Belvo vs Brankas
Belvo
belvo.comBrankas
brankas.comSide by side
| Figure | Belvo | Brankas |
|---|---|---|
| Price from | $1,000/mo | — |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 3 | 3 |
| Spec score · Bank Connectivity Software | 8.5 (#3) | 8.6 (#2) |
| Spec score · Financial Data APIs | 8.5 (#3) | 8.7 (#1) |
| Founded | 2019 | Brankas says it was founded in 2016. |
| Integrations | Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records. | Brankas says it is compatible with most core banking systems and technology stacks. |
| Payments | Its payment offerings include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. | Direct supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard. |
| Security | Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported. | Brankas says it uses HTTPS and encryption, is ISO 27001 certified and PCI-DSS certified, and does not store end-user credentials. |
| Support | The pricing page lists standard support by email and premium support through Slack and video conference. | Brankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite. |
Plans
Brankas
- BasicPriced on request
- EnterprisePriced on request
- Open Finance SuitePriced on request
In their own words
Belvo
Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.
Brankas
Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.