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Belvo

belvo.com

From $1,000/mo Free plan WebAPI
Visit belvo.com
Spec score 8.5 #3 of 71 in Bank Connectivity Software

What it is

Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.

Spec sheet

Product
Belvo provides open finance infrastructure for companies to connect to users’ accounts, understand financial data, and move money.Read 4 Oct 2026 · belvo.com
Audience
Belvo identifies banks, financial services, lenders, insurers, e-commerce and retail businesses, and digital wallets among the industries it serves.Read 4 Oct 2026 · belvo.com
Integrations
Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records.Read 4 Oct 2026 · belvo.com
Security
Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported.Read 4 Oct 2026 · belvo.com
Compliance
Belvo states that it holds ISO/IEC 27001:2022 certification and is a PCI DSS Level 1 compliant service provider.Read 4 Oct 2026 · belvo.com
Support
The pricing page lists standard support by email and premium support through Slack and video conference.Read 4 Oct 2026 · belvo.com
Headquarters
Mexico City, Mexico; São Paulo, BrazilRead 28 Sep 2026 · belvo.com
Founded
2019Read 28 Sep 2026 · belvo.com
Company
Belvo says Pablo Viguera and Oriol Tintoré founded the company in 2019.Read 4 Oct 2026 · belvo.com
Banking data
Its banking data product offers real-time, categorized account data and up to 24 months of standardized, categorized transaction data.Read 4 Oct 2026 · belvo.com
Data insights
Belvo offers transaction categorization, income verification, recurring expense detection, and risk insights based on banking data.Read 4 Oct 2026 · belvo.com
Developer access
Belvo provides an API, developer hub, quickstart guide, and API reference for building integrations.Read 4 Oct 2026 · belvo.com
Hosting
Belvo says its platform is hosted on AWS and configured for high availability.Read 4 Oct 2026 · belvo.com
Limits
The banking product page states that transaction history access is available for up to 24 months.Read 4 Oct 2026 · belvo.com
Markets
Belvo describes its platform as powering financial services in Latin America.Read 4 Oct 2026 · belvo.com
Payments
Its payment offerings include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil.Read 4 Oct 2026 · belvo.com

Plans and prices

Sandbox Free Free sandbox access for testing and evaluation · unlimited testing · production access for real customers requires a paid plan Read 4 Oct 2026 · belvo.com
Launch $1,000 a month 1,000 USD/month Sandbox and production environments · customizable Connect Widget · no-code solution · unlimited testing · standard and premium support Read 4 Oct 2026 · belvo.com
Growth Priced on request Custom Sandbox and production environments · customizable Connect Widget · no-code solution · unlimited testing · standard and premium support · dedicated account manager Read 4 Oct 2026 · belvo.com

Every Belvo plan and price →

Strong points and limits

Strong points

  • Free sandbox for testing and evaluation
  • Up to 24 months of transaction history
  • Mexico direct debit and Brazil Pix payments
  • API, widget, and consent-flow connections
  • AES 256 and RSA 2048 encryption at rest

Limits

  • Production access requires a paid plan
  • Launch costs $1,000 a month
  • Transaction history is limited to 24 months

Who it suits

Belvo suits banks, lenders, insurers, retailers, e-commerce companies, digital wallets, and other financial services operating in Latin America. Developers can use its API and hosted connection methods.

Verdict

Belvo covers account connectivity, categorized financial data, risk insights, and regional payment methods through one API-focused platform. Its free sandbox allows evaluation, but real-customer production use requires paid access.

Where Specifiction places it

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