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SPECIFICTION
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Gusto

gusto.com

From $49/mo WebiOSAndroidAPI
Visit gusto.com
Spec score 8.1 #6 of 29 in Payout Software

What it is

Gusto is a small business platform for payroll, benefits, and HR. Employers can pay employees and contractors, run unlimited payrolls, and have payroll taxes filed automatically. Health benefits and 401(k) plans integrate with payroll. Workforce tools cover scheduling, timesheets, PTO requests, and mobile time tracking; hiring features include job postings, offer letters, e-signing, applicant tracking, and new hire onboarding. Gusto’s app directory includes integrations across accounting, collaboration, time tracking, hiring, and expense management, with named examples such as QuickBooks, Xero, FreshBooks, Expensify, Hubstaff, and Homebase. The platform is available on web, Android, iOS, and through an API, and its mobile app works on iPhone and Android phones. Plans are Simple at $49 a month, Plus at $80 a month, and Premium at $180 a month. Their listed per-person monthly charges are respectively $6, $12, and $22. Gusto says plans have no long-term contracts and can be canceled anytime. All plans include access to the online Help Center and business-hours phone or chat support; Premium adds a dedicated account partner.

Spec sheet

Product
Gusto is a small business platform that automates payroll, benefits, and HR.Read 7 Oct 2026 · gusto.com
Integrations
Gusto’s app directory includes integrations across categories such as accounting, collaboration, time tracking, hiring, and expense management.Read 7 Oct 2026 · gusto.com
Security
Gusto says data in transit uses TLS v1.2 and data at rest is encrypted with AES-256 in AWS.Read 7 Oct 2026 · gusto.com
Compliance
Gusto maintains annual SOC 1 and SOC 2 reports available to customers through its Trust Center after signing an NDA.Read 7 Oct 2026 · gusto.com
Support
All plans include 24/7 access to the online Help Center and phone or chat support during business hours; Premium includes a dedicated account partner.Read 7 Oct 2026 · gusto.com
Headquarters
San Francisco, California, United StatesRead 28 Sep 2026 · gusto.com
Founded
2012Read 28 Sep 2026 · gusto.com
Audience and scale
Gusto describes its platform as serving small businesses and says it serves more than 500,000 businesses nationwide.Read 7 Oct 2026 · gusto.com
Benefits
The platform supports health benefits and 401(k) plans integrated with payroll.Read 7 Oct 2026 · gusto.com
Examples
The pricing page names QuickBooks, Xero, Aplos, ZipBooks, Autobooks, FreshBooks, Expensify, Hubstaff, Clover, and Homebase as integration examples.Read 7 Oct 2026 · gusto.com
Hiring
Hiring tools include job postings, offer letters, e-signing, applicant tracking, and new hire onboarding.Read 7 Oct 2026 · gusto.com
Mobile
Gusto’s mobile app works on iPhone and Android phones.Read 7 Oct 2026 · support.gusto.com
Payroll
Employers can pay employees and contractors, run unlimited payrolls, and have payroll taxes filed automatically.Read 7 Oct 2026 · gusto.com
Plan terms
Gusto says there are no long-term contracts and customers can cancel anytime.Read 7 Oct 2026 · gusto.com
Time tracking
Gusto supports scheduling, timesheets, PTO requests, and mobile time tracking.Read 7 Oct 2026 · gusto.com

Plans and prices

Contractor Only Priced on request Domestic contractor payments · Four-day pay · Form 1099 creation and filings · + $6/mo per person Read 22 Sep 2026 · gusto.com
Simple Priced on request Single-state payroll Read 22 Sep 2026 · gusto.com
Plus Priced on request Multi-state payroll Read 22 Sep 2026 · gusto.com
Premium Priced on request Dedicated Service Advisor · Certified HR experts · Performance and compensation management · Custom reports · Priority support · Payroll migration and account setup Read 22 Sep 2026 · gusto.com
Simple $49 a month $49/mo + $6/mo per person Basic payroll in one state · unlimited payrolls · tax filings and payments · basic PTO and holiday pay Read 7 Oct 2026 · gusto.com
Plus $80 a month $80/mo + $12/mo per person Multi-state payroll · time tracking and scheduling · unlimited next day pay · contractor invoice management Read 7 Oct 2026 · gusto.com
Premium $180 a month $180/mo + $22/mo per person Premium account support · HR guidance and tools · Gusto Business Compliance · same-day and instant pay · project costing Read 7 Oct 2026 · gusto.com

Every Gusto plan and price →

Strong points and limits

Strong points

  • Unlimited payrolls with automatic tax filings.
  • Health benefits and 401(k) plans integrate with payroll.
  • Hiring tools include applicant tracking and onboarding.
  • Available on web, Android, and iOS.

Limits

  • No free plan is listed.
  • Simple starts at $49 a month plus $6 per person.
  • Premium costs $180 a month plus $22 per person.

Who it suits

Gusto suits small businesses looking to manage payroll alongside benefits, hiring, and workforce administration. Its plan options differentiate multi-state payroll, scheduling, and Premium support.

Verdict

Gusto combines payroll with benefits, hiring, and time-management tools, with three listed paid plans. Businesses should compare the monthly base and per-person charges against the features they need.

Where Specifiction places it

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