Tech riderRev. 30 Sept 2026

PiggyVest

Ch 097.2of 17Automated Savings Apps

1Runs onAndroid, iOS, Web
2CostsFree plan
3Card roundupsNo
4Scheduled transfersYes
5Custom savings rulesYes
6Interest on savingsYes
7Withdrawal methodscheduled

7 lines stated Written from the maker's own pages: piggyvest.com

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Overview

PiggyVest helps customers save and invest toward financial goals, with options for scheduled saving, goal-based saving, locking funds, and investment opportunities. PiggyBank supports automatic daily, weekly, or monthly deposits as well as manual top-ups. SafeLock lets users set funds aside for 10 to 1,000 days, with interest paid upfront or at maturity. Target Savings supports personal goals and group savings challenges. HouseMoney is for rent and household bills and states that it pays 15% interest per annum, monthly. Investify offers pre-vetted opportunities with minimums that vary by investment; it can only be funded from a Flex Naira wallet, and some investments have a 1% processing fee. PiggyVest says it uses 256-bit SSL encryption, encrypts card and bank data, and offers two-factor authentication. It says customer funds are managed by PV Capital Limited, which it describes as registered with Nigeria’s Securities and Exchange Commission. The service is available on Android, iOS, and the web. It has no monthly fees or transaction charges, though some products may involve fees or early-withdrawal penalties.

Who it is for

PiggyVest suits people saving regularly, setting aside money for specific goals or bills, locking funds for a set period, or considering investment opportunities. Its options include both individual goals and group savings challenges.

What is good

Supports automatic daily, weekly, or monthly savings.
SafeLock terms range from 10 to 1,000 days.
Target Savings supports group challenges.
Available on Android, iOS, and the web.
No monthly fees or transaction charges.

What to know first

Some investments have a 1% processing fee.
Investify can only be funded from a Flex Naira wallet.
Early withdrawals may incur penalties.
Investment minimums vary by opportunity.

Verdict

PiggyVest offers distinct options for recurring deposits, goals, fixed-term savings, bills, and investments. Check the investment funding restriction and possible fees or early-withdrawal penalties before choosing a product.

PiggyVest plans and pricing

All plans

PiggyVest services Free No transaction charges or monthly fees; some products have processing fees · early withdrawals may incur penalties piggyvest.com · 30 Sept 2026

Compared on automated savings apps

Free plan: Yespiggyvest.com
Card roundups: Nopiggyvest.com
Scheduled transfers: Yespiggyvest.com
Custom savings rules: Yespiggyvest.com
Interest on savings: Yespiggyvest.com
Withdrawal method: scheduledpiggyvest.com

Facts

What it does: PiggyVest helps customers save and invest to achieve financial goals.piggyvest.com · 30 Sept 2026
Automated savings: PiggyBank supports automatic daily, weekly, or monthly savings, as well as manual top-ups.piggyvest.com · 30 Sept 2026
Fixed savings: SafeLock lets users lock funds for 10 to 1,000 days and earn interest paid upfront or at maturity.piggyvest.com · 30 Sept 2026
Goal savings: Target Savings supports personal goals and group savings challenges.piggyvest.com · 30 Sept 2026
Rent planning: HouseMoney lets users set aside rent and household bills and states that it pays 15% interest per annum, monthly.piggyvest.com · 30 Sept 2026
Investment options: Investify offers pre-vetted investment opportunities, and investment minimums vary by opportunity.piggyvest.com · 30 Sept 2026
Investment limits and fees: Investify can only be funded from a Flex Naira wallet, and some investments carry a 1% processing fee.piggyvest.com · 30 Sept 2026
Payment processors: PiggyVest says it uses Paystack and Flutterwave, which it describes as PCI DSS compliant, to handle card details.piggyvest.com · 30 Sept 2026
Security: PiggyVest says it uses 256-bit SSL encryption, encrypts card and bank data, and provides two-factor authentication.piggyvest.com · 30 Sept 2026
Funds and regulation: PiggyVest says customer funds are warehoused and managed by PV Capital Limited, which it describes as registered with Nigeria’s Securities and Exchange Commission.piggyvest.com · 30 Sept 2026
Support: PiggyVest lists an office in Victoria Island, Lagos, and provides an email address, social accounts, and phone number for contact.piggyvest.com · 30 Sept 2026
Who it is for: PiggyVest describes its savings and investment options as tailored to different needs, including regular saving, specific goals, long-term locking, and investing.piggyvest.com · 30 Sept 2026
Company history: PiggyVest says it launched as Piggybank.ng on January 7, 2016, and rebranded in April 2019 as it began offering direct investment opportunities.piggyvest.com · 30 Sept 2026