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Tech riderRev. 30 Sept 2026

ReconcileIQ

Ch 037.4of 26 Payment Reconciliation Software
  1. 1Runs onAPI, Web
  2. 2CostsFree plan · free trial · paid from £5/mo
  3. 3Automatic matchingYes
  4. 4Accounting integrationsQuickBooks, Xero, Sage, Pandle, FreeAgent, YNAB
  5. 5Invoice reconciliationYes
  6. 6Multi-currency supportYes
  7. 7API accessYes
7 lines stated Written from the maker's own pages: reconcileiq.com
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The ReconcileIQ homepage

Overview

ReconcileIQ is ranked #3 of 26 in payment reconciliation software on Specifiction. It runs on API, Web. There is a free plan. A free trial is offered. Paid plans start at £5/mo.

ReconcileIQ plans and pricing

All plans
Start Free Free £0 /forever 1,000 one-off credits · no overage · 1 IQ Books organisation, cash accounting only reconcileiq.com · 30 Sept 2026
Starter £5/mo £5 /mo 5,000 credits / month · 1 IQ Books organisation · then £0.002/credit, capped reconcileiq.com · 30 Sept 2026
Accountant £15/mo £15 /mo 25,000 credits / month · 5 IQ Books organisations · then £0.0015/credit, capped reconcileiq.com · 30 Sept 2026
Practice Essential £39/mo £39 /mo 50,000 credits / month · up to 50 connected clients · then £0.001/credit, capped reconcileiq.com · 30 Sept 2026
Practice Pro £79/mo £79 /mo 150,000 credits / month · up to 250 connected clients · then £0.0008/credit, capped reconcileiq.com · 30 Sept 2026
Enterprise £199/mo £199 /mo 500,000 credits / month · up to 1,000 connected clients · then £0.0005/credit, capped reconcileiq.com · 30 Sept 2026

Compared on payment reconciliation software

Free plan
Yesreconcileiq.com
Automatic matching
Yesreconcileiq.com
Accounting integrations
QuickBooks, Xero, Sage, Pandle, FreeAgent, YNABreconcileiq.com
Invoice reconciliation
Yesreconcileiq.com
Multi-currency support
Yesreconcileiq.com
API access
Yesreconcileiq.com

Facts

Purpose
ReconcileIQ matches bank statements against accounting records, identifies discrepancies, and can push fixes back to accounting software.reconcileiq.com · 30 Sept 2026
Matching
Its matching engine handles fuzzy descriptions, date variances, and batch payments, with the site claiming throughput above 5,000 transactions per second.reconcileiq.com · 30 Sept 2026
Invoice matching
Invoice-to-payment matching uses a weighted algorithm: 60% amount, 35% description, and 5% date, with a 150-day window for late payments.reconcileiq.com · 30 Sept 2026
Statement inputs
The parser accepts digital PDFs, scans, phone photos, CSV, Excel, OAuth feeds, and custom formats from any bank.reconcileiq.com · 30 Sept 2026
Integrations
The listed OAuth integrations are QuickBooks, Xero, Sage, Pandle, FreeAgent, and YNAB; the page marks the first four as post and the latter two as read.reconcileiq.com · 30 Sept 2026
Exports
After reconciliation, users can review, push corrections to connected software, or export PDF and CSV; the page also lists API output.reconcileiq.com · 30 Sept 2026
Security
The product page says it uses AES-256 encryption, processes files in isolated environments, deletes them automatically, and is GDPR compliant and ICO registered.reconcileiq.com · 30 Sept 2026
Security certification
The pricing page says the company's SOC 2 journey is in progress.reconcileiq.com · 30 Sept 2026
Support
The Starter plan lists email support, and the about page says the founder usually responds within 24 hours.reconcileiq.com · 30 Sept 2026
Who it serves
The about page describes ReconcileIQ as built for accountants and accounting professionals, and the product page also identifies business owners as users.reconcileiq.com · 30 Sept 2026
Company
The about page identifies Jack Whitehead as founder, says ReconcileIQ was founded in April 2025, and says he is based in the United Kingdom.reconcileiq.com · 30 Sept 2026
Platform context
The company says ReconcileIQ runs standalone on existing accounting software or natively inside IQ Books.reconcileiq.com · 30 Sept 2026

Company

Founded
2025reconcileiq.com · 28 Sept 2026
Headquarters
United Kingdomreconcileiq.com · 28 Sept 2026

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Where it ranks on Specifiction

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Sources