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Finance & Accounting

Best Savings Apps in 2026

Round-up saving, scheduled transfers and savings goals are among the ways savings apps can help you set money aside. This list helps people compare those tools before choosing one.

  1. 01 Monzo

    Monzo suits UK residents looking for current-account access alongside budgeting, saving, and investment tools in an app.

    From £3/mo Free plan Web · iOS · Android · API
    9.0 Visit Specs
  2. 02 Greenlight Family Shield
    From $19.98/mo Free trial iOS · Android
    8.5 Visit Specs
  3. 03 Revolut Business
    From £10/mo Free trial Web · iOS · Android · API
    8.5 Visit Specs
  4. 04 Chip

    Chip suits people who want savings goals and investment products in one app.

    From £5.99/mo Free plan iOS · Android
    8.4 Visit Specs
  5. 05 Plum

    Plum suits adults in its listed countries who want automated saving alongside investing and spending tools.

    From €3.99/mo Free plan iOS · Android
    7.9 Visit Specs
  6. 06 PiggyVest

    PiggyVest suits people saving regularly, setting aside money for specific goals or bills, locking funds for a set period, or considering investment opportunities.

    Free plan Web · iOS · Android
    7.7 Visit Specs
  7. 07 Qapital

    It suits mobile users who want savings goals, automated transfers, investing, budgeting, or shared finances in one service.

    From $3/mo Free trial iOS · Android
    7.7 Visit Specs
  8. 08 N26
    From €4.90/mo Free plan Web · iOS · Android
    7.3 Visit Specs
  9. 09 FamZoo
    From $0.42/mo Web · iOS · Android
    6.9 Visit Specs
  10. 10 Capital One AutoSave
    Web · iOS · Android
    6.3 Visit Specs
  11. 11 Cleo
    iOS · Android
    6.1 Visit Specs
  12. 12 SaverLife
    Web · iOS · Android
    5.5 Visit Specs
  13. 13 U.S. Bank Savings Goal Tracker
    Web · iOS · Android
    5.4 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

When comparing apps, look at plan type and starting price, supported platforms, savings-account access, withdrawal timing and shared-goal support.

Compare Monzo and Greenlight Family Shield Get a place on this list

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