PocketSmith vs Rocket Money

PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.

Rocket Money is a personal-finance service for monitoring subscriptions, bills, spending, budgets and net worth. It runs on the web, iOS and Android, with mobile apps, account syncing and report export. Budgeting tools, bill tracking and net-worth tracking are listed capabilities. The free plan costs nothing and includes subscription tracking, upcoming bill tracking, basic budgeting, and spending tracking with categorization. A 7-day trial is listed, and the pricing model is freemium. Premium+ includes Premium features and Rowan, an AI-powered financial assistant; its price is also not listed. Rocket Money, founded in 2015 and headquartered in Silver Spring, Maryland, makes the service.