Monzo pricing
8 plans read from monzo.com
Business LiteFree Free business account Read 19 Oct 2026 · monzo.com
FreeFree UK current account · FSCS protection up to £120,000 · 2.75% AER instant savings · £400/30-day UK/EEA cash withdrawals · £200 outside UK/EEA Read 19 Oct 2026 · monzo.com
MonzoFree UK current account · 16+ Read 29 Sep 2026 · monzo.com
Extra£3 a month £3 a monthConnected banks and cards · virtual cards · advanced roundups · custom categories · auto-spreadsheet · three credit scores · unlimited UK/EEA withdrawals Read 19 Oct 2026 · monzo.com
Business Pro£9 a month £9 a month; first month freePaid business account Read 19 Oct 2026 · monzo.com
Perks£9 a month £9 a monthExtra features · 3.25% instant-access savings · 3.65% select-access savings · Railcard · Uber One · Greggs and Vue benefits · three cash deposits monthly Read 19 Oct 2026 · monzo.com
Max£19 a month From £19 a monthPerks features · worldwide travel insurance · phone insurance · UK and Europe breakdown cover · family insurance add-on Read 19 Oct 2026 · monzo.com
Business Team£25 a month Starts at £25 a monthTeam business account Read 19 Oct 2026 · monzo.com
In short
- Monzo has a free plan (Business Lite).
- A free trial is offered.
- Paid plans published: 5, from £3 a month.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| SoFi | — | Yes | No |
| Borrowell Personal Loans | $5/mo | No | No |
| Capitec Personal Loan | — | No | No |
| African Bank Personal Loan | — | No | No |
| Billease Personal Loans | — | No | No |
| Credit Direct Personal Loans | — | No | No |
| ING Personal Loan | — | No | No |
| Branch Personal Loans | — | No | No |