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Razorpay Payment Links

razorpay.com

Free plan WebiOSAndroidAPI
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Spec score 8.2 #13 of 32 in Payment Link Software

What it is

Razorpay Payment Links lets businesses collect customer payments by sending a link through SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, while businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Webhook notifications report transactions, and APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with automatic real-time conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. There is no free plan, though a free trial is listed. Pricing includes a zero-fee offer for the first 90 days; afterward, the listed fee is 2% plus GST on successful payments.

Spec sheet

What it does
Razorpay Payment Links creates hosted payment URLs that merchants share through SMS, email or WhatsApp to collect money without building a checkout site.Read 20 Oct 2026 · razorpay.com
Purpose
Payment Links let businesses collect payments by sharing a link with customers through SMS, email, or WhatsApp.Read 10 Oct 2026 · razorpay.com
Integrations
Official integration materials list server SDKs or libraries for .NET, Java, Node.js, PHP, Python, Ruby and Go, plus Android, iOS, Cordova, React Native and Flutter integrations.Read 20 Oct 2026 · razorpay.com
Support
Razorpay’s site provides a Payments ticket option and links to a knowledge base.Read 10 Oct 2026 · razorpay.com
Company
Razorpay says it was founded by IIT Roorkee alumni and provides payment services to merchants, schools, e-commerce businesses, and other companies.Read 10 Oct 2026 · razorpay.com
API automation
Payment Links can be created through APIs when an order is created in an external order-management system.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
API operations
The API reference covers creating, partially paying, updating and cancelling Payment Links.Read 20 Oct 2026 · axisbank-docs.razorpay.com
App capabilities
The Android app supports payment tracking, refunds and payment-link sharing through social channels, SMS and email.Read 20 Oct 2026 · play.google.com
Automation
Payment Link creation and collection can be automated through APIs.Read 10 Oct 2026 · razorpay.com
Branding
Merchants can customize the hosted payment page from the Razorpay dashboard.Read 20 Oct 2026 · razorpay.com
Bulk creation
The product page says hundreds of links can be generated by uploading CSV or XLSX files.Read 20 Oct 2026 · razorpay.com
Commerce plugins
Razorpay lists plugins or documentation for WooCommerce, Magento, CS-Cart, OpenCart, Shopify, WordPress, Wix, and other commerce platforms.Read 10 Oct 2026 · razorpay.com
Company founding
LinkedIn says Razorpay was started in 2014 by IIT Roorkee alumni Harshil Mathur and Shashank Kumar.Read 20 Oct 2026 · linkedin.com
Company size
LinkedIn lists Razorpay as privately held with 1,001–5,000 employees and headquarters in Bangalore, Karnataka.Read 20 Oct 2026 · linkedin.com
Currencies
The product page states that Payment Links support nearly 100 major currencies with automatic real-time conversion handling.Read 20 Oct 2026 · razorpay.com
Documentation depth
The Payment Links documentation includes link states, standard and UPI link types, create/search/update/duplicate/cancel operations and webhook subscription guidance.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Expiry dates
Dashboard-created links can have due dates after which they expire.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Funding news
Razorpay announced a $375 million Series F round on December 20, 2021, raising its stated valuation to $7.5 billion and cumulative investment to about $740 million.Read 20 Oct 2026 · razorpay.com
Hosted service
The official workflow requires using the Razorpay dashboard or APIs; the documentation does not describe self-hosting or downloadable Payment Links software.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Industries
The product page describes use cases for e-commerce, in-store services, freelancing, hospitality, education and healthcare.Read 20 Oct 2026 · razorpay.com
International fraud control
International links can use address verification that compares billing street and postal code details with issuer records.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Limit: customer support
Software Advice reports frequent complaints about slow responses, unresolved tickets and reliance on automated replies.Read 20 Oct 2026 · softwareadvice.com
Limit: diagnostics
A Capterra reviewer says some information needed to diagnose problems is not visible in the interface.Read 20 Oct 2026 · capterra.com
Limit: onboarding
Google Play reviewers report repeated login, PAN or document-verification failures and long account-activation delays.Read 20 Oct 2026 · play.google.com
Limit: payment failures
Trustpilot's review summary reports payment failures, system errors and settlement delays among recurring complaints.Read 20 Oct 2026 · trustpilot.com
Limit: settlements
A GetApp reviewer complains about the number of days required for money to reach the bank account.Read 20 Oct 2026 · getapp.co.uk
Limit: support responsiveness
Trustpilot reviewers repeatedly describe generic replies, slow responses and unresolved support cases.Read 20 Oct 2026 · trustpilot.com
Partial payments
Payment Links supports installments, upfront payments and advances, with control over the first installment.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Payment methods
Supported methods include cards, UPI, netbanking, wallets, EMI, Pay Later and bank transfer.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Plugins
Official documentation lists plugins or integrations for Shopify, WooCommerce, WordPress, Magento, OpenCart, PrestaShop, Wix, WHMCS and other commerce systems.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Praise: integrations
G2 reviewers describe Razorpay as easy to integrate and cite APIs, SDKs and plugins for major platforms.Read 20 Oct 2026 · g2.com
Praise: interface
Software Advice says reviewers commonly find the interface clean, intuitive and usable by technical and non-technical staff.Read 20 Oct 2026 · softwareadvice.com
Praise: operations
A verified Capterra reviewer praises payment links, recurring payments and reporting for transaction tracking and reconciliation.Read 20 Oct 2026 · capterra.com
Praise: payment links
A G2 product review says Payment Links let merchants accept payments through WhatsApp and email without building a complete checkout page.Read 20 Oct 2026 · g2.com
Praise: usability
GetApp reviewers mention ease of use, website integration and payment-link generation as strengths.Read 20 Oct 2026 · getapp.co.uk
Pricing
Razorpay’s pricing page lists a 2% fee, a zero-fee offer for the first 90 days, and says the 2% transaction fee applies to successful payments.Read 10 Oct 2026 · razorpay.com
Rating on Capterra
3.7 out of 5 from 121 reviewsRead 20 Oct 2026 · capterra.com
Rating on G2
4.3 out of 5 from 174 reviewsRead 20 Oct 2026 · g2.com
Rating on GetApp
3.6 out of 5 from 112 reviewsRead 20 Oct 2026 · getapp.co.uk
Rating on Google Play
3.3 out of 5 from 9.68K reviewsRead 20 Oct 2026 · play.google.com
Rating on Software Advice
3.7 out of 5 from 121 reviewsRead 20 Oct 2026 · softwareadvice.com
Rating on Trustpilot
1.4 out of 5 from 454 reviewsRead 20 Oct 2026 · trustpilot.com
Reminders
The documentation says automated SMS reminders can be sent for outstanding payments.Read 20 Oct 2026 · d6xcmfyh68wv8.cloudfront.net
Security certifications
Razorpay's trust portal lists PCI DSS v4.0 certifications for Razorpay Software, Razorpay Software Services and other group entities, along with ISO certifications and SOC 3 for Razorpay Software.Read 20 Oct 2026 · razorpay.com
Support channel
The Android listing says Razorpay provides in-app support, email and live chat support.Read 20 Oct 2026 · play.google.com
Tracking
The product page says users receive instant webhook notifications for each transaction.Read 10 Oct 2026 · razorpay.com
Use cases
The page names e-commerce, in-store services, freelancing, hospitality, education, and healthcare as use cases.Read 10 Oct 2026 · razorpay.com
Webhooks
Razorpay advertises instant webhook notifications for every Payment Link transaction.Read 20 Oct 2026 · razorpay.com

Plans and prices

90-day introductory offer Free zero platform fee for 90 days; terms apply Payment Links · SMS, email or WhatsApp sharing · 180+ payment methods Read 20 Oct 2026 · razorpay.com
Payment Links Free 0% platform fee for 90 days* · after promotion, page lists 2% + GST transaction fee Read 10 Oct 2026 · razorpay.com
Standard platform fee Price not published 2.15% + GST per transaction Payment Links, Payment Pages, Payment Buttons and Invoices Read 20 Oct 2026 · razorpay.com

Every Razorpay Payment Links plan and price →

Strong points and limits

Strong points

  • Accepts 180+ payment methods
  • Supports installments and advance payments
  • Bulk link creation from CSV or XLSX
  • Webhooks report each transaction
  • Supports nearly 100 major currencies

Limits

  • No free plan
  • 2% plus GST after the first 90 days
  • Fee applies to successful payments

Who it suits

Payment Links suits businesses that want to collect payments through shared links, including e-commerce, in-store services, freelancing, hospitality, education, and healthcare. API and SDK support also suits businesses automating payment collection.

Razorpay Payment Links in depth

Read the full write-up

Razorpay Payment Links is a merchant payment-collection tool for businesses that want to request money by link rather than rely on a single checkout flow. It suits sellers and service providers handling varied payment arrangements or high-volume requests. Its flexibility is balanced by basic checkout customization and a 2% plus GST fee after the 90-day offer.

Overview

Businesses can send payment links through SMS, email, or WhatsApp, and customers can pay using more than 180 payment methods. The combination suits both straightforward one-off requests and cases where buyers need to pay upfront, in installments, or as an advance. That breadth is useful across e-commerce, in-store services, freelancing, hospitality, education, and healthcare.

Payment pages can be branded from the dashboard, but checkout customization is basic. Support for nearly 100 major currencies, with real-time automatic conversion, broadens its reach for businesses collecting across currencies. Razorpay also provides a Payments ticket option and a knowledge base.

Key features

Flexible link collection: Sharing through SMS, email, or WhatsApp gives merchants several familiar ways to reach customers. Installment, upfront, and advance payments accommodate different transaction needs without requiring a single payment pattern.

Bulk link generation: Uploading a.csv or.xlsx file can produce and share hundreds of links at once. This is a practical advantage for businesses sending repeated requests; it is less consequential for occasional, low-volume collection.

Transaction tracking: Instant webhook notifications for each transaction help businesses connect payment events to their own processes.

API automation: Link creation and collection can be automated through APIs, making the product a stronger fit for businesses that want payment requests embedded in operational workflows.

Development and commerce integrations: Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python,.NET, Node.js, Java, and Go, and plugins or documentation for platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. This range gives developers and online merchants several integration routes.

Pricing

The Payment Links plan is free, with a 0% platform fee for 90 days. After that promotion, the listed transaction fee is 2% + GST on successful payments. There is no separate free plan; the zero-fee period is a time-limited offer, not a permanent no-cost tier. Businesses should account for the ongoing fee when estimating collection costs.

There are no published seat or usage quotas in the plan terms provided here. The model is therefore most straightforward for businesses whose costs track successful transactions, rather than readers seeking a fixed monthly subscription.

Platforms

Payment Links supports Android, iOS, web, and API use. The SDK and server-language options make it relevant both to businesses using commerce platforms and to teams building custom payment workflows.

Who it's for

Choose Razorpay Payment Links if your business needs multiple ways to request payment, flexible payment arrangements, bulk link creation, or API automation. Its named use cases span both digital commerce and service businesses. It is a weaker fit if highly tailored checkout design is central to the buying experience, since customization is basic.

Pros and cons

Pros: More than 180 payment methods and multiple payment arrangements give customers meaningful choice; bulk uploads and webhooks support larger or more automated collection workflows; currency conversion and broad platform integrations extend its usefulness.

Cons: The zero-fee offer ends after 90 days, after which successful payments incur 2% + GST; checkout customization is basic, limiting brands that need more control over the payment experience.

Alternatives

Compare payment link software if you want to assess a wider set of collection tools.

Dojo is worth considering if a freemium option and its Essential plan's core tools, major card types, real-time transactions, and PCI-compliance support better match your needs.

Mollie may suit businesses looking for a pay-as-you-go option with no contract and separate rates for domestic debit and credit cards, other consumer cards, and American Express.

PayPal Invoicing is a better fit when creating and sending invoices without setup or subscription fees matters more than a link-focused collection workflow; transaction fees still apply when customers pay.

DePay Payment Links may appeal to users seeking an open-source option with 0% transaction fees, while its Open Source plan excludes platform features.

Payrexx Paylink offers a free option that includes payment tools, Tap to Pay, QR Pay, shop plugins, API access, and a gateway.

Checkout.com is an alternative for registered charities, which receive free payment processing in countries where it operates.

Pay. Pay by Link has a Pioneer option with no monthly charges and transaction-based pricing.

SumUp Payment Links may suit businesses preferring no monthly costs and a stated 2.50% transaction fee.

Verdict

Razorpay Payment Links is a strong choice for merchants and service providers who need payment flexibility, bulk requests, or API-led collection. Its breadth of payment methods and practical automation make the case; the clearest reasons to look elsewhere are the post-promotion 2% + GST charge and limited checkout customization.

Verdict

Razorpay Payment Links combines link-based collection with bulk creation, automation, and broad payment method coverage. Factor in the 2% plus GST fee after the 90-day zero-fee offer.

Where Specifiction places it

Alternatives to Razorpay Payment LinksAll alternatives →