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Finance & Accounting

Best Open Banking Payment Platforms in 2026

Open banking payment platforms connect payment flows with customers’ bank accounts. Compare bank authentication, supported countries and settlement speed, as well as payment frequency, webhooks and refund support.

  1. 01 Crezco

    Crezco suits platforms embedding payments for small and medium-sized businesses, as well as businesses handling supplier payments.

    From £10/mo Free trial Web · API
    8.2 Visit Specs
  2. 02 Neopay Payment Initiation
    Web · API
    7.9 Visit Specs
  3. 03 Noda

    Noda is aimed at SMEs and e-commerce businesses needing bank-payment acceptance alongside cards and digital wallets.

    Web · API
    7.8 Visit Specs
  4. 04 Finshark

    Finshark is for businesses across industries that need account-to-account payments, payouts, or financial data services.

    Web · API
    7.7 Visit Specs
  5. 05 Fire Payments API

    It suits fintechs and corporate clients that need payment processing integrated into their own systems.

    Web · iOS · Android · API
    7.7 Visit Specs
  6. 06 TrueLayer Data API

    TrueLayer Data API suits businesses building financial services around data from integrated banks, including account verification, aggregation or affordability checks.

    Free plan Web · iOS · Android · API
    7.7 Visit Specs
  7. 07 Finexer

    It suits businesses in areas including accounting and ERP, lawtech, EPOS, payroll and invoicing, property and utility billing that need bank connectivity in their services.

    Web · API
    7.5 Visit Specs
  8. 08 Lean Payments

    Lean is aimed at banks, fintechs and enterprises in Saudi Arabia and the UAE that need payment, payout or customer-permissioned financial-data APIs.

    Web · iOS · Android · API
    7.5 Visit Specs
  9. 09 Plaid

    Plaid describes Pay as You Go for individuals and developers, Growth for small teams and startups, and Custom for businesses that need to scale.

    Free trial Web · iOS · Android · API
    7.5 Visit Specs
  10. 10 Pay by Bank from allpay

    It is aimed at organisations collecting rent, bills, or other regular payments, especially at high volume.

    Web · iOS · Android
    7.4 Visit Specs
  11. 11 Fintecture
    Web · API
    7.3 Visit Specs
  12. 12 TrueLayer Payments

    TrueLayer Payments is aimed at businesses in ecommerce, iGaming, financial services, travel, and crypto.

    Web · iOS · Android · API
    7.2 Visit Specs
  13. 13 Salt Edge Payment Initiation

    It suits businesses needing open-banking account payments across Europe and the UK, including e-commerce, lending, travel, and corporate payment operations.

    Web · API
    7.1 Visit Specs
  14. 14 Tarabut Gateway Account Information

    Tarabut Connect suits businesses building personal-finance, spend-management, or lending journeys that need consented bank data.

    Web · API
    7.1 Visit Specs
  15. 15 Tink

    Tink suits businesses building payment, onboarding, financial-data or risk workflows across European markets.

    Web · API
    7.1 Visit Specs
  16. 16 Trustly

    Trustly presents its services to merchants in travel, e-commerce, financial services, gaming, utilities, subscription services, and the public sector.

    Web · iOS · Android · API
    7.1 Visit Specs
  17. 17 Volt

    Volt is aimed at scaling and enterprise businesses that need to accept real-time payments, initiate payouts or manage funds.

    Web · iOS · Android · API
    7.1 Visit Specs
  18. 18 Token.io Data

    It is intended for financial service companies such as payment gateways, banks, and acquirers.

    Web · API
    7.0 Visit Specs
  19. 19 Google Apigee
    From $13/mo Web
    6.7 Visit Specs
  20. 20 Yapily Data
    API
    6.7 Visit Specs
  21. 21 Yapily Payments
    Web · API
    6.7 Visit Specs
  22. 22 Brite Payments
    Web · iOS · Android
    6.4 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

Free-plan availability and paid-from pricing add useful cost context when weighing options for your payment workflows. TrueLayer Data API, Plaid and Trustly are among the named platforms, alongside Volt. Consider which markets you need to support and which operational details matter most—from authentication through refunds—then compare those requirements with the capabilities and coverage listed for each option.

Compare Crezco and Neopay Payment Initiation Get a place on this list

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