Tech riderRev. 30 Sept 2026
- 1Runs onAndroid, iOS, Web
- 2Costspaid from $62.50/mo
- 3Application workflowYes
- 4Credit limit controlsYes
- 5Exposure monitoringYes
- 6Risk scoringYes
- 7Review workflowsYes
- 8ERP/accounting connectorsYes
8 lines stated Written from the maker's own pages: efilostech.com

Overview
SCREDIT is ranked #5 of 26 in credit management software on Specifiction. It runs on Android, iOS, Web. There is no free plan. Paid plans start at $62.50/mo.
SCREDIT plans and pricing
All plansStarter $750/yr annually 25–60 applications/month · digital applications · weighted scorecards · core AR views · watchlists · SCONNECT portal · email support efilostech.com · 30 Sept 2026
Growth $2,000/yr annually Everything in Starter · approval routing · bureau integrations · collections queues · promise-to-pay · disputes workflow efilostech.com · 30 Sept 2026
Scale $4,500/yr annually Everything in Growth · multi-entity · multi-currency · construction credit · concentration-risk monitoring · priority support efilostech.com · 30 Sept 2026
Custom Not published Everything in Scale · board and CFO views · custom integrations · data migration · dedicated environments · security review support efilostech.com · 30 Sept 2026
Compared on credit management software
- Free plan
- Noefilostech.com
- Paid from
- $750/moefilostech.com
- Application workflow
- Yesefilostech.com
- Credit limit controls
- Yesefilostech.com
- Exposure monitoring
- Yesefilostech.com
- Risk scoring
- Yesefilostech.com
- Review workflows
- Yesefilostech.com
- ERP/accounting connectors
- Yesefilostech.com
Facts
- Purpose
- SCREDIT helps finance and credit teams manage customer onboarding, automated credit decisions, financial-risk analysis, collections, and portfolio exposure.efilostech.com · 30 Sept 2026
- Core workflow
- The platform combines onboarding, underwriting, bureau intelligence, approvals, portfolio analytics, accounts-receivable visibility, and collections execution.efilostech.com · 30 Sept 2026
- Applications
- Digital credit applications support document collection, e-signature, trade references, and approval-ready customer profiles.efilostech.com · 30 Sept 2026
- Construction credit
- Construction workflows track job-level exposure, retainage, lien deadlines, bond status, and project-specific risk.efilostech.com · 30 Sept 2026
- Integrations
- Purpose-built connectors cover SAP, NetSuite, Dynamics 365, QuickBooks Online, Salesforce, eight commercial bureaus, Plaid, Middesk, Persona, Avalara, Stripe, Levelset, NCS, and Handle.efilostech.com · 30 Sept 2026
- ERP role
- SCREDIT keeps the ERP as the system of record for invoicing, terms, due dates, and cash application, while sending credit decisions and approved limits back.efilostech.com · 30 Sept 2026
- Customer portal
- SCONNECT is included in every plan and lets customers submit applications, upload documents, view invoices and statements, make payments, and access executed agreements.efilostech.com · 30 Sept 2026
- Security architecture
- SCREDIT uses schema-per-tenant isolation, role-based access control, least-privilege runtime controls, encryption, monitoring, and audited administrative workflows.efilostech.com · 30 Sept 2026
- Compliance status
- Security controls are designed around SOC 2 principles, but EFILOS states that its third-party SOC 2 audit is not yet complete.efilostech.com · 30 Sept 2026
- Data ownership
- The customer organization remains the owner of customer, financial, and workflow data submitted into SCREDIT.efilostech.com · 30 Sept 2026
- Target users
- SCREDIT is built for B2B teams handling 50 or more credit applications per month, including manufacturing, wholesale distribution, industrial distribution, construction supply, and FMCG/CPG.efilostech.com · 30 Sept 2026
- Support and implementation
- Starter includes email support, Scale includes priority support, and implementation is scoped in weeks rather than quarters.efilostech · 30 Sept 2026
Company
- Headquarters
- Dallas, Texas, United Statesefilostech.com · 23 Sept 2026
Best SCREDIT alternatives
See all 20 All accessCh 01 Nectarine Credit Free trialWeb 6.8 All accessCh 02 Bilendo Risk Free trialWeb 6.7 All accessCh 03 Credit Pulse Free trialAPIWeb 6.7 All accessCh 04 Esker Accounts Payable Automation AndroidAPI 6.7 All accessCh 06 CreditRiskMonitor APIWeb from $704.17/mo6.5 All accessCh 07 Serrala FS² Credit & Risk APIWeb 6.5
Where it ranks on Specifiction
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Sources
- efilostech.com/products/scredit· checked 30 Sept 2026
- efilostech.com/products/scredit/integrations· checked 30 Sept 2026
- efilostech.com/solutions/customer-portal· checked 30 Sept 2026
- efilostech.com/security· checked 30 Sept 2026
- efilostech.com/trust· checked 30 Sept 2026
- efilostech.com/pricing· checked 30 Sept 2026
- efilostech/pricing· checked 30 Sept 2026



