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Fihary

fihary.com

From 19,000 MGA/mo Free plan WebWindowsAndroidAPI
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Spec score 9.1 #2 of 29 in Payment Reconciliation Software

What it is

Fihary manages mobile-money transactions and is available on Android, web and Windows. It automatically matches transactions and connects with MVola, Orange Money and Airtel Money. Accounting integrations include Sage 100 and Odoo, and API access is available. The free Gratuit plan costs nothing and allows one Mobile Money operator, one user and 10 transactions per day. Starter costs 19,000 MGA a month for two operators, two users and 50 daily transactions. Pro costs 49,000 MGA a month and allows three operators, five users and 200 daily transactions. Business costs 149,000 MGA a month, with three operators, 10 users and 1,000 daily transactions. Enterprise starts at 500,000 MGA a month, with custom-quote pricing and unlimited users and transactions. The listed plans make operator, user and daily transaction caps relevant when choosing a tier; Enterprise is the listed option without user or transaction limits. Fihary is headquartered in Toamasina, Madagascar.

Spec sheet

What it does
Fihary is a SaaS platform for capturing, reconciling, monitoring and reporting Madagascar Mobile Money transactions.Read 15 Oct 2026 · fihary.com
Support
Support is offered in French and Malagasy, with priority response from the Pro plan and WhatsApp support on Business.Read 15 Oct 2026 · fihary.com
Headquarters
Toamasina, MadagascarRead 4 Oct 2026 · fihary.com
Accounting integrations
Sage 100 synchronization starts on Pro, while Odoo integration starts on Business and uses XML-RPC.Read 15 Oct 2026 · fihary.com
App-store availability
Searches did not surface a Fihary listing with ratings in the Apple App Store, Google Play, Chrome Web Store or Microsoft Store.Read 15 Oct 2026 · play.google.com
Audit trail
Each entry is timestamped, linked to a cashier and chained with SHA-256 hashes.Read 15 Oct 2026 · fihary.com
Automatic capture
The SMS Forwarder sends operator notifications to Fihary, where transaction metadata is extracted and recorded.Read 15 Oct 2026 · fihary.com
Cash forecasting
The treasury module projects 30 days using real transaction flows, recurring expenses, receivables and payables.Read 15 Oct 2026 · fihary.com
Data retention after cancellation
After termination, transaction data remains exportable for 30 days and is then deleted subject to legal retention duties.Read 15 Oct 2026 · fihary.com
Deduplication
The product prevents one SMS processed twice from creating two accounting entries.Read 15 Oct 2026 · fihary.com
Encryption
The security page states AES-256 encryption for operator credentials and data at rest and in transit, with TLS 1.3.Read 15 Oct 2026 · fihary.com
External domain check
An independent Webrate page reports fihary.com as a registered site and describes it as safe according to Google Safe Browsing and Symantec checks.Read 15 Oct 2026 · webrate.org
External launch date
The LinkedIn launch post was crawled as published about two days before the October 16, 2026 research date.Read 15 Oct 2026 · fr.linkedin.com
External launch description
A LinkedIn launch post describes Fihary as a Madagascar-born platform for centralizing Mobile Money transactions, real-time monitoring, automated reconciliation, accounting, treasury management and reporting.Read 15 Oct 2026 · fr.linkedin.com
Founder
The company identifies Joyck Giovanni as CEO and founder, with a Master's degree in monetary, banking and finance economics from the University of Toamasina.Read 15 Oct 2026 · fihary.com
Fraud controls
Fihary describes five control layers and nine continuously running algorithms for duplicate, amount, timing and behavioral anomalies.Read 15 Oct 2026 · fihary.com
Hosting subcontractor
The terms allow technical hosting subcontractors, specifically naming Railway.app as an example.Read 15 Oct 2026 · fihary.com
Independent review availability
Search results did not surface a Fihary profile with published user ratings on G2, Capterra, GetApp, Software Advice, TrustRadius, Trustpilot or Gartner Peer Insights.Read 15 Oct 2026 · g2.com
Limit: fraud detection
The contract says fraud scoring is decision support and does not guarantee detection of every fraud attempt.Read 15 Oct 2026 · fihary.com
Limit: no payment initiation
Fihary states that its servers cannot initiate Mobile Money transactions and only read, analyze and present notifications.Read 15 Oct 2026 · fihary.com
Limit: outages
Fihary excludes responsibility for downtime caused by maintenance, force majeure, customer-device problems or mobile-network interruptions.Read 15 Oct 2026 · fihary.com
Odoo versions
The stated native Odoo integration covers versions 14 through 18.Read 15 Oct 2026 · fihary.com
Operators
It supports MVola, Orange Money and Airtel Money through SMS capture and merchant API connections.Read 15 Oct 2026 · fihary.com
QR payments
Users can generate a sale-specific QR code and receive an alert when the received amount differs from the requested amount.Read 15 Oct 2026 · fihary.com
Regulatory position
Fihary says it is a software and technical-services provider, not a bank, payment institution, electronic-money institution or funds-transfer agent.Read 15 Oct 2026 · fihary.com
Reports
Reports can be generated as PDF, CSV for Sage and JSON for Odoo.Read 15 Oct 2026 · fihary.com
Sage integration modes
The Sage 100 connection supports ODBC, CSV, keyboard automation, API and direct database modes, plus a Windows desktop app.Read 15 Oct 2026 · fihary.com
SMS dependency
Service operation depends on the customer phone receiving SMS messages and remaining configured and connected to the mobile network.Read 15 Oct 2026 · fihary.com
Team roles
Fihary offers 13 role types with permissions for viewing, validation, export and administration.Read 15 Oct 2026 · fihary.com
Technical stack
The declared stack is FastAPI/Python, PostgreSQL 16, JWT, bcrypt, Fernet AES-256 and multi-tenant ownership checks.Read 15 Oct 2026 · fihary.com
Tenant isolation
Each customer is placed in a logically isolated data silo with cross-customer access blocked.Read 15 Oct 2026 · fihary.com

Plans and prices

Gratuit Free billed monthly 1 Mobile Money operator · 1 user · 10 transactions per day Read 24 Sep 2026 · fihary.com
Starter 19,000 MGA a month 19 000 Ar/mois 2 opérateurs · 2 utilisateurs · 50 transactions/jour · API marchande · QR paiement · fiscalité · export CSV Read 15 Oct 2026 · fihary.com
Pro 49,000 MGA a month 49 000 Ar/mois 3 opérateurs · 5 utilisateurs · 200 transactions/jour · Sage 100 · application Windows · API et webhooks · réconciliation Read 15 Oct 2026 · fihary.com
Business 149,000 MGA a month 149 000 Ar/mois 3 opérateurs · 10 utilisateurs · 1 000 transactions/jour · Sage et Odoo · multi-entités · benchmark sectoriel Read 15 Oct 2026 · fihary.com
Enterprise 500,000 MGA a month À partir de 500 000 Ar/mois, devis personnalisé Transactions illimitées · utilisateurs illimités · SLA 99,9 % · account manager · formation sur site · intégrations spécifiques Read 15 Oct 2026 · fihary.com
Gratuit Free 0 Ar/mois 1 opérateur · 1 utilisateur · 10 transactions/jour · SMS Android · QR paiement · prévisions 30 jours · rapports PDF filigranés Read 15 Oct 2026 · fihary.com

Every Fihary plan and price →

Strong points and limits

Strong points

  • Automatically matches transactions
  • Connects to MVola, Orange Money and Airtel Money
  • Integrates with Sage 100 and Odoo
  • API access is available
  • Free plan allows 10 transactions per day

Limits

  • Free plan is limited to one operator and user
  • Starter allows 50 transactions per day
  • Business allows three operators
  • Enterprise pricing starts at 500,000 MGA a month

Who it suits

Fihary suits organizations handling mobile-money transactions through MVola, Orange Money or Airtel Money that need automatic matching. Its plan tiers may fit teams with different operator, user and daily transaction limits.

Verdict

Fihary lists a free tier and paid tiers with explicit operator, user and transaction limits, plus an Enterprise option with unlimited users and transactions. Compare those limits with the listed monthly prices when choosing a plan.

Where Specifiction places it

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