Tech riderRev. 20 Sept 2026
Token.io Data
- 1Runs onAPI, Web
- 2CostsNot stated by the maker
- 3Supported data typesbalance, transactions, account details
- 4Connection methodsAPI, Hosted Pages, redirect, embedded, decoupled
- 5Refresh frequencyon demand
4 lines stated Written from the maker's own pages: token.io

Overview
Token.io Data is ranked #26 of 70 in bank connectivity software on Specifiction. It runs on API, Web.
Compared on bank connectivity software
Facts
- Product
- Token.io Data is an Account Information Service that lets users consent to sharing bank account balances, transactions, and account details with a third party.docs.token.io · 4 Oct 2026
- Use cases
- Documented use cases include creditworthiness assessment, account ownership verification, autofill, personal financial management, and balance display.docs.token.io · 4 Oct 2026
- Consent
- Under Open Banking protocols, banks allow TPPs to access customer account data only with the customer's explicit consent.docs.token.io · 4 Oct 2026
- Integration options
- Data can be integrated through Token.io Hosted Pages or an API-only flow where the TPP owns the user experience.docs.token.io · 4 Oct 2026
- Data endpoints
- The API provides endpoints for account information, balances, standing orders, and transactions.docs.token.io · 4 Oct 2026
- Bank selection
- TPPs can filter the connected-bank list by country and bank-supported features.docs.token.io · 4 Oct 2026
- Coverage
- Token.io's homepage states connectivity to over 567 million verified bank accounts in the UK and Europe.token.io · 4 Oct 2026
- Markets
- Token.io's homepage states it operates in 21 countries.token.io · 4 Oct 2026
- Regulation
- Token.io Limited is authorised by the UK FCA as an AISP and PISP, and Token.io GmbH is authorised by BaFin as an AISP with its licence passported to 27 other EEA countries.support.token.io · 4 Oct 2026
- Security and compliance
- Token.io states it is ISO 27001:2013 certified, PCI-DSS Level 1 compliant, PSD2 compliant, and Cyber Essentials Certified.support.token.io · 4 Oct 2026
- Authentication
- Production API connections require JWT authentication; the Sandbox accepts JWT authentication or an API key.docs.token.io · 4 Oct 2026
- Rate limit
- The legacy AIS documentation states a maximum of 1,000 API requests per minute for each TPP member.developer.token.io · 4 Oct 2026
- Support
- Token.io provides a Support Centre with a Data section and a form to submit support requests.support.token.io · 4 Oct 2026
- Intended customers
- Token.io describes its platform as a toolkit for financial service companies including payment gateways, banks, and acquirers.support.token.io · 4 Oct 2026
- Maker details
- LinkedIn lists Token.io's headquarters as London, England, and its founding year as 2015.linkedin.com · 4 Oct 2026
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Where it ranks on Specifiction
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Sources
- docs.token.io/products/tpp/data/data-v1/data-v1· checked 4 Oct 2026
- docs.token.io/products/tpp/data/data-v1/data-v1-api· checked 4 Oct 2026
- docs.token.io/products/tpp/data/data-v1/data-v1-bank-· checked 4 Oct 2026
- token.io· checked 4 Oct 2026
- support.token.io/hc/en-us/articles/17438972219545-Who-is· checked 4 Oct 2026
- docs.token.io/products/tpp/integration-considerations· checked 4 Oct 2026
- developer.token.io/reseller_rest_api_doc/content/e-rest/ai· checked 4 Oct 2026
- support.token.io/hc/en-us/· checked 4 Oct 2026
- linkedin.com/company/token-inc-· checked 4 Oct 2026

