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Nuvo

nuvo.com

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Spec score 7.0 #20 of 26 in Credit Management Software

What it is

Nuvo is a web-based order-to-cash system for businesses that trade physical goods. It brings together customer onboarding, credit decisions, risk management, accounts receivable, and collections. Its digital applications collect and verify customer information in real time, then create profiles for review and approval; teams can tailor application fields, wording, terms, and workflows to different customer types. Nuvo Intelligence includes agents for onboarding, monitoring, cash application, and collections that operate under customer-defined policies. The AR Suite includes Wallet, Pay and Reconcile, and Collections, which can also be used separately. Customers can view and pay invoices through a branded portal, while the Cash Application Agent matches payments to open invoices. Nuvo says the suite syncs invoice, payment, balance, and exception data with a supplier’s ERP. Its Trade Graph uses business relationships, transactions, and trading behavior. The service is paid, with pricing on request, and requires a subscription under a separate agreement. Nuvo says it is SOC 2 Type II certified and audited annually.

Spec sheet

What it does
Nuvo provides an agent-powered order-to-cash system for onboarding, credit, risk management, accounts receivable, and collections.Read 7 Oct 2026 · nuvo.com
Product
Nuvo describes itself as an agent-powered order-to-cash system for physical trade, covering onboarding, credit, risk, accounts receivable, and collections.Read 7 Oct 2026 · nuvo.com
Intended users
Nuvo describes its paying customers as businesses using its risk management tools to build and manage credit relationships with their customers or vendors.Read 7 Oct 2026 · nuvo.com
Integrations
Nuvo announced an integration with CreditRiskMonitor that makes its company risk data, scores, alerts, and credit limit guidance available to Nuvo Intelligence.Read 7 Oct 2026 · nuvo.com
Security
Nuvo’s security page states that it uses Google Cloud storage in the United States, AES-256 encryption at rest, HTTPS/TLS in transit, role-based access, single sign-on, and multi-factor authentication.Read 7 Oct 2026 · nuvo.com
Compliance
Nuvo’s Trust Center states that it is certified under SOC 2 Type II and undergoes annual independent audits.Read 7 Oct 2026 · trust.nuvo.com
Support
Nuvo’s website terms list [email protected] for questions about the website or terms.Read 7 Oct 2026 · nuvo.com
Accounts receivable
Nuvo’s AR Suite includes Wallet, Pay and Reconcile, and Collections, which are also available as standalone offerings.Read 7 Oct 2026 · nuvo.com
AI agents
Nuvo Intelligence includes Onboarding, Monitoring, Cash App, and Collections agents that act under customer-defined policies.Read 7 Oct 2026 · nuvo.com
Banking services
Nuvo states that it is a financial technology company, not a bank, and that banking services are provided by Column N.A., Member FDIC.Read 7 Oct 2026 · nuvo.com
Credit data integration
Nuvo says CreditRiskMonitor company risk data, scores, alerts, and credit limit guidance can be used by Nuvo Intelligence for onboarding, credit monitoring, and accounts receivable.Read 7 Oct 2026 · nuvo.com
Customer applications
Application fields, wording, terms, and workflows can be configured for different customer types.Read 7 Oct 2026 · nuvo.com
Customer onboarding
Nuvo’s digital credit applications collect and verify information in real time and create profiles for a team to review and approve.Read 7 Oct 2026 · nuvo.com
ERP integration
Nuvo says the AR Suite syncs invoices, payment status, customer balances, and exception state with a supplier’s ERP.Read 7 Oct 2026 · nuvo.com
Intended customers
Nuvo describes its system as serving physical-trade businesses and highlights industries including distribution, building materials, chemicals, food service, and manufacturing.Read 7 Oct 2026 · go.nuvo.com
Onboarding
Nuvo collects and verifies customer information in real time and syncs approved accounts with connected systems such as an ERP.Read 7 Oct 2026 · nuvo.com
Payment card handling
Nuvo says card details are tokenized in a PCI-compliant environment and raw card numbers are never held.Read 7 Oct 2026 · nuvo.com
Payments
Nuvo says its branded payment portal lets customers view and pay invoices, while its Cash Application Agent matches incoming payments to open invoices.Read 7 Oct 2026 · nuvo.com
Pricing availability
Nuvo’s terms say fees and payment terms for paid services are governed by the applicable purchase agreement.Read 7 Oct 2026 · nuvo.com
SOC 2
Nuvo’s Trust Center says it is certified under SOC 2 Type II and that its systems and controls are audited annually by independent third parties.Read 7 Oct 2026 · trust.nuvo.com
Subscription terms
Nuvo’s website terms say customer use of its services requires a valid subscription governed by a separate master services agreement or purchase order.Read 7 Oct 2026 · nuvo.com
Tax compliance integration
Nuvo announced an Avalara integration for collecting, validating, and managing tax exemption certificates during customer onboarding.Read 7 Oct 2026 · nuvo.com
Trade Graph
Nuvo says its Trade Graph connects businesses through relationships, transactions, and trading behavior.Read 7 Oct 2026 · nuvo.com

Strong points and limits

Strong points

  • Real-time customer information collection and verification
  • Configurable application fields and workflows
  • Agents operate under customer-defined policies
  • AR Suite components are also standalone offerings
  • ERP sync includes invoices, balances, and payment status

Limits

  • Paid service; pricing is available on request
  • A valid subscription requires a separate agreement
  • Banking services are provided by Column N.A.

Who it suits

Nuvo suits physical-trade businesses managing customer or vendor credit relationships, including distributors, manufacturers, and businesses in building materials, chemicals, or food service. It is aimed at teams that want onboarding, receivables, and collections workflows connected to an ERP.

Verdict

Nuvo specifies a broad set of order-to-cash workflows, integrations, and controls for physical-trade businesses. Buyers will need to request pricing and review the applicable subscription agreement.

Where Specifiction places it

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