Basiq

Spec sheet

What it does

Basiq provides a Consumer Data Right accredited API platform for secure access to customer-consented financial data and insights.Read 9 Oct 2026 · api.basiq.io

Security

Basiq says data is retained only as long as needed, protected with encryption, and monitored for access and behavioural threats.Read 9 Oct 2026 · basiq.io

Accreditation

Basiq Pty Ltd identifies itself as an accredited data recipient under Australia's Consumer Data Right.Read 9 Oct 2026 · basiq.io

Company ownership

Basiq is a wholly owned subsidiary of Cuscal Limited.Read 9 Oct 2026 · basiq.io

Consent UI

Businesses can configure Basiq's consent UI with data scope, consent policies, branding, styling, and analytics.Read 9 Oct 2026 · basiq.io

Coverage

Basiq says it supports 136 financial institutions across Australia and New Zealand, covering 99% of the population and all CDR data holders.Read 9 Oct 2026 · basiq.io

Data access

Its data product connects to banking, superannuation, and energy data, including account details, transactions, balances, and usage information.Read 9 Oct 2026 · basiq.io

Data enrichment

Basiq can enrich transactions with merchant, location, and category details and categorise living expenses into more than 500 categories.Read 9 Oct 2026 · basiq.io

Insights

Its insights include affordability, expenses, income, liabilities, and assets across connected accounts and institutions.Read 9 Oct 2026 · basiq.io

Integration methods

Its documented access methods include a web connector, Open Banking APIs, and statement uploads in formats such as PDF and CSV.Read 9 Oct 2026 · api.basiq.io

Sandbox

Basiq's API documentation says its sandbox is free for testing and limits sandbox connections to 500.Read 9 Oct 2026 · api.basiq.io

Who it serves

Basiq describes its platform as building blocks for businesses creating financial products for lending, payments, wealth, and digital finance.Read 9 Oct 2026 · api.basiq.io

Plans and prices

Every Basiq plan and price →

Where Specifiction places it

• Bank Connectivity Software#31 of 717.3
• Unified APIs Software#13 of 227.3
• Financial Data APIs#21 of 287.3
• Financial Data Aggregation Platforms#10 of 137.3