Fihary vs SettleFlow
Fihary
fihary.comSettleFlow
settleflow.inSide by side
| Figure | Fihary | SettleFlow |
|---|---|---|
| Price from | 19,000 MGA/mo | ₹9,999/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 5 |
| Spec score · Payment Reconciliation Software | 9.1 (#2) | 8.5 (#5) |
| Audit trail | Each entry is timestamped, linked to a cashier and chained with SHA-256 hashes. | Logins, uploads, reconciliation runs, rule changes, exports and claim actions are recorded with user and timestamp. |
| Headquarters | Toamasina, Madagascar | Sector 10, Noida, Uttar Pradesh, India |
| What it does | Fihary is a SaaS platform for capturing, reconciling, monitoring and reporting Madagascar Mobile Money transactions. | SettleFlow reconciles payment gateway, marketplace, bank, accounting and internal order data for Indian finance teams. |
Plans
Fihary
- GratuitFree
- Starter19,000 MGA a month
- Pro49,000 MGA a month
- Business149,000 MGA a month
- Enterprise500,000 MGA a month
- GratuitFree
SettleFlow
- Free DiagnosticFree
- Starter₹9,999 a month
- Growth₹19,999 a month
- Scale₹35,000 a month
- CA firms, agencies & custom₹60,000 a month
In their own words
Fihary
Fihary manages mobile-money transactions and is available on Android, web and Windows. It automatically matches transactions and connects with MVola, Orange Money and Airtel Money. Accounting integrations include Sage 100 and Odoo, and API access is available. The free Gratuit plan costs nothing and allows one Mobile Money operator, one user and 10 transactions per day. Starter costs 19,000 MGA a month for two operators, two users and 50 daily transactions. Pro costs 49,000 MGA a month and allows three operators, five users and 200 daily transactions. Business costs 149,000 MGA a month, with three operators, 10 users and 1,000 daily transactions. Enterprise starts at 500,000 MGA a month, with custom-quote pricing and unlimited users and transactions. The listed plans make operator, user and daily transaction caps relevant when choosing a tier; Enterprise is the listed option without user or transaction limits. Fihary is headquartered in Toamasina, Madagascar.
SettleFlow
SettleFlow is a web service for Indian sellers, agencies, and CA firms that reconciles payment gateway, marketplace, bank, and accounting data. It recalculates fees against applicable rate cards and flags commission differences, shipping or weight errors, duplicate deductions, and unsettled orders. GST checks connect settlement data with GSTR-1 and GSTR-3B and examine marketplace TCS reported in GSTR-8. Data can come from listed payment processors, marketplaces, accounting tools, databases, bank statements, and the GST portal. Users may upload settlement, order, and returns reports as CSV or Excel, or use scoped read-only API access where available. Findings show claim deadlines, filing routes, and required evidence, with tracking for claims and recoveries. Runs create downloadable CSV tables and workbooks containing summaries and order-level detail; an audit trail records operational changes. Workspaces provide owner, admin, analyst, and read-only roles, multiple entities, and client management. Plans start at ₹9,999 a month, with a free diagnostic option.