YNAB pricing
7 plans read from ynab.com
Annual Plan$9.08 a month billed annually$109 USD paid annually Read 19 Sep 2026 · ynab.com
Annual Plan$109 a year billed annually$109 USD paid annuallyPlus tax where applicable. Read 27 Sep 2026 · ynab.com
Monthly Plan$14.99 a month billed monthlyPlus tax where applicable. Read 27 Sep 2026 · ynab.com
Monthly Plan$14.99 a month $14.99 USD*/monthshare with up to five favorites · plus tax where applicable Read 28 Sep 2026 · ynab.com
Annual Plan$109 a year $109 USD* paid annuallyshare with up to five favorites · plus tax where applicable Read 28 Sep 2026 · ynab.com
College ProgramFree Available to all college students with proof of enrollment. Read 27 Sep 2026 · ynab.com
Free TrialFree 34 days; no credit card required when signing up directly through YNAB. Read 27 Sep 2026 · ynab.com
In short
- YNAB has a free plan (College Program).
- A free trial is offered.
- Paid plans published: 5, from $9.08 a month.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| SoFi | — | Yes | No |
| PocketSmith | $9.99/mo | Yes | No |
| MoneyPatrol | $1.67/mo | Yes | Yes |
| GnuCash | — | Yes | No |
| TimelyBills | $2.08/mo | Yes | No |
| Budgero | $2.92/mo | Yes | Yes |
| Talvo | €5/mo | Yes | Yes |
| BudgetPilot | — | Yes | No |