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SPECIFICTION
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Rocket Money

rocketmoney.com

Free plan WebiOSAndroid
Visit rocketmoney.com
Spec score 7.8 #106 of 181 in Personal Finance Software

What it is

Rocket Money is a personal-finance service for monitoring subscriptions, bills, spending, budgets and net worth. It runs on the web, iOS and Android, with mobile apps, account syncing and report export. Budgeting tools, bill tracking and net-worth tracking are listed capabilities. The free plan costs nothing and includes subscription tracking, upcoming bill tracking, basic budgeting, and spending tracking with categorization. A 7-day trial is listed, and the pricing model is freemium. Premium+ includes Premium features and Rowan, an AI-powered financial assistant; its price is also not listed. Rocket Money, founded in 2015 and headquartered in Silver Spring, Maryland, makes the service.

Spec sheet

Free plan
YesRead 19 Sep 2026 · rocketmoney.com
Mobile apps
bothRead 19 Sep 2026 · rocketmoney.com
Headquarters
Silver Spring, Maryland, United StatesRead 28 Sep 2026 · rocketmoney.com
Founded
2015Read 28 Sep 2026 · rocketmoney.com
Account sync
bothRead 19 Sep 2026 · rocketmoney.com
Bill tracking
YesRead 19 Sep 2026 · rocketmoney.com
Budgeting tools
YesRead 19 Sep 2026 · rocketmoney.com
Net-worth tracking
YesRead 19 Sep 2026 · rocketmoney.com
Report export
YesRead 19 Sep 2026 · rocketmoney.com

Plans and prices

Free Free Subscription tracking · Upcoming bill tracking · Basic budgeting · Spending tracking and categorization Read 19 Sep 2026 · rocketmoney.com
Premium Price not published Subscription cancellation assistance · Financial Goals · Unlimited budgeting categories · Net-worth tracking · Real-time account syncing Read 19 Sep 2026 · help.rocketmoney.com
Premium+ Price not published Everything in Premium · Rowan AI-powered financial assistant Read 19 Sep 2026 · rocketmoney.com

Every Rocket Money plan and price →

Strong points and limits

Strong points

  • Free plan includes subscription and bill tracking
  • Available on web, iOS and Android
  • Supports budgeting and net-worth tracking
  • Reports can be exported
  • Premium adds cancellation assistance and financial goals

Limits

  • Free plan offers only basic budgeting
  • Rowan is limited to Premium+

Who it suits

It suits people who want subscription, bill, spending, budget or net-worth tracking across web and mobile. The free tier fits basic tracking, while the listed paid tiers add cancellation help, expanded budgeting, syncing and Rowan.

Verdict

Rocket Money covers everyday money tracking across web and mobile, with a defined free tier. Check the unlisted prices if you need Premium syncing, expanded budgeting, cancellation assistance or Rowan.

Where Specifiction places it

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