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Crezco

crezco.com

From £10/mo Free trial WebAPI
Visit crezco.com
Spec score 8.2 #1 of 22 in Open Banking Payment Platforms

What it is

Crezco provides an API and financial products that let platforms embed payments for small and medium-sized businesses. Its bill payment service supports real-time and scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments. Platforms can embed payables while retaining control of the user experience and payment fees. Crezco also describes real-time international payouts to more than 180 countries in more than 36 currencies. Listed accounting integrations include Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport and Haibooks. Outstanding bills imported from Xero can go back up to the previous 365 days. The service is available through web and API, with payment webhooks and instant settlement; bank authentication uses a redirect. Plans include Collect Plus at £10/ month, Send Plus at £20/ month and Premium at £27/ month. There is no free plan. Crezco lists a 30-day trial, and says Send Plus and Premium subscribers get a one-month free trial.

Spec sheet

Product
Crezco provides an API and financial products that let platforms embed payments for small and medium-sized businesses.Read 5 Oct 2026 · crezco.com
Trial
A help article says customers subscribing to Send Plus or Premium get a one-month free trial.Read 5 Oct 2026 · support.crezco.com
Headquarters
123 Buckingham Palace Rd, London, SW1W 9SH, United KingdomRead 28 Sep 2026 · crezco.com
Accounting integrations
Crezco lists integrations with Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks.Read 5 Oct 2026 · support.crezco.com
Bill payments
Its bill payment product supports real-time and scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments.Read 5 Oct 2026 · crezco.com
Developer support
Crezco advertises expert support for platform partners and their users.Read 5 Oct 2026 · crezco.com
Embedded payment API
Crezco says platforms can embed payables in their product and retain control of the user experience and payment fees.Read 5 Oct 2026 · crezco.com
Global payouts
Crezco describes real-time international payouts in more than 36 currencies to more than 180 countries.Read 5 Oct 2026 · crezco.com
Partner platform billing
A Crezco plan is not required when payments are sent only within a partner platform, where billing is handled by that partner.Read 5 Oct 2026 · support.crezco.com
Payment safeguarding
Crezco says its e-money partner Currencycloud safeguards funds while they are held in the account, until they are paid to the beneficiary.Read 5 Oct 2026 · crezco.com
Regulatory status
Crezco says it is authorised and regulated by the UK Financial Conduct Authority as an electronic money institution, firm reference 1027543.Read 5 Oct 2026 · crezco.com
Security certifications
Crezco states that it is SOC 2 and ISO certified and offers enterprise SLAs and a custom-built fraud engine.Read 5 Oct 2026 · crezco.com
Xero bill import limit
Crezco imports outstanding Xero bills from up to the previous 365 days.Read 5 Oct 2026 · support.crezco.com

Plans and prices

Collect Plus £10 a month £10/ month Receive payments · Multiple use payment links · International payments from 0.35% Read 5 Oct 2026 · crezco.com
Send Plus £20 a month £20/ month Send single payments · Instant bulk payments up to 250 · Scheduled bulk payments · International payments from 0.35% Read 5 Oct 2026 · crezco.com
Premium £27 a month £27/ month Receive payments · Multiple use payment links · Send single payments · Instant bulk payments up to 500 · Scheduled bulk payments · International payments from 0.35% Read 5 Oct 2026 · crezco.com

Every Crezco plan and price →

Strong points and limits

Strong points

  • Real-time and scheduled transfers
  • Single and bulk supplier payments
  • International payouts in more than 36 currencies
  • Payment webhooks and instant settlement

Limits

  • No free plan
  • Xero bill import reaches only 365 days back
  • Collect Plus international payments start from 0.35%

Who it suits

Crezco suits platforms embedding payments for small and medium-sized businesses, as well as businesses handling supplier payments. Its plans cover receiving payments, sending payments and bulk payment workflows.

Verdict

Crezco combines bill payment products with an API for embedded payables and lists accounting integrations. Its plans start at £10/ month, with different receiving and sending capabilities across tiers.

Where Specifiction places it

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