CAMSfinserv Account Aggregator

Spec sheet

What it does

CAMSfinserv is an RBI-licensed Account Aggregator that lets financial institutions and customers exchange financial-asset information through customer consent.Read 15 Oct 2026 · camsfinserv.com

Purpose

CAMSfinserv enables consent based sharing of financial asset information between customers, Financial Information Providers and Financial Information Users.Read 5 Oct 2026 · camsfinserv.com

Support

Privacy and security complaints are assigned to a chief information security officer and are stated to be addressed within one month.Read 15 Oct 2026 · camsfinserv.com

Account linking

Linking uses a financial-institution identifier such as PAN, customer registration number or mobile number followed by OTP verification.Read 15 Oct 2026 · play.google.com

API onboarding

RBI Hub documentation lists CAMSFinserv provider code 125 and requires client ID, API key and JWS signature for consent API calls.Read 15 Oct 2026 · rbihub.freshdesk.com

Asset types

The FAQ lists bank deposits and savings accounts, mutual funds, stocks and ETFs, insurance plans, NPS investments and other financial assets as data types that may be aggregated.Read 5 Oct 2026 · camsfinserv.com

Bank-statement analysis

The FIU offering includes a bank-statement analyser for institutions using customer-authorized data.Read 15 Oct 2026 · camsfinserv.com

Cloud platform

CAMSfinserv runs its Account Aggregator service on Microsoft Azure.Read 15 Oct 2026 · camsonline.com

Company size

LinkedIn lists CAMSfinserv in IT and services with 51–200 employees.Read 15 Oct 2026 · linkedin.com

Consent controls

Users can review, manage and revoke data-sharing consent and can close their Account Aggregator account.Read 15 Oct 2026 · play.google.com

Customer view

Customers can get a consolidated view of financial assets and share selected information with registered financial service providers.Read 5 Oct 2026 · camsfinserv.com

Data handling

The FAQ says Account Aggregators are data blind and do not store or view the financial data being shared.Read 5 Oct 2026 · camsfinserv.com

Data-blind design

CAMSfinserv says it does not view, store or use customers’ financial data.Read 15 Oct 2026 · camsfinserv.com

Google Play availability

The Android listing shows 50K+ downloads, contains ads and was updated in August 2026; the opened listing did not display a star rating or review count.Read 15 Oct 2026 · play.google.com

Institution eligibility

The FAQ says companies regulated by RBI, SEBI, IRDAI or PFRDA can join as FIUs or FIPs.Read 5 Oct 2026 · camsfinserv.com

Institution features

The platform lists bank statement analysis, portfolio analysis features, alerts for upcoming EMIs and a single KYC and verification process for multiple asset holdings.Read 5 Oct 2026 · camsfinserv.com

Launch

CAMSfinserv launched its RBI-licensed Account Aggregator service in September 2021 with five participating banks.Read 15 Oct 2026 · camsonline.com

Legal entity

The operating legal entity is CAMS Financial Information Services Private Limited, incorporated in 2016 and registered in Chennai.Read 15 Oct 2026 · digital.camsonline.com

Licence

The terms grant a limited, revocable, non-exclusive, non-transferable and non-sublicensable licence; CAMSfinserv retains the application intellectual property.Read 15 Oct 2026 · camsfinserv.com

Limit: account addition

An AppRecs review reports that the option to add a bank for an Account Aggregator statement was missing.Read 15 Oct 2026 · apprecs.com

Limit: compatibility

Users must maintain compatible browsers, operating systems and hardware because CAMSfinserv does not promise support for every version.Read 15 Oct 2026 · camsfinserv.com

Limit: consent misunderstanding

A Reddit discussion warns that recurring Account Aggregator consents may trigger data pulls or hard-credit inquiries if users do not review or revoke them.Read 15 Oct 2026 · reddit.com

Limit: freshness

The terms warn that financial information supplied through the service may not update in real time.Read 15 Oct 2026 · camsfinserv.com

Limit: mobile onboarding

AppRecs displays complaints that the mobile-number selector can be blank and produce a selection error.Read 15 Oct 2026 · apprecs.com

Limit: processing days

Requests made on non-business days may be processed on the next business day.Read 15 Oct 2026 · camsfinserv.com

Notable limitation

The terms say transaction instructions entered on non business days are processed on the following business day, and shared information may not be updated in real time.Read 5 Oct 2026 · camsfinserv.com

Paperless sharing

The service supports fully online information sharing between Financial Information Users and Providers without paperwork.Read 15 Oct 2026 · camsfinserv.com

Parent company

CAMSfinserv is a wholly owned subsidiary of Computer Age Management Services Limited, whose LinkedIn profile says it was founded in 1988 and is headquartered in Chennai.Read 15 Oct 2026 · in.linkedin.com

Payment alerts

The FAQ lists upcoming EMI and payment alerts as an FIU capability.Read 15 Oct 2026 · camsfinserv.com

Portfolio analysis

Portfolio tools can show holdings, underlying investments and risk-appetite information.Read 15 Oct 2026 · camsfinserv.com

Praise: consent control

AppRecs’ analyzed listing highlights the ability to revoke consent and close the Account Aggregator account, although its sampled feedback is predominantly negative.Read 15 Oct 2026 · apprecs.com

Privacy controls

The privacy policy covers sensitive financial information, access controls, monitoring, audits and retention under RBI requirements.Read 15 Oct 2026 · camsfinserv.com

Public API resources

The site links public specifications for AA, FIP and FIU callback APIs plus schemas, purpose definitions and the electronic-consent framework.Read 15 Oct 2026 · camsfinserv.com

Rating on AppRecs

1.5 out of 5 from a sampled rating set; total sample count not statedRead 15 Oct 2026 · apprecs.com

Regulation

CAMSfinserv describes itself as an RBI licensed NBFC Account Aggregator.Read 5 Oct 2026 · camsfinserv.com

Scale

CAMS’s FY2024-25 report says live FIU clients increased to 154 from 101 the prior year and market share rose from 8.6% to 11.6%.Read 15 Oct 2026 · camsonline.com

SDK availability

The official technical-resources page lists APIs and schemas but does not list downloadable SDKs.Read 15 Oct 2026 · camsfinserv.com

Security standards

The privacy policy references ISO/IEC 27001:2022, India’s Information Technology Act, data-protection laws and RBI guidance.Read 15 Oct 2026 · camsfinserv.com

Security suite

The platform integrates Microsoft’s security suite and says it follows regulator privacy, security and data-delivery standards.Read 15 Oct 2026 · camsonline.com

Single KYC

The platform supports one KYC process for multiple financial holdings.Read 15 Oct 2026 · camsfinserv.com

Supported data

The consumer service covers bank deposits, mutual funds, stocks and ETFs, insurance, NPS and other supported financial assets.Read 15 Oct 2026 · camsfinserv.com

System requirements

Terms require a compatible computer or mobile device and internet access.Read 15 Oct 2026 · camsfinserv.com

TSP integration

Technology Service Providers help financial institutions integrate, onboard, analyze and certify connections to the Account Aggregator platform.Read 15 Oct 2026 · camsfinserv.com

Unified account view

The platform consolidates balances and transaction summaries from participating financial institutions.Read 15 Oct 2026 · play.google.com

Who it serves

The site presents the platform for individuals, financial institutions and businesses, including lenders and wealth managers using financial information with customer consent.Read 5 Oct 2026 · camsfinserv.com

Plans and prices

Every CAMSfinserv Account Aggregator plan and price →

Where Specifiction places it

• Bank Connectivity Software#1 of 718.7