Tech riderRev. 9 Oct 2026
  1. 1Runs onWeb
  2. 2CostsFree plan
  3. 3Investing lessonsYes
  4. 4Financial simulationsYes
4 lines stated Written from the maker's own pages: howthemarketworks.com
The HowTheMarketWorks homepage

Overview

HowTheMarketWorks is ranked #25 of 25 in financial literacy apps on Specifiction. It runs on Web. There is a free plan.

HowTheMarketWorks plans and pricing

All plans
Free Free Free forever · supported by advertising · custom contests · US stocks and mutual funds · basic research tools · 50 built-in investing and personal finance lessons · free $100K practice portfolio howthemarketworks.com · 9 Oct 2026

Compared on financial literacy apps

Free plan
Yeshowthemarketworks.com
Investing lessons
Yeshowthemarketworks.com
Financial simulations
Yeshowthemarketworks.com

Facts

What it does
HowTheMarketWorks is a free stock market simulation where users practice investing with virtual money and real market data.howthemarketworks.com · 9 Oct 2026
Classroom use
Teachers can create private classroom contests and customize dates, starting cash, commissions, and trading rules.howthemarketworks.com · 9 Oct 2026
Virtual cash
New users receive $100,000 in virtual cash.howthemarketworks.com · 9 Oct 2026
Education
The site provides built-in investing lessons and access to lessons and videos in its Education Center.howthemarketworks.com · 9 Oct 2026
Teacher tools
Teachers can track student performance, assign lessons, and generate reports.howthemarketworks.com · 9 Oct 2026
Assignments
Teachers can create assignments with tasks such as watching videos, reading articles, using calculators, and placing trades, with start and due dates.howthemarketworks.com · 9 Oct 2026
Trading limits
HowTheMarketWorks does not feature derivatives trading; advanced derivatives and other security types are offered by its separate premium products.howthemarketworks.com · 9 Oct 2026
Data and quote delay
Quote data is delayed at least 15 minutes and is provided by XIGNITE and QuoteMedia.howthemarketworks.com · 9 Oct 2026
Student privacy
The site says it supports CSPA, FERPA, and COPPA compliance and can provide schools or districts with a signed Data Privacy Agreement.howthemarketworks.com · 9 Oct 2026
Support
HowTheMarketWorks users can contact support at [email protected] or access the teacher and student FAQs.stocktrak.com · 9 Oct 2026
Who it serves
The site describes HowTheMarketWorks as a free stock game designed for schools and identifies K-12 classrooms as its audience.howthemarketworks.com · 9 Oct 2026
Maker
HowTheMarketWorks is a product of Stock-Trak, Inc. and was created in 2004.howthemarketworks.com · 9 Oct 2026

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Sources