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SPECIFICTION
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DebtClear

debtclearwith.us

Free plan Android
Visit debtclearwith.us
Spec score 7.9 #9 of 23 in Debt Management Software

What it is

DebtClear is an Android app that creates a personal debt payoff plan from debts and a monthly budget entered by the user. It compares Debt Snowball, Debt Avalanche, and Stair-Stepper strategies side by side, showing payoff dates, estimated total interest, and a month-by-month schedule for each debt. Supported debts include credit cards, personal and car loans, student loans, medical debt, and other installment debt. The app works offline, needs no login, and stores debt details locally. Optional payment reminders use notifications on the device. The privacy policy says debt details are not uploaded to the cloud or shared with the developer or third parties, although Android auto-backup may include local data in a Google account backup depending on device settings. Firebase Analytics, Firebase Crashlytics, and Google AdMob may collect technical, usage, crash, or advertising data. DebtClear is free at free, with no subscription or premium tier. Its payoff dates and interest figures are mathematical estimates, not financial, legal, or tax advice. The maker says the iOS version is in development and coming soon.

Spec sheet

Purpose
DebtClear creates a personal debt payoff plan from debts and a monthly budget entered by the user.Read 3 Oct 2026 · play.google.com
Support
The Google Play listing provides support email [email protected].Read 3 Oct 2026 · play.google.com
Headquarters
Dover, Delaware, United StatesRead 28 Sep 2026 · debtclearwith.us
Debt types
The listing names credit cards, personal loans, car loans, student loans, medical debt, and other installment debt as supported types.Read 3 Oct 2026 · play.google.com
Developer
Google Play lists Rooftop Online LLC as the developer and gives its address as Dover, Delaware, United States.Read 3 Oct 2026 · play.google.com
Financial disclaimer
The maker says payoff dates and interest figures are mathematical estimates and the app is not financial, legal, or tax advice.Read 3 Oct 2026 · debtclearwith.us
iOS availability
The maker’s site says the iOS version is coming soon and in development.Read 3 Oct 2026 · debtclearwith.us
Local backup caveat
The privacy policy says Android auto-backup may include locally stored data in a Google account backup depending on device settings.Read 3 Oct 2026 · debtclearwith.us
Not a financial service
DebtClear says it is not a bank, lender, credit counselor, debt settlement service, or financial advisor and does not offer loans or debt relief.Read 3 Oct 2026 · debtclearwith.us
Offline operation
The listing says the app works offline, has no login, and stores debt information on the device.Read 3 Oct 2026 · play.google.com
Payoff methods
It compares Debt Snowball, Debt Avalanche, and Stair-Stepper strategies side by side.Read 3 Oct 2026 · play.google.com
Privacy policy
The privacy policy says debt details are stored locally and are not transmitted, uploaded to the cloud, or shared with the developer or third parties.Read 3 Oct 2026 · debtclearwith.us
Reminders
The maker’s site says optional payment reminders use local notifications on the device.Read 3 Oct 2026 · debtclearwith.us
Schedule
The plan shows payoff dates, total interest, and a month-by-month schedule for each debt.Read 3 Oct 2026 · play.google.com
Third-party services
The privacy policy identifies Firebase Analytics, Firebase Crashlytics, and Google AdMob as services that may collect technical, usage, crash, or advertising data.Read 3 Oct 2026 · debtclearwith.us

Plans and prices

DebtClear Free Free; no subscription; no premium tier Read 3 Oct 2026 · play.google.com

Every DebtClear plan and price →

Strong points and limits

Strong points

  • Compares three payoff strategies side by side
  • Shows payoff dates, interest estimates, and monthly schedules
  • Works offline without a login
  • No subscription or premium tier

Limits

  • Available on Android; iOS is still in development
  • Android auto-backup may include local data
  • Estimates are not financial, legal, or tax advice

Who it suits

DebtClear suits Android users who want to compare payoff strategies using their debts and monthly budget. It is not a financial advisor or debt relief service.

Verdict

DebtClear provides a structured view of payoff options and schedules while keeping debt details on the device, subject to Android backup settings. Treat the figures as mathematical estimates, not professional advice.

Where Specifiction places it

Alternatives to DebtClearAll alternatives →