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SPECIFICTION
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Basiq vs Fintoc

Basiq

basiq.io

Fintoc

fintoc.com

Side by side

FigureBasiqFintoc
Price from——
Free plan——
Free trial—Yes
Open source——
WebYesYes
APIYesYes
Plans published12
Spec score · Bank Connectivity Software7.3 (#31)8.0 (#12)
SecurityBasiq says data is retained only as long as needed, protected with encryption, and monitored for access and behavioural threats.Fintoc states that it is certified to ISO 27001 and PCI DSS Level 1.
What it doesBasiq provides a Consumer Data Right accredited API platform for secure access to customer-consented financial data and insights.Fintoc unifies payment infrastructure so businesses can receive, move, and reconcile money.
Who it servesBasiq describes its platform as building blocks for businesses creating financial products for lending, payments, wealth, and digital finance.Fintoc describes its products for businesses managing online payments and collections, and says more than 1,200 companies trust it.

Plans

Basiq

  • Custom pricingPriced on request

Basiq pricing →

Fintoc

  • Pagos por Transferencia$135, paid once
  • Pagos con Tarjeta$269, paid once

Fintoc pricing →

In their own words

Basiq

Basiq has no write-up on Specifiction yet; its figures are above.

Visit basiq.io

Fintoc

Fintoc has no write-up on Specifiction yet; its figures are above.

Visit fintoc.com