Mercado

Spec sheet

What it does

Mercado presents itself as an African commerce operating system combining storefront, ledger, inventory and payments.Read 20 Oct 2026 · mercado.africa

Product

Mercado describes itself as a commerce operating system for Africa that combines storefront, ledger, inventory, and payments.Read 12 Oct 2026 · mercado.africa

Free plan

YesRead 21 Sep 2026 · mercado.africa

API

A REST API is offered at api.mercado.africa with order creation, inventory reservation, payment-link return and journal posting.Read 20 Oct 2026 · mercado.africa

Integrations

The site names Paystack, Flutterwave, Stripe, MTN MoMo, WhatsApp, Instagram catalogs, Okta, Azure AD and Google SSO/SAML.Read 20 Oct 2026 · mercado.africa

Security

Official security claims include audit archiving, AES-256 encryption at rest and in transit, PCI-DSS processing through certified processors and an EU data-residency option.Read 20 Oct 2026 · mercado.africa

Compliance

The site lists NDPR, PCI-DSS via certified processors, a GDPR EU data residency option, SOC 2 Type II in progress for Q3 2026, and an ISO 27001 audit starting Q2 2026.Read 12 Oct 2026 · mercado.africa

Accounting

The product uses double-entry accounting, posts journal entries for sales and closes revenue and expenses into Retained Earnings.Read 20 Oct 2026 · mercado.africa

AI analytics

Mercado advertises SKU and branch demand forecasts, cash-flow anomaly detection, payment fraud scoring and reorder suggestions.Read 20 Oct 2026 · mercado.africa

App marketplace

YesRead 21 Sep 2026 · mercado.africa

Cloud ownership model

Morphlix says its ventures run on AWS and that the studio handles architecture, operations and FinOps.Read 20 Oct 2026 · morphlix.com

Company legal name

The site footer identifies the maker as Mercado Commerce, Inc.Read 20 Oct 2026 · mercado.africa

Company locations

The footer lists Lagos, Nairobi and Accra, while the product site presents those cities as operating markets.Read 20 Oct 2026 · mercado.africa

Company status

Morphlix labels Mercado “In build” and says it is actively being developed inside the studio.Read 20 Oct 2026 · morphlix.com

Compliance roadmap

The site says SOC 2 Type II is in progress for Q3 2026 and an ISO 27001 audit starts in Q2 2026.Read 20 Oct 2026 · mercado.africa

Customer data

Orders update customer profiles containing lifetime value, last visit, channel mix and segment membership.Read 20 Oct 2026 · mercado.africa

Developer extensibility

Developer capabilities listed are Server-Sent Events, webhooks, idempotency keys, event IDs, sandbox data and a Next.js theme SDK.Read 20 Oct 2026 · mercado.africa

Developer tools

The developer offering includes REST, SSE, webhooks, TypeScript, Python, and Go SDKs, plus a Next.js theme SDK and sandbox mode.Read 12 Oct 2026 · mercado.africa

Documentation

Mercado advertises live runnable API documentation with curl, TypeScript and Python examples, but no separate public help-center content was found.Read 20 Oct 2026 · mercado.africa

Enterprise deployment

Enterprise customers can deploy primary data in their AWS account, VPC, region, S3 bucket and KMS keys while Mercado runs orchestration.Read 20 Oct 2026 · mercado.africa

Enterprise features

Enterprise features listed include BYOC, SSO/SAML, white-label, custom SLA, NDPR and GDPR support, and a dedicated customer success manager.Read 12 Oct 2026 · mercado.africa

Enterprise hosting

Enterprise deployments can run in the customer's AWS account using its KMS keys and VPC; Mercado says it operates the control plane and does not copy customer data.Read 12 Oct 2026 · mercado.africa

Hosting model

hostedRead 21 Sep 2026 · mercado.africa

Independent review availability

The available third-party product page from Morphlix describes Mercado but provides no customer rating or review-count metric.Read 20 Oct 2026 · morphlix.com

Inventory

Inventory supports multiple locations, automatic transfers, low-stock alerts, reservations and movement audits.Read 20 Oct 2026 · mercado.africa

Inventory locations

50Read 21 Sep 2026 · mercado.africa

Launch promotion

A code named MERCADO60 gives the first Growth month free when used before 31 December 2026.Read 20 Oct 2026 · mercado.africa

Limit: multi-branch tooling

Morphlix lists franchise and 50-branch operating tooling as the next development stage.Read 20 Oct 2026 · morphlix.com

Limit: payment coverage

Morphlix states that payment orchestration is still expanding rail coverage across markets.Read 20 Oct 2026 · morphlix.com

Maker headquarters

Morphlix lists Lagos, Nigeria as its headquarters and engineering base.Read 20 Oct 2026 · morphlix.com

Maker relationship

Morphlix describes Mercado as an independent company with its own brand and domain that Morphlix builds and backs.Read 20 Oct 2026 · morphlix.com

Mobile and connectivity focus

Morphlix says its products target mid-range phones, patchy networks and offline-first operation for emerging markets.Read 20 Oct 2026 · morphlix.com

Notifications

The notification API covers WhatsApp, transactional email, SMS and in-app push with fallback routing.Read 20 Oct 2026 · mercado.africa

Payment integrations

Mercado lists Paystack, Flutterwave, Stripe, bank transfer, cash, and mobile money, with split settlement, partial refunds, and automatic journal reconciliation.Read 12 Oct 2026 · mercado.africa

Payments

Supported payment methods listed are Paystack, Flutterwave, Stripe, bank transfer, cash and mobile money.Read 20 Oct 2026 · mercado.africa

POS

Cloud POS terminals share one ledger, synchronize in under 100 milliseconds and reconcile after offline use.Read 20 Oct 2026 · mercado.africa

Pricing status

The pricing page says it is in development for Q3 2026 and that detailed public pricing is launching; it describes Starter as free, Growth as fixed monthly, Scale as per-branch, and Enterprise as custom.Read 12 Oct 2026 · mercado.africa

Production scope

Morphlix says the core POS, inventory and ledger are in production, while WhatsApp AI ordering is live with pilot merchants.Read 20 Oct 2026 · morphlix.com

Promotions

Promotion tools include discount codes, automatic carts, BOGO, tiered loyalty and scheduled drops.Read 20 Oct 2026 · mercado.africa

Sales channels

Merchants can sell through a storefront, WhatsApp, POS terminal, and marketplace using the same catalog, prices, and inventory.Read 12 Oct 2026 · mercado.africa

SDKs

The maker lists TypeScript, Python and Go SDKs plus a theme marketplace with a 70/30 creator-platform revenue split.Read 20 Oct 2026 · mercado.africa

System requirements

The maker describes browser, POS, mobile and third-party integration access but publishes no specific hardware or operating-system requirements.Read 20 Oct 2026 · mercado.africa

Team hiring evidence

Morphlix careers pages describe Mercado engineering roles spanning web, mobile and platform product surfaces.Read 20 Oct 2026 · morphlix.com

Technology stack

Morphlix's studio page attributes Mercado components to Lambda, Aurora, Bedrock, EventBridge, Step Functions, API Gateway and DynamoDB.Read 20 Oct 2026 · morphlix.com

Transaction fee

The homepage states a fee of 1.4% + ₦50 per transaction and says the core free tier requires no card.Read 12 Oct 2026 · mercado.africa

Transaction pricing

The free core carries a transaction charge of 1.4% plus ₦50 per transaction.Read 20 Oct 2026 · mercado.africa

WhatsApp ordering

Its AI parses free-form WhatsApp orders, checks stock, quotes prices and returns a Paystack payment link.Read 20 Oct 2026 · mercado.africa

WhatsApp orders

Its WhatsApp parser extracts order items, checks stock, quotes a price, posts a journal entry, and sends a Paystack payment link.Read 12 Oct 2026 · mercado.africa

Plans and prices

Every Mercado plan and price →

Where Specifiction places it

• Ecommerce platforms#34 of 2808.9