Tech riderRev. 4 Oct 2026

Nium for Platforms

Ch 096.5of 30 Cross-Border Payment Platforms

1Runs onAPI, Web
2CostsNot stated by the maker
3Local payment methodsbank accounts, local bank rails, cards, wallets, stablecoins, SWIFT
4Local settlementYes
5FX handlingconversion
6Payout speedsame-day
7Merchant coverageglobal

6 lines stated Written from the maker's own pages: nium.com

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Overview

Nium for Platforms is ranked #9 of 30 in cross-border payment platforms on Specifiction. It runs on API, Web.

Nium for Platforms plans and pricing

All plans

Nium for Platforms Not published Fees are set out in a separate Fee Schedule. nium.com · 4 Oct 2026

Compared on cross-border payment platforms

Local payment methods: bank accounts, local bank rails, cards, wallets, stablecoins, SWIFTnium.com
Local settlement: Yesnium.com
FX handling: conversionnium.com
Payout speed: same-daynium.com
Merchant coverage: globalnium.com

Facts

What it does: Nium lets business platforms embed payouts, multi-currency accounts, cards, and FX through one API.nium.com · 4 Oct 2026
Who it serves: Nium supports spend management, payroll, treasury, marketplaces, gig economy, SaaS, and B2B embedded finance platforms.nium.com · 4 Oct 2026
Global reach: The platform page says Nium processes $84B in 190+ countries every year.nium.com · 4 Oct 2026
Payouts: Nium offers real-time payouts to 190+ countries in 100+ local currencies over fiat and stablecoin rails.nium.com · 4 Oct 2026
Multi-currency accounts: Nium offers local accounts, balances in 100+ currencies, currency conversion, and payouts to 190+ countries under a customer's brand.nium.com · 4 Oct 2026
Card issuing: Nium supports branded physical and virtual cards funded by fiat or stablecoins, with limits, merchant controls, permissions, and live spend tracking.nium.com · 4 Oct 2026
Developer tools: Nium provides APIs, SDKs, integration guides, an OpenAPI specification, a Postman collection, and a production-like sandbox.nium.com · 4 Oct 2026
Web portal: Nium says customers can use its web portal to manage card workflows, access reporting, and start building with Sandbox.nium.com · 4 Oct 2026
Compliance: Nium says its embedded payments include localized onboarding, identity verification, and KYB/KYC, with monitoring and fraud controls.nium.com · 4 Oct 2026
Licensing: Nium's licensing page states that its footprint spans 40+ licenses, authorizations, and registrations across key markets.nium.com · 4 Oct 2026
Security and standards: Nium's developer documentation displays badges for PCI DSS, ISO 27001, SOC 2 Type 2, and SOC 1 Type 2 compliance, among other privacy standards.docs.nium.com · 4 Oct 2026
Support: Nium's developer documentation lists support at [email protected], sales contact, and developer feedback at [email protected].docs.nium.com · 4 Oct 2026
Pricing: The platform page directs interested businesses to talk to Nium and does not state a price.nium.com · 4 Oct 2026
Payout reach: Nium says its platform can send payouts to 190+ countries and in 100+ currencies.nium.com · 4 Oct 2026
Accounts and FX: Platforms can offer multi-currency accounts to hold and convert funds, alongside FX services.nium.com · 4 Oct 2026
Operations: Nium says its unified platform provides payment data, reconciliation, and reporting.nium.com · 4 Oct 2026
Webhooks: Nium says payment state transitions emit signed webhooks verified with HMAC-SHA256.nium.com · 4 Oct 2026
Security and certifications: Nium says it is audited annually against SOC 2 Type II, PCI DSS Level 1, ISO 27001, and ISO 22301.nium.com · 4 Oct 2026
Integrations and partners: Nium lists Visa and Mastercard as card network partners, Thredd and Fiserv for card issuance, and SWIFT and RippleNet for payment connectivity and settlement.nium.com · 4 Oct 2026
Availability and timing: Nium says implementation timelines depend on the use case, markets, compliance requirements, integration scope, and capabilities required.nium.com · 4 Oct 2026