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SPECIFICTION
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Eko Recon

github.com

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Spec score 7.7 #11 of 21 in Account Reconciliation Software

What it is

Eko Recon is an open-source bank reconciliation platform for fintech operations, released under the MIT license. It accepts CSV, XLSX/XLS, PDF and tab-separated text files, recognizing headers and formats automatically. Its priority-ordered rules match transactions using TID, tracking number, UTR and amount, with flags for amount-tolerance mismatches. Teams can review Open Items, match manually, record overrides with mandatory remarks, use maker-checker approvals and add ad hoc tags. Modules cover DMT, AePS settlement, PG net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds and SBI Kiosk P01–P04. Reports include summaries, ageing, SRC analysis, matched-pair exports, EOD digest emails, scheduled subscriptions and monthly reconciliation certificate PDFs. Controls include append-only audit logs, JWT and API-key authentication, IP allowlists, per-module permissions, product data scoping and session logging. It runs locally or in Docker as one container, with SQLite by default and MySQL or PostgreSQL options for production. A JSON API is documented through Swagger and ReDoc. Optional AI providers receive de-identified fields and return advisory output requiring human approval.

Spec sheet

Purpose
Eko Recon is a full-stack bank reconciliation platform for fintech operations.Read 1 Oct 2026 · github.com
Deployment
It runs locally or in Docker as one container, uses SQLite by default and can switch to MySQL or PostgreSQL for production.Read 1 Oct 2026 · github.com
API
The architecture exposes a JSON API and documents it through Swagger and ReDoc.Read 1 Oct 2026 · github.com
License
The repository is released under the MIT license.Read 1 Oct 2026 · github.com
Headquarters
IndiaRead 28 Sep 2026 · github.com
Founded
2006Read 28 Sep 2026 · github.com
AI integration
The architecture supports Anthropic, OpenAI-compatible or local language-model providers, receiving de-identified fields only and providing advisory output requiring human approval.Read 1 Oct 2026 · github.com
Automation
Watch-folder uploads, cron schedules, automatic reconciliation after ingest and startup self-healing migrations are supported.Read 1 Oct 2026 · github.com
Controls
The platform includes append-only audit logs, JWT and API-key authentication, IP allowlists, per-module permissions, product data scoping and session logging.Read 1 Oct 2026 · github.com
Data ingestion
It ingests CSV, XLSX/XLS, PDF and tab-separated text files with automatic header and format recognition.Read 1 Oct 2026 · github.com
Exception workflow
The product provides Open Items, manual matching, overrides with mandatory remarks, maker-checker approvals and ad hoc tagging.Read 1 Oct 2026 · github.com
Maker context
The README says Eko Recon was built by Eko Bharat Ventures' finance operations team and battle-tested on live settlement volumes across more than 12 product lines.Read 1 Oct 2026 · github.com
Matching
Its priority-ordered rule engine matches transactions using TID, tracking number, UTR and amount rules, with amount-tolerance mismatch flags.Read 1 Oct 2026 · github.com
Product modules
Modules cover DMT, AePS settlement, PG net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds and SBI Kiosk P01–P04.Read 1 Oct 2026 · github.com
Reporting
Reports include reconciliation summaries, ageing, SRC analysis, matched-pairs exports, EOD digest emails, scheduled subscriptions and monthly reconciliation certificate PDFs.Read 1 Oct 2026 · github.com
Security reporting
Security vulnerabilities can be reported privately through GitHub Security Advisories or by emailing [email protected].Read 1 Oct 2026 · github.com

Plans and prices

Pricing not published Priced on request ask vendor for a quote Read 1 Oct 2026 · techyorker.com

Every Eko Recon plan and price →

Strong points and limits

Strong points

  • Recognizes headers and formats across four input types
  • Rule-based matching with amount-tolerance flags
  • Maker-checker approvals and mandatory override remarks
  • Runs locally or in Docker with several database options

Limits

  • Pricing is not published; ask vendor for a quote
  • AI output is advisory and requires human approval

Who it suits

Eko Recon suits fintech operations teams reconciling settlements across the listed product modules. Its rules, exception workflow, approvals and reporting are relevant to teams that need review controls and deployment flexibility.

Verdict

Eko Recon brings transaction ingestion, rules, exception handling and reporting together for fintech reconciliation work. Its human-approval requirement for AI output and unpublished pricing are worth factoring into evaluation.

Where Specifiction places it

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