Best Contractor Payment Software in 2026
Updated
In short: Zoho Payroll is ranked #1 of 26 as of 4 October 2026, ahead of Cleo Pay and PayWow. The best-ranked option with a free plan is Cleo Pay. The lowest first paid tier on this page is Deel at $5/mo.
Paying contractors involves more than sending funds: schedules, coverage, currencies, and related administration can all shape the fit. Compared on payment schedules, payout country coverage, supported currencies, contractor self-service, and contractor limits, these options also vary in tax form support and accounting integrations. Zoho Payroll, Cleo Pay, and PayWow are among the entries to consider. Check whether the supported payout countries and currencies match your needs, and whether the listed self-service and tax support suit your process. Free-plan availability and the paid-from price round out the comparison.
26 contractor payment software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
26ranked
5free plans on this page
$5/molowest paid tier
4 Oct 2026last checked
Input list Contractor Payment Software 25 channels on this page · 87 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromPayment schedulesPayout country coverageSupported currenciesTax form supportContractor self-serviceContractor limit Spec sheet Score
01 Zoho Payroll Free planYesPaid fromnot statedPayment schedulesscheduledPayout country coveragesingle-countrySupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 5/8spec lines stated 7.6
02 Cleo Pay Free planYesPaid fromnot statedPayment schedulesscheduledPayout country coveragesingle-countrySupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 5/8spec lines stated 7.3
03 PayWow Free planYesPaid fromnot statedPayment schedulesscheduledPayout country coveragenot statedSupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 4/8spec lines stated 7.2
04 BuildFair Free planYesPaid fromnot statedPayment schedulesscheduledPayout country coveragesingle-countrySupported currenciesnot statedTax form supportnot statedContractor self-serviceYesContractor limitnot stated 4/8spec lines stated 7.1
05 OnPay Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 1/8spec lines stated 6.8
06 Plane Contractor Management Free planYesPaid from39/user/moPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 2/8spec lines stated 6.8
07 Lano Contractor Management Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 1/8spec lines stated 6.7
08 IRIS Practice Engine Free plannot statedPaid fromnot statedPayment schedulesnot statedPayout country coverageglobalSupported currencies130 currenciesTax form supportnot statedContractor self-serviceYesContractor limitnot stated 3/8spec lines stated 6.5
09 QuickBooks Contractor Payments Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragesingle-countrySupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limit20 contractors 5/8spec lines stated 6.5
10 YunoJuno Contractor Payments Free plannot statedPaid fromnot statedPayment schedulesscheduledPayout country coverageglobalSupported currencies50 currenciesTax form supportYesContractor self-serviceYesContractor limitnot stated 5/8spec lines stated 6.5
11 Deel Free plannot statedPaid from5/user/moPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 1/8spec lines stated 6.4
12 Moonworkers Free planNoPaid fromnot statedPayment schedulesscheduledPayout country coveragesingle-countrySupported currenciesnot statedTax form supportYesContractor self-servicenot statedContractor limitnot stated 4/8spec lines stated 6.4
13 Rise Global Contractor Pay Free planNoPaid fromnot statedPayment schedulesrecurringPayout country coverageglobalSupported currencies90 currenciesTax form supportYesContractor self-serviceYesContractor limitnot stated 6/8spec lines stated 6.4
14 TLC IT Free plannot statedPaid fromnot statedPayment schedulesscheduledPayout country coveragemulti-countrySupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 4/8spec lines stated 6.4
15 Wingspan Free planNoPaid fromnot statedPayment schedulesscheduledPayout country coveragemulti-countrySupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 5/8spec lines stated 6.4
16 Trolley Free planNoPaid fromnot statedPayment schedulesscheduledPayout country coverageglobalSupported currencies135 currenciesTax form supportYesContractor self-serviceYesContractor limitnot stated 6/8spec lines stated 6.3
17 Papaya Global Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 1/8spec lines stated 6.2
18 Petl Pay Free planYesPaid from10/user/moPayment schedulesnot statedPayout country coveragemulti-countrySupported currencies2 currenciesTax form supportYesContractor self-servicenot statedContractor limit3 contractors 6/8spec lines stated 6.0
19 Qurbie Free planNoPaid fromnot statedPayment schedulesad hocPayout country coveragenot statedSupported currenciesnot statedTax form supportYesContractor self-serviceYesContractor limitnot stated 4/8spec lines stated 5.9
20 Payoneer Payer Free plannot statedPaid fromnot statedPayment schedulesrecurringPayout country coveragemulti-countrySupported currencies70 currenciesTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 3/8spec lines stated 5.8
21 Gusto Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 1/8spec lines stated 5.7
22 Glory Flow Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coverageglobalSupported currenciesnot statedTax form supportnot statedContractor self-serviceYesContractor limit5 contractors 4/8spec lines stated 5.6
23 Remi Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragemulti-countrySupported currenciesnot statedTax form supportnot statedContractor self-serviceYesContractor limit5 contractors 4/8spec lines stated 5.5
24 TemPay Free planNoPaid fromnot statedPayment schedulesnot statedPayout country coveragemulti-countrySupported currenciesnot statedTax form supportnot statedContractor self-serviceYesContractor limitnot stated 3/8spec lines stated 5.5
25 G-P Contractor Free plannot statedPaid fromnot statedPayment schedulesnot statedPayout country coveragenot statedSupported currenciesnot statedTax form supportnot statedContractor self-servicenot statedContractor limitnot stated 0/8spec lines stated 5.2
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Payment schedules | Payout country coverage |
|---|---|---|---|---|---|---|---|---|
| 1 | Zoho Payroll | 7.6 | Free plan | ₹1,000/mo | Yes | — | scheduled | single-country |
| 2 | Cleo Pay | 7.3 | Free plan | $99/mo | Yes | — | scheduled | single-country |
| 3 | PayWow | 7.2 | Free plan | $9/mo | Yes | — | scheduled | — |
| 4 | BuildFair | 7.1 | Free plan | A$208.33/mo | Yes | — | scheduled | single-country |
| 5 | OnPay | 6.8 | No | $49/mo | No | — | — | — |
| 6 | Plane Contractor Management | 6.8 | Free plan | $39/mo | Yes | 39 /user/mo | — | — |
| 7 | Lano Contractor Management | 6.7 | No | €19/mo | No | — | — | — |
| 8 | IRIS Practice Engine | 6.5 | No | — | — | — | — | global |
| 9 | QuickBooks Contractor Payments | 6.5 | No | $12.50/mo | No | — | — | single-country |
| 10 | YunoJuno Contractor Payments | 6.5 | No | — | — | — | scheduled | global |
| 11 | Deel | 6.4 | No | $5/mo | — | 5 /user/mo | — | — |
| 12 | Moonworkers | 6.4 | No | £6.49/mo | No | — | scheduled | single-country |
| 13 | Rise Global Contractor Pay | 6.4 | No | $49/mo | No | — | recurring | global |
| 14 | TLC IT | 6.4 | No | — | — | — | scheduled | multi-country |
| 15 | Wingspan | 6.4 | No | $10/mo | No | — | scheduled | multi-country |
| 16 | Trolley | 6.3 | No | — | No | — | scheduled | global |
| 17 | Papaya Global | 6.2 | No | $5/mo | No | — | — | — |
| 18 | Petl Pay | 6.0 | No | — | Yes | 10 /user/mo | — | multi-country |
| 19 | Qurbie | 5.9 | No | — | No | — | ad hoc | — |
| 20 | Payoneer Payer | 5.8 | No | — | — | — | recurring | multi-country |
| 21 | Gusto | 5.7 | No | — | No | — | — | — |
| 22 | Glory Flow | 5.6 | No | — | No | — | — | global |
| 23 | Remi | 5.5 | No | — | No | — | — | multi-country |
| 24 | TemPay | 5.5 | No | — | No | — | — | multi-country |
| 25 | G-P Contractor | 5.2 | No | — | — | — | — | — |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which contractor payment software is ranked first on Specifiction?
Zoho Payroll is ranked #1 of 26 with a score of 7.6. Cleo Pay is second and PayWow third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Deel has the lowest first paid tier we found: $5/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.
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