Envestnet | Yodlee
yodlee.com
What it is
Envestnet | Yodlee provides financial data aggregation for personal finance, lending, wealth management and other financial applications. Its API supports institution searches, account creation and updates, retrieval of aggregated data, and notifications when data changes. Account aggregation can combine balances, transactions, expense categories and information from bank, credit card and investment accounts. The product page describes more than 19,000 sources across accounts and loans; another stated coverage figure is more than 17,000 financial sources. FastLink is an embeddable browser tool for account linking with managed authentication. Transaction enrichment adds descriptions, merchant names, categories and geolocation. Developers can request refresh while a user waits or use daily background refreshes and webhook notifications. Supported institutions can use OAuth account connections with user consent. A free Sandbox after developer registration includes sample data for five preconfigured users, but does not support live-site linking or registering more sandbox users. The product page shows no price and directs prospective customers to request a demo; live data-source access requires contacting sales. Yodlee also says sensitive full account-number access requires Security Office approval.
Spec sheet
- Purpose
- Yodlee’s RESTful API gives developers access to personal financial data for financial management applications.Read 7 Oct 2026 · developer.yodlee.com
- Product
- Yodlee provides financial data aggregation for personal finance management, lending, and wealth management use cases.Read 7 Oct 2026 · yodlee.com
- Intended users
- Yodlee describes its aggregation capabilities for financial institutions, global banks, technology companies, and developers building financial applications.Read 7 Oct 2026 · yodlee.com
- API
- Yodlee's core API supports searching financial institutions, adding and updating accounts, retrieving aggregated data, and receiving data change notifications.Read 7 Oct 2026 · developer.yodlee.com
- Security
- Yodlee reports an annual SOC 2 Type 2 assessment, with the latest report available to clients and prospects under NDA.Read 7 Oct 2026 · toolkits.yodlee.com
- Compliance
- Yodlee says it undergoes an annual SOC 2 Type 2 assessment and is PCI-DSS 4.0.1 certified as a Level One Service Provider.Read 7 Oct 2026 · toolkits.yodlee.com
- Account data
- The API can provide account balances, transactions, holdings, statements, and other financial account information.Read 7 Oct 2026 · developer.yodlee.com
- Account linking
- FastLink is an embeddable tool that helps end users link accounts and provides a managed account authentication experience.Read 7 Oct 2026 · developer.yodlee.com
- Customers
- Yodlee describes its financial data aggregation solutions as serving financial institutions, global banks, and technology companies.Read 7 Oct 2026 · yodlee.com
- Data coverage
- Yodlee says its platform aggregates data from more than 17,000 financial sources.Read 7 Oct 2026 · yodlee.com
- Data limits
- Yodlee can aggregate up to 365 days of bank and card transactions, depending on availability at the data source.Read 7 Oct 2026 · developer.yodlee.com
- Data sources
- The product page says Yodlee aggregates data from more than 19,000 sources across accounts and loans.Read 7 Oct 2026 · yodlee.com
- Enrichment
- Transaction Data Enrichment adds descriptions, merchant names, categories, and geolocation to financial transaction data.Read 7 Oct 2026 · developer.yodlee.com
- FastLink
- FastLink is an embeddable tool that helps end users link financial accounts through a browser.Read 7 Oct 2026 · developer.yodlee.com
- Open Banking
- For supported institutions, Yodlee supports OAuth-based account connections with user consent to share data.Read 7 Oct 2026 · developer.yodlee.com
- Pricing
- The product page directs prospective customers to request a demo and does not display a price.Read 7 Oct 2026 · yodlee.com
- Pricing and sales
- The developer portal describes free Sandbox access and directs customers to contact Yodlee sales for live data-source access beyond its listed coverage.Read 7 Oct 2026 · developer.yodlee.com
- Refresh
- Yodlee supports instant refresh while a user waits and daily background refresh, with data update notifications available through webhooks.Read 7 Oct 2026 · developer.yodlee.com
- Refresh options
- Developers can request real-time access while a user waits or use ongoing daily refreshes and webhook notifications.Read 7 Oct 2026 · developer.yodlee.com
- Sandbox
- A free sandbox is available after developer registration and includes five preconfigured users with sample data; registering new users in the sandbox is not supported.Read 7 Oct 2026 · developer.yodlee.com
- Sensitive data access
- Access to full account numbers and other sensitive account profile data requires Yodlee Security Office approval.Read 7 Oct 2026 · developer.yodlee.com
- Transaction enrichment
- Yodlee transaction enrichment adds descriptions, merchant names, categories, and geolocation to financial transaction data.Read 7 Oct 2026 · developer.yodlee.com
Plans and prices
Sandbox Free Free after developer account registration · 5 preconfigured users · Sample data only · No live-site linking Read 7 Oct 2026 · developer.yodlee.com
Strong points and limits
Strong points
- API supports account updates and data-change notifications.
- FastLink provides embeddable browser-based account linking.
- Refresh can be requested while a user waits.
- Sandbox provides sample data for five preconfigured users.
- OAuth connections are available at supported institutions.
Limits
- Sandbox does not support live-site linking.
- Additional sandbox users cannot be registered.
- Live access and pricing require contacting Yodlee.
- Sensitive full account-number access requires approval.
Who it suits
It suits financial institutions, technology companies and developers building financial applications that need account aggregation. It may also fit teams evaluating with sample data before pursuing live access.
Verdict
Yodlee describes broad aggregation and refresh workflows, plus an evaluation sandbox. Live data access and pricing require a sales conversation, and sandbox use is limited to sample data.
Where Specifiction places it
- Bank Connectivity Software#4 of 718.4
- Financial Data APIs#4 of 288.4
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