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Ontop

getontop.com

From $12.08/mo WebiOSAndroidAPI
Visit getontop.com
Spec score 8.5 #2 of 29 in Payout Software

What it is

Ontop serves companies hiring and paying contractors internationally, as well as freelancers receiving money from global clients. For companies, it provides contractor onboarding and management, automated contracts, compliance management, tax document support, and global USD payments. Its contractor service covers 150+ countries, subject to conditions and worker counts. QuickBooks can sync invoices, and BambooHR can transfer new-hire information. Freelancers can use the Global Account to receive, spend, and grow money, create payment requests, and let clients pay by card, bank transfer, or wallet without an Ontop account. The account supports transfers to 100+ countries, including Binance, Wise, and Revolut, and describes a Visa Platinum card and bill payments to 5,000+ providers in Mexico, Colombia, Argentina, Chile, and Peru. Freelancer accounts are free to create, with no setup or admin fees; payment pricing appears before a request is sent. Contractor of record starts at $49 a month. Ontop lists Android, iOS, and web platforms.

Spec sheet

What it does
Ontop lets companies onboard, manage and pay international contractors while giving workers a USD Global Account.Read 15 Oct 2026 · getontop.com
Integrations
Ontop documents integrations with QuickBooks and BambooHR.Read 15 Oct 2026 · getontop.com
Compliance
Ontop says contracts, tax forms and local labor requirements are handled automatically by country.Read 15 Oct 2026 · getontop.com
Headquarters
Miami, Florida, United StatesRead 28 Sep 2026 · getontop.com
Founded
2020Read 28 Sep 2026 · getontop.com
API security
The public API documentation describes a new login endpoint intended to improve security.Read 15 Oct 2026 · developer.getontop.com
Apple App Store rating
The Ontop Global Account iOS app is rated 4.5 out of 5 from 218 ratings.Read 15 Oct 2026 · apps.apple.com
BambooHR integration
BambooHR can transfer employee details such as name, email and job title into automatically created contracts.Read 15 Oct 2026 · getontop.com
Card and bills
The Global Account page describes a Visa Platinum card and bill payment to 5,000+ providers in Mexico, Colombia, Argentina, Chile, and Peru.Read 2 Oct 2026 · getontop.com
Cards and financial tools
The worker offering includes a wallet, card, perks, stablecoin access, early pay, bill payments and investments.Read 15 Oct 2026 · getontop.com
Company facts
Crunchbase describes Ontop as a private Miami fintech founded in 2020 with 101–250 employees and four funding rounds listed.Read 15 Oct 2026 · crunchbase.com
Company legal name
Crunchbase lists the legal name as Ontop Holdings Inc.Read 15 Oct 2026 · crunchbase.com
Company size
LinkedIn lists Ontop as a privately held company founded in 2020 with 51–200 employees.Read 15 Oct 2026 · linkedin.com
Contractor hiring
The service advertises contractor onboarding in minutes with automated contracts and compliance.Read 15 Oct 2026 · getontop.com
Contractor payments
The pricing page describes global USD payments processed on the company's behalf.Read 2 Oct 2026 · getontop.com
Coverage
The company says its contractor service covers hiring in 150+ countries.Read 2 Oct 2026 · getontop.com
Customer support
Ontop recommends WhatsApp, logged-in live chat, email, and its Help Center for customer support.Read 2 Oct 2026 · getontop.com
Documentation and support
Ontop provides a Zendesk help center with Company, EOR and Remote workers categories.Read 15 Oct 2026 · getontop.zendesk.com
Free account
Ontop says creating a freelancer account is free, with no setup or admin fees; payment pricing is shown before a request is sent.Read 2 Oct 2026 · getontop.com
Freelancer account
The Global Account is for remote workers, independent professionals, and freelancers with global clients to receive, spend, and grow money.Read 2 Oct 2026 · getontop.com
Global contractor hiring
Ontop says companies can onboard, manage, and pay contractors worldwide, with automated contracts and compliance.Read 2 Oct 2026 · getontop.com
Global coverage
Ontop says its contractor service covers more than 150 countries.Read 15 Oct 2026 · getontop.com
Global payroll
The platform supports multi-country payroll with multi-currency payouts.Read 15 Oct 2026 · getontop.com
Global transfers
Ontop says Global Account users can send money to 100+ countries, including Binance, Wise, and Revolut.Read 2 Oct 2026 · getontop.com
Google Play app
The Ontop Global Account Android app is rated 4.1 out of 5 from 1.98K reviews and has 10K+ downloads.Read 15 Oct 2026 · play.google.com
Invoices
Freelancers can create payment requests and clients can pay by card, bank transfer, or wallet without creating an Ontop account.Read 2 Oct 2026 · getontop.com
Limit: account and data errors
A G2 reviewer reported passport data being read incorrectly and an incorrect 1099 that could not be corrected.Read 15 Oct 2026 · g2.com
Limit: connection errors
A Capterra reviewer reported unexpected connection errors that interfered with managing funds.Read 15 Oct 2026 · capterra.com
Limit: limited integrations listing
GetApp shows Ontop integrations as zero in its integrations section, despite Ontop documenting QuickBooks and BambooHR connections.Read 15 Oct 2026 · getapp.com
Limit: support failures
G2 and GetApp reviewers report inaccessible support links, automated or unhelpful replies and difficulty reaching a human.Read 15 Oct 2026 · g2.com
Limit: transfer and withdrawal problems
App reviewers report withdrawal fees, delayed wires or ACH transfers and failed bank-transfer attempts.Read 15 Oct 2026 · apps.apple.com
Mobile support
GetApp lists web, Android and iPhone/iPad support.Read 15 Oct 2026 · getapp.com
Notable news: April 30, 2026
Ontop announced a rebuilt contracts list, clearer amendment status, filtering and its Recruit AI hiring tool priced at $99 per month.Read 15 Oct 2026 · getontop.com
Payment speed
Ontop claims that 80% of transfers arrive instantly.Read 15 Oct 2026 · getontop.com
Praise: ease and payments
G2 reviewers repeatedly praise the clean interface, fast payouts, straightforward money transfers and responsive support.Read 15 Oct 2026 · g2.com
Praise: worker wallet and card
GetApp reviewers describe receiving pay, transferring funds and using the Visa card as convenient and intuitive.Read 15 Oct 2026 · getapp.com
Public API
Ontop publishes an API reference with version 2.0.0-alpha and 2.1.0 navigation, including a login endpoint.Read 15 Oct 2026 · developer.getontop.com
QuickBooks integration
QuickBooks integration syncs worker invoices and can take up to 10 minutes initially and 24 hours on later syncs.Read 15 Oct 2026 · getontop.com
Rating on G2
Ontop is rated 4.5 out of 5 from 232 reviews on G2.Read 15 Oct 2026 · g2.com
Rating on GetApp
Ontop is rated 4.4 out of 5 from 32 reviews on GetApp.Read 15 Oct 2026 · getapp.com
Rating on Trustpilot
Ontop has a TrustScore of 3.2 out of 5 from 170 reviews on Trustpilot.Read 15 Oct 2026 · trustpilot.com
Reserve cashback limits
Reserve cashback eligibility depends on the transaction merchant category code, and monthly category and total caps apply.Read 2 Oct 2026 · getontop.com
Security statement
The Get Paid page describes payment information as end-to-end encrypted.Read 2 Oct 2026 · getontop.com
Uptime claim
The pricing page advertises 99.9% uptime and 24/7 support.Read 15 Oct 2026 · getontop.com
Worker account
Workers receive a Global Account for receiving, spending and growing their money.Read 15 Oct 2026 · getontop.com

Plans and prices

Ontop Reserve $14.90 a month $14.9/month Cashback and transfer benefits subject to category eligibility and monthly caps Read 2 Oct 2026 · getontop.com
Contractor of record $49 a month Starting from $49/month 150+ countries · contracts · compliance · global USD payments · Global Account Read 15 Oct 2026 · getontop.com
Ontop Reserve $145 a year $145/year Cashback and transfer benefits subject to category eligibility and monthly caps Read 2 Oct 2026 · getontop.com
Hire Employees $499 a month 499 per month Contact vendor for more details Read 15 Oct 2026 · getapp.com

Every Ontop plan and price →

Strong points and limits

Strong points

  • Contractor service covers 150+ countries
  • Freelancer account has no setup or admin fees
  • Clients can pay without an Ontop account
  • Available on Android, iOS, and web

Limits

  • Contractor of record starts at $49 a month
  • Reserve cashback has category and monthly caps
  • Contractor coverage is subject to conditions and worker counts

Who it suits

Ontop suits companies managing international contractors and freelancers who receive payments from global clients. Its Global Account features are relevant to independent professionals who need payment requests and international transfers.

Verdict

Ontop combines contractor administration and payments with a freelancer account for receiving and moving money. Companies should note the starting monthly price and conditions on contractor coverage; freelancers can create an account for free.

Where Specifiction places it

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