedin.com
Digital products
The platform lets creators sell software, services, courses, memberships and other digital products.Read 14 Oct 2026 · play.google.com
Documentation
The developer documentation includes quickstarts, credential guidance, API references, checkout setup and webhook instructions.Read 14 Oct 2026 · docs.whop.com
Fees
Whop states that using the service is free, though fees may apply to certain transactions and services.Read 2 Oct 2026 · whop.com
Funding
TechCrunch reported a $17 million Series A in July 2023 led by Insight Partners, valuing Whop above $100 million.Read 14 Oct 2026 · techcrunch.com
Integration limits
Lasso documentation says product variants are unsupported for post-purchase upsells, upsells are USD-only and Meta CAPI can emit duplicate events.Read 14 Oct 2026 · docs.whop.com
Legal entity
Whop's privacy policy identifies the operating company as Whop, Inc., at 300 Kent Ave #401, Brooklyn, New York.Read 14 Oct 2026 · whop.com
Limit: app reliability
Google Play reviewers report landscape glitches, inconsistent course-progress tracking and video-speed errors.Read 14 Oct 2026 · play.google.com
Limit: support and disputes
Trustpilot complaints repeatedly mention delayed or AI-only support, frozen funds, denied refunds and difficult dispute handling.Read 14 Oct 2026 · trustpilot.com
Member management
Sellers can view members, joining dates and payments, send announcements and track engagement.Read 14 Oct 2026 · whop.com
Mobile requirements
The Apple listing requires iOS 18+, iPadOS 18+, macOS 15+ on Apple silicon Macs or visionOS 2+; it lists a 276.3 MB app.Read 14 Oct 2026 · apps.apple.com
Notable news
CoinDesk reported on February 25, 2026 that Tether invested $200 million in Whop at a stated $1.6 billion valuation.Read 14 Oct 2026 · coindesk.com
Outage history
IsDown records 12 monitored Whop incidents, including 2026 course-loading, platform-speed, checkout and Android-image problems.Read 14 Oct 2026 · isdown.app
Payment routing
Whop Payments can route transactions across multiple processors and retry failed payments.Read 14 Oct 2026 · newsroom.whop.com
Payments
Whop supports more than 100 payment methods, embedded checkout, payment links, financing and crypto payments.Read 14 Oct 2026 · whop.com
Payout coverage
Whop says creators can withdraw funds in more than 241 territories using bank, crypto and selected payment-app methods.Read 14 Oct 2026 · whop.com
Payouts
Whop lists payout options including next-day ACH, instant bank deposit, crypto, Venmo, bank wire, and international local bank transfers.Read 2 Oct 2026 · whop.com
Platform
Whop provides a marketplace and tools for users to buy and sell products and services, including through sellers’ own sites with embedded checkout and payment tools.Read 2 Oct 2026 · whop.com
Praise: mobile experience
An Apple reviewer describes the app as fast, modern and useful for communities and creator businesses.Read 14 Oct 2026 · apps.apple.com
Praise: usability
G2 reviewers describe the interface as intuitive and say built-in tools make launching and selling easy.Read 14 Oct 2026 · g2.com
Pricing models
Sellers can combine monthly or annual subscriptions, one-time payments, lifetime access and free trials.Read 14 Oct 2026 · whop.com
Product pages
No-code product pages support branding, pricing tiers, testimonials and FAQs.Read 14 Oct 2026 · whop.com
Rating on Apple App Store
4.8 out of 5 from 58K ratingsRead 14 Oct 2026 · apps.apple.com
Rating on Capterra
0.0 out of 5 from 0 reviewsRead 14 Oct 2026 · capterra.com
Rating on G2
2.6 out of 5 from 4 reviewsRead 14 Oct 2026 · g2.com
Rating on GetApp
No rating from 0 reviewsRead 14 Oct 2026 · getapp.com
Rating on Google Play
4.7 out of 5 from 140K reviewsRead 14 Oct 2026 · play.google.com
Rating on Trustpilot
Trustpilot displays no aggregate score; the page has 3,045 reviews, with 65% five-star and 30% one-starRead 14 Oct 2026 · trustpilot.com
SDKs
Official quickstart instructions install TypeScript @whop/sdk, Python whop-sdk or Ruby whop_sdk packages.Read 14 Oct 2026 · docs.whop.com
Security pricing
The pricing page lists a $0.03 3DS fee per transaction, a $0.07 Radar fraud detection fee per transaction, and a $15 dispute fee.Read 2 Oct 2026 · whop.com
Security safeguards
Whop's privacy policy says it uses technical safeguards but cannot guarantee complete security.Read 14 Oct 2026 · whop.com
Use cases
Whop lists coaching and courses, services, physical products, marketplaces, gig economy, paid groups, software, telehealth, and events as solutions.Read 2 Oct 2026 · whop.com
Webhooks
Developers can register webhooks for events such as payment.succeeded and membership.activated.Read 14 Oct 2026 · docs.whop.com
Who it serves
Whop says its platform is for creating, hosting, and selling, and its company blog describes it as serving digital entrepreneurs.Read 2 Oct 2026 · whop.com

Plans and prices

Custom Pricing Priced on request tailored rates for high-volume businesses dedicated account manager · country-specific rates · volume-based pricing · dedicated implementation Read 14 Oct 2026 · whop.com
Standard Pricing Price not published per successful card transaction no setup fees · no monthly costs · international cards add 1.5% · currency conversion adds 1% Read 14 Oct 2026 · whop.com

Every Whop plan and price →

Strong points and limits

Strong points

  • Free service with no monthly costs listed for standard pricing
  • Supports more than 100 payment methods
  • Offers multiple domestic and international payout options
  • Custom apps can use Next.js and the Whop SDK

Limits

  • Some transactions and services carry fees
  • Listed 3DS fee is $0.03 per transaction
  • Listed dispute fee is $15
  • Whop is not obligated to provide support

Who it suits

Whop suits digital entrepreneurs selling products or services who want marketplace and payment tools, including sellers using their own sites. Its listed use cases range from courses and paid communities to physical products, software, and events.

Verdict

Whop brings product sales, checkout, payment, and app tools together across several channels. Review transaction and service fees, and note that support is not guaranteed under its terms.

Where Specifiction places it

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