Mollie vs Nium for Platforms
Mollie
mollie.com
Nium for Platforms
nium.comSide by side
| Figure | Mollie | Nium for Platforms |
|---|---|---|
| Price from | €9/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 11 | 1 |
| Spec score · Cross-Border Payment Platforms | 9.0 (#2) | 7.7 (#10) |
| Compliance | Mollie states it has SOC 2 Type 2, PCI DSS Level 1 and ISAE 3402 Type 2 assurance and is regulated in the EU and UK. | Nium says its embedded payments include localized onboarding, identity verification, and KYB/KYC, with monitoring and fraud controls. |
| Developer tools | Mollie offers a customizable API, ready-made plugins, and client and server libraries for JavaScript, PHP, .NET, and Python. | Nium provides APIs, SDKs, integration guides, an OpenAPI specification, a Postman collection, and a production-like sandbox. |
| Founded | 2004 | 2014 |
| Headquarters | Amsterdam, Netherlands | Singapore and San Francisco |
| Payouts | Customers can choose payouts every business day, weekly on a selected business day, or monthly on the first business day. | Nium offers real-time payouts to 190+ countries in 100+ local currencies over fiat and stablecoin rails. |
| Support | Mollie provides a help centre, customer support, and a partnerships team for platform integrations. | Nium says integration support includes a dedicated solutions engineer, a private Slack channel, and 24/7 on-call support during the launch window. |
| What it does | Mollie provides online and in-person payments plus subscriptions, invoicing, financing, reconciliation, fraud prevention and business-account tools. | Nium lets business platforms embed payouts, multi-currency accounts, cards, and FX through one API. |
Plans
Mollie
- Pay as you goFree
- Business accounts€9 a month
- In-person Pro€20 a month
- Pro€20 a month
- Tap terminal€95, paid once
- Fixed terminal€350, paid once
- Mobile terminal€350, paid once
- In-person Pay as you goPrice not published
- In-person Volume pricingPriced on request
- Online paymentsPriced on request
In their own words
Mollie
Mollie provides payments and money-management products for businesses in Europe and the UK. Its offerings include online and in-person payments, checkout, payment links, recurring payments, invoicing, business accounts, capital, outbound payments, and acceptance and risk services. Payments can be accepted through the Web App or API, terminals, and the Mollie Tap app on phones, tablets, and kiosks. Tap to Pay is available on iPhone and Android, and the Tap app can turn a device into a contactless payment terminal. Developer resources include a customizable API, plugins, and libraries for JavaScript, PHP,.NET, and Python; listed integrations include Shopify, WooCommerce, Magento, Odoo, and Zapier. Payouts can be scheduled each business day, weekly on a selected business day, or monthly on the first business day. The Pay as you go plan is listed at free, with transaction fees; other listed prices include €9/mo for Business accounts and €20 per month for Pro. Services are for organizations acting in a business capacity.
Nium for Platforms
Nium for Platforms lets business platforms embed payouts, multi-currency accounts, cards, and foreign exchange through one API. It serves spend management, payroll, treasury, marketplaces, gig-economy services, SaaS, and B2B embedded-finance platforms. Nium says it processes $84B annually across 190+ countries. Real-time payouts can reach 190+ countries in 100+ local currencies through fiat and stablecoin rails. Platforms can provide locally branded accounts, hold balances in 100+ currencies, convert funds, and pay recipients. Branded physical and virtual cards support fiat or stablecoin funding, limits, merchant controls, permissions, and live spend tracking. Developer resources include APIs, SDKs, guides, an OpenAPI specification, Postman collection, and production-like sandbox. A web portal supports card workflows, reporting, and sandbox access. Nium also describes localized onboarding, identity checks, KYB/KYC, monitoring, fraud controls, reconciliation, reporting, and signed HMAC-SHA256 webhooks. Pricing is on request; fees are set out in a separate Fee Schedule.