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SPECIFICTION
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DailyPay

dailypay.com

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Spec score 6.7 #15 of 16 in Earned Wage Access Software

What it is

DailyPay is an earned-wage access service for eligible employees. It connects with payroll and timesheet systems and uses timesheet data to determine earnings available for transfer. Employees can request next-business-day access, listed as available within 1–3 business days, or choose instant access. Bank transfer is the listed transfer method, and eligibility rules apply. The employee app is available on Android and iOS, with web access also provided. The next-business-day option has no fee for the transfer choice shown on the official fees page. Instant-transfer fees vary by employer and are shown there as a flat fee. DailyPay lists a free plan and also provides pricing on request. Transfer options depend on the employer and applicable eligibility rules. Founded in 2015, the company is headquartered in New York, New York, United States. Payroll and timesheet integration make the service dependent on the employer’s systems and the earnings information they provide.

Spec sheet

Headquarters
New York, New York, United StatesRead 23 Sep 2026 · dailypay.com
Founded
2015Read 23 Sep 2026 · dailypay.com

Plans and prices

Next-business-day transfer Priced on request Access available earnings within 1–3 business days · No fee for the transfer option shown on the official fees page Read 20 Sep 2026 · get.dailypay.com
Instant transfer Priced on request Fees vary by employer Instant access to available earnings · Flat fee shown on the official fees page Read 20 Sep 2026 · get.dailypay.com

Every DailyPay plan and price →

Strong points and limits

Strong points

  • Android, iOS, and web access
  • Next-business-day option has no listed fee
  • Instant wage transfer available
  • Payroll and timesheet integrations
  • Uses timesheet earnings data

Limits

  • Eligibility rules apply
  • Instant fees vary by employer
  • Transfer options depend on employer
  • Bank is the listed transfer method

Who it suits

DailyPay suits employees whose employers connect payroll and timesheet systems to the service. It is relevant to workers seeking bank transfers before a regular payday, subject to eligibility.

Verdict

DailyPay provides employer-connected access to available earnings through web and mobile channels. The timing and fees differ by transfer option, and employees must meet the applicable eligibility rules.

Where Specifiction places it

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