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Financial Cents
financial-cents.com
What it is
Financial Cents is cloud-based practice management software for accounting, bookkeeping, and tax firms. It helps manage client work, staff collaboration, and deadlines through workflow management, client CRM, automatic reminders for client tasks, month-end close, e-signatures, time tracking, billing, invoicing, and AI features. Its client portal uses passwordless links, rotating encrypted passwords, and six-digit identity codes sent by email or SMS. The product states that document storage is unlimited and data is encrypted at rest and in transit; it also states that it is SOC II Type I certified by AICPA. Integrations include QuickBooks Online, email and file services, Zapier, Ignition, and tax applications including DrakeTax, UltraTax, Lacerte, ProSeries, ProConnect, TaxAct, and CCH Axcess. Scale includes an Open API, while Enterprise includes webhooks. A 14-day trial does not require a credit card. Solo costs $19 a month, billed annually, under a 12-month agreement for single-user firms. Firms with one to four users must pay annually; monthly billing is available only to firms with at least five users.
Spec sheet
- Product
- Financial Cents is a cloud-based practice management solution for accounting, bookkeeping, and tax firms to manage client work, collaborate with staff, and hit deadlines.Read 30 Sep 2026 · financial-cents.com
- Audience
- Financial Cents was launched in 2020 as practice management software designed for accountants and is used by accountants, bookkeepers, and CPAs.Read 30 Sep 2026 · financial-cents.com
- Trial
- The service offers a free 14-day trial with no credit card required.Read 30 Sep 2026 · financial-cents.com
- API
- The Scale plan includes an Open API and webhooks are included in Enterprise.Read 30 Sep 2026 · financial-cents.com
- Integrations
- Native or listed integrations include QuickBooks Online, Gmail, Outlook, Google Drive, OneDrive/SharePoint, SmartVault, Adobe Sign, Ignition, tax applications and Zapier.Read 21 Oct 2026 · financial-cents.com
- Support
- Enterprise includes priority support, premium training and onboarding, and a dedicated customer success manager.Read 30 Sep 2026 · financial-cents.com
- Founded
- 2020Read 23 Sep 2026 · financial-cents.com
- AI features
- AI agents validate uploaded files, rename them, route copies to client folders, draft emails and generate workflow checklists; Scale adds an MCP connection to AI assistants.Read 21 Oct 2026 · financial-cents.com
- API documentation depth
- The maker links to API documentation hosted on GitBook; no official SDK or self-hosted deployment is described on the cited maker pages.Read 21 Oct 2026 · help.financial-cents.com
- Authentication
- Multi-factor authentication is provided and recommended for users, and the Enterprise plan offers a mandatory 2FA option.Read 30 Sep 2026 · financial-cents.com
- Billing availability
- Financial Cents Billing is currently available for US and Canadian firms.Read 30 Sep 2026 · help.financial-cents.com
- Billing limit
- Only firms with five or more users can choose monthly billing; firms with one to four users must use annual payments.Read 30 Sep 2026 · help.financial-cents.com
- Client portal
- A passwordless client portal supports document exchange, communication, task completion, signatures and invoice payments.Read 21 Oct 2026 · financial-cents.com
- Client requests
- Client tasks and requests let firms collect documents or answers through automated email and text reminders.Read 21 Oct 2026 · linkedin.com
- Company founded
- Inc. lists Financial Cents as founded in 2020 and based in Atlanta, Georgia.Read 21 Oct 2026 · inc.com
- Company size and ownership
- LinkedIn describes Financial Cents as privately held, headquartered in Atlanta and employing 51–200 people.Read 21 Oct 2026 · linkedin.com
- Core features
- The product includes workflow management, billing, time tracking and invoicing, client CRM, client tasks with auto-reminders, month-end close, e-signatures, and AI features.Read 30 Sep 2026 · financial-cents.com
- CRM and database
- The product stores client records, contacts, custom fields, tags and interaction information in a client CRM/database.Read 21 Oct 2026 · financial-cents.com
- Document management
- Financial Cents includes secure file sharing, document management, unlimited storage and the ability to lock files behind an invoice.Read 21 Oct 2026 · financial-cents.com
- Document storage
- Financial Cents states that it offers unlimited document storage to all users.Read 30 Sep 2026 · help.financial-cents.com
- Documentation and support
- The help center lists hundreds of articles across setup, workflows, client portal, billing, database, email, time tracking, reporting, integrations, settings, Month-End Close and AI.Read 21 Oct 2026 · help.financial-cents.com
- Encryption
- Financial Cents states that data is encrypted at rest and during transit, with TLS-secured browser connections.Read 30 Sep 2026 · financial-cents.com
- Hosting
- Financial Cents says it uses DigitalOcean and AWS infrastructure, with servers in New York City and Virginia.Read 21 Oct 2026 · financial-cents.com
- Infrastructure
- Financial Cents uses DigitalOcean and AWS cloud providers and states that both providers are SOC II, SOC III, GDPR, and HIPAA compliant.Read 30 Sep 2026 · financial-cents.com
- Legal name and founder
- Crunchbase lists the legal name as Financial Cents and Shahram Zarshenas as founder and CEO.Read 21 Oct 2026 · crunchbase.com
- Licence
- Terms describe a subscription service licensed to customers and a limited trial version; they do not present Financial Cents as open-source software.Read 21 Oct 2026 · app.financial-cents.com
- Limit: Canadian functionality
- The sole Trustpilot reviewer said Canadian users pay full price while some features are unavailable in Canada and support responses can take days.Read 21 Oct 2026 · trustpilot.com
- Limit: integrations and billing
- G2 reviewers report missing Excel/Sage integrations, occasional QuickBooks billing double-charge behavior and extra per-client charges for some QBO functionality.Read 21 Oct 2026 · g2.com
- Limit: price and regional fit
- Capterra reviewers mention that annual employee pricing can feel expensive, and some report limited functionality or an Anglo-Saxon market focus.Read 21 Oct 2026 · capterra.com
- Month-End Close
- Month-End Close reviews QuickBooks Online transactions, supports corrections and categorization, reconciliation and 1099/W-9 reports, and syncs approved changes back to QBO.Read 21 Oct 2026 · help.financial-cents.com
- Month-End Close limitation
- Statement of Cash Flows, A/P Aging and A/R Aging reports are listed as coming soon, while P&L and Balance Sheet reports carry a beta label.Read 21 Oct 2026 · help.financial-cents.com
- Notable news
- Inc. lists Financial Cents as a 2026 Inc. 5000 honoree, ranked No. 601, with 578% three-year growth.Read 21 Oct 2026 · inc.com
- Praise: support
- Capterra review analysis describes support as responsive and friendly, with tutorials and fast chat replies, though some users report bot-first interactions and difficulty reaching phone support.Read 21 Oct 2026 · capterra.com
- Praise: task management
- GetApp reviewers highlight granular task assignment, subtasks, dependencies, recurring templates and clear progress tracking.Read 21 Oct 2026 · getapp.com
- Praise: usability and organization
- G2 reviewers repeatedly praise the intuitive interface, ease of use, task organization and keeping client communication and work in one place.Read 21 Oct 2026 · g2.com
- Product purpose
- Financial Cents is cloud practice-management software for accounting, bookkeeping and tax firms, covering client work, deadlines, collaboration and workflow automation.Read 21 Oct 2026 · financial-cents.com
- Proposals and signatures
- Users can create proposals and engagement letters, offer packages or upsells, and collect e-signatures.Read 21 Oct 2026 · financial-cents.com
- Public API
- An Open API is available on the Scale plan for custom business-intelligence, reporting and internal integrations, with documentation linked from the help center.Read 21 Oct 2026 · help.financial-cents.com
- Rating on Capterra
- 4.8 out of 5 from 270 reviewsRead 21 Oct 2026 · capterra.com
- Rating on G2
- 4.7 out of 5 from 255 reviewsRead 21 Oct 2026 · g2.com
- Rating on GetApp
- 4.8 out of 5 from 272 reviewsRead 21 Oct 2026 · getapp.com
- Rating on Trustpilot
- 3.2 out of 5 from 1 reviewRead 21 Oct 2026 · trustpilot.com
- Rating on TrustRadius
- 9.5 out of 10 from 2 reviews and ratingsRead 21 Oct 2026 · trustradius.com
- Security certification
- Financial Cents states that it is AICPA SOC II Type I certified.Read 21 Oct 2026 · financial-cents.com
- Security controls
- The maker states that data is encrypted at rest and in transit, TLS is required for browser access, MFA is available, sensitive activity is audited and deleted records are permanently removed within six months.Read 21 Oct 2026 · financial-cents.com
- Time and billing
- It tracks time and supports fixed-fee, recurring and hourly invoicing, online payments, retainers and project-based billing.Read 21 Oct 2026 · financial-cents.com
- Workflow automation
- Workflow automations can create recurring work, send updates, follow up on client tasks and manage dependencies, with higher-tier automation features on Scale and Enterprise.Read 21 Oct 2026 · financial-cents.com
- Workflow management
- The platform provides workflow and to-do lists, templates, checklists, status tracking, filters and dashboards for recurring client work.Read 21 Oct 2026 · linkedin.com
- Zapier connectivity
- The Scale plan connects Financial Cents to more than 5,000 applications through Zapier.Read 21 Oct 2026 · financial-cents.com
Plans and prices
Solo $19 a year $19/month billed annually; 12-month agreement; one user workflow and to-do lists · automations · client portal · secure file sharing · CRM · time tracking · invoicing · QBO integration · AI features Read 21 Oct 2026 · financial-cents.com
Solo $19 a month Billed annually; 12-month agreement; single-user firms only Workflow, client portal, secure file sharing, CRM, time tracking, billing, proposals, QuickBooks Online, reporting, e-signatures, AI, retainers Read 30 Sep 2026 · financial-cents.com
Team $49 a year $49/user/month billed annually Solo features · collaboration · integrated email · e-signatures · budgeting and reporting · proposals · billing Read 21 Oct 2026 · financial-cents.com
Scale $69 a year $69/user/month billed annually Team features · auto-follow-ups · task dependencies · auto-create work · Zapier · Open API · branded portal · profitability reports Read 21 Oct 2026 · financial-cents.com
Team $89 a month Annual agreement; billed monthly; minimum 5 users Team plan features Read 30 Sep 2026 · financial-cents.com
Scale $109 a month Annual agreement; billed monthly; minimum 5 users Scale plan features Read 30 Sep 2026 · financial-cents.com
Enterprise Priced on request Custom pricing custom permissions · IP whitelisting · mandatory 2FA · webhooks · advanced security · premium support Read 21 Oct 2026 · financial-cents.com
Strong points and limits
Strong points
- 14-day trial requires no credit card.
- Unlimited document storage is stated for all users.
- Client portal offers email or SMS identity codes.
- Scale includes an Open API.
- Integrates with accounting, file, and tax applications.
Limits
- No free plan is offered.
- Solo costs $19 a month, billed annually.
- Solo requires a 12-month agreement.
- Firms with one to four users must pay annually.
Who it suits
It suits accounting, bookkeeping, and tax firms coordinating client work, staff tasks, and deadlines. The Solo plan is for single-user firms; firms with at least five users can choose monthly billing under an annual agreement.
Verdict
Financial Cents combines practice workflows, client portal features, billing, and integrations aimed at accounting and tax firms. Check the annual payment requirement for smaller firms and the plan-specific access to API and webhooks.
Where Specifiction places it
- CA Office Management Software#1 of 169.0
- Accounting Practice Management Software#2 of 298.8
