Adyen vs Razorpay Payment Links
Adyen
adyen.comRazorpay Payment Links
razorpay.comSide by side
| Figure | Adyen | Razorpay Payment Links |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 3 |
| Spec score · Payment Link Software | 9.0 (#4) | 8.2 (#13) |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | Official integration materials list server SDKs or libraries for .NET, Java, Node.js, PHP, Python, Ruby and Go, plus Android, iOS, Cordova, React Native and Flutter integrations. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | Supported methods include cards, UPI, netbanking, wallets, EMI, Pay Later and bank transfer. |
| Rating on G2 | 4.0 out of 5 from 44 reviews | 4.3 out of 5 from 174 reviews |
| Rating on Software Advice | 4.6 out of 5 from 31 reviews | 3.7 out of 5 from 121 reviews |
| Rating on Trustpilot | 1.3 out of 5 from 446 reviews | 1.4 out of 5 from 454 reviews |
| Security certifications | Adyen's Trust Center lists PCI DSS, SOC 1 Type II, SOC 2 Type II, ISAE 3402 Type II and ISO 27001:2022 credentials. | Razorpay's trust portal lists PCI DSS v4.0 certifications for Razorpay Software, Razorpay Software Services and other group entities, along with ISO certifications and SOC 3 for Razorpay Software. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Razorpay Payment Links creates hosted payment URLs that merchants share through SMS, email or WhatsApp to collect money without building a checkout site. |
Plans
Razorpay Payment Links
- 90-day introductory offerFree
- Payment LinksFree
- Standard platform feePrice not published
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Razorpay Payment Links
Razorpay Payment Links lets businesses collect customer payments by sending a link through SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, while businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Webhook notifications report transactions, and APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with automatic real-time conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. There is no free plan, though a free trial is listed. Pricing includes a zero-fee offer for the first 90 days; afterward, the listed fee is 2% plus GST on successful payments.