SoFi pricing
7 plans read from sofi.com
SoFi Coach / RelayPriced on request Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring Read 22 Sep 2026 · sofi.com
SoFi Coach / RelayPrice not published Budget planner · Account linking · Spending and cash-flow tracking · Net-worth tracking · Credit-score monitoring Read 22 Sep 2026 · sofi.com
SoFi Plus$10 a month Subscribers are billed monthly based on the initial date of subscription.Financial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts Read 22 Sep 2026 · sofi.com
SoFi Plus$120 a year Annual membershipFinancial planning · Enhanced savings benefits · Investment match benefits · Borrowing discounts Read 22 Sep 2026 · sofi.com
SoFi Checking and SavingsFree No account, service, or maintenance fees · no minimum balance requirement Read 28 Sep 2026 · sofi.com
SoFi Plus$10 a month monthly based on the initial date of subscription4.50% APY on up to $20,000 in one SoFi Savings account · benefits subject to change Read 28 Sep 2026 · sofi.com
SoFi CoachFree Available at no cost to SoFi members with banking, borrowing, or investing services. Read 27 Sep 2026 · sofi.com
In short
- SoFi has a free plan (SoFi Coach / Relay).
- Paid plans published: 3, from $10 a month.
- 1 plan is priced on request (SoFi Coach / Relay).
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| PocketSmith | $9.99/mo | Yes | No |
| YNAB | $9.08/mo | Yes | Yes |
| MoneyPatrol | $1.67/mo | Yes | Yes |
| GnuCash | — | Yes | No |
| TimelyBills | $2.08/mo | Yes | No |
| Budgero | $2.92/mo | Yes | Yes |
| Talvo | €5/mo | Yes | Yes |
| BudgetPilot | — | Yes | No |