Sift Payment Protection

Spec sheet

What it does

Sift Payment Protection evaluates online transactions in real time to block fraud and approve more legitimate customers.Read 15 Oct 2026 · sift.com

Purpose

Sift stops fraudulent transactions in real time to help merchants make confident payment decisions.Read 1 Oct 2026 · sift.com

Integrations

Sift lists technology integrations including Adyen, Okta/Auth0, Braintree, Checkout.com, and Ping Identity DaVinci.Read 15 Oct 2026 · sift.com

Support

Customers can access the Sift Help Center and contact the Support Team.Read 1 Oct 2026 · sift.com

Headquarters

San Francisco, California, United StatesRead 28 Sep 2026 · sift.com

Founded

2011Read 28 Sep 2026 · sift.com

API and SDKs

Sift offers REST APIs, JavaScript snippets, and SDKs for iOS and Android.Read 15 Oct 2026 · sift.com

API functions

The developer platform documents Events, Labels, Automation, Device Fingerprinting, and Partner APIs.Read 15 Oct 2026 · developers.sift.com

Automation

Automated policies handle low-risk decisions and are designed to reduce manual review volume.Read 15 Oct 2026 · sift.com

Company facts

LinkedIn lists Sift as a privately held computer and network security company founded in 2011, headquartered in San Francisco, with 201–500 employees.Read 15 Oct 2026 · linkedin.com

Custom models

Teams can use flexible risk scoring to build and deploy their own custom models.Read 15 Oct 2026 · sift.com

Customer scale

Sift says its network processes over 1 trillion annual events from more than 34,000 sites and apps and serves over 700 customers.Read 1 Oct 2026 · sift.com

Decision automation

Automated policies reduce manual review volume, and teams can test policy and threshold changes against historical traffic before launch.Read 1 Oct 2026 · sift.com

Deployment model

Capterra describes Sift as a cloud-based fraud-detection and chargeback-management product.Read 15 Oct 2026 · capterra.com

Developer access

Sift provides REST APIs, JavaScript snippets, and SDKs for iOS and Android.Read 1 Oct 2026 · sift.com

Developer documentation

Documentation includes integration guides, client libraries, tutorials, custom-event instructions, historical-data uploads, and fraud-automation examples.Read 15 Oct 2026 · sift.com

Dispute data

Sift provides built-in dispute-data ingestion and stronger user identification for payment decisions.Read 15 Oct 2026 · sift.com

Event API endpoint

The Events API accepts JSON POST requests at https://api.sift.com/v203/events and supports body or Basic authorization-key authentication.Read 15 Oct 2026 · developers.sift.com

Fraud coverage

The product covers stolen-card fraud, card testing, BOPIS abuse, alternative-payment abuse, fraudulent currency movement, account takeover, and fake-account activity.Read 15 Oct 2026 · sift.com

Funding news

Sift announced a $50 million Series E round on April 22, 2021, at a valuation above $1 billion.Read 15 Oct 2026 · sift.com

Investigation tools

Bulk decisioning, historical network visualization, score explainability, and transaction activity views support fraud investigations.Read 15 Oct 2026 · sift.com

Legal name

Crunchbase identifies the company legal name as Sift Science, Inc.Read 15 Oct 2026 · crunchbase.com

Limit: complexity

G2 reviewers describe rule creation and the wider feature set as confusing or difficult to learn.Read 15 Oct 2026 · g2.com

Limit: cost

A Capterra reviewer calls Sift costly compared with some alternatives.Read 15 Oct 2026 · capterra.com

Limit: customization

Capterra reviewers report limited API connections, limited user customization, and reliance on IT for updates.Read 15 Oct 2026 · capterra.com

Limit: false positives

G2 and Capterra reviewers report inaccurate decisions and false positives that can interrupt legitimate users.Read 15 Oct 2026 · g2.com

Limit: payment coverage

A Capterra reviewer wanted better support for PayPal payments.Read 15 Oct 2026 · capterra.com

Machine learning

Sift uses a patented ensemble of AI and machine-learning models that retrain online as fraud patterns change.Read 15 Oct 2026 · sift.com

Network intelligence

Sift says its scores use data from more than one trillion annual events and 16,000 risk signals.Read 15 Oct 2026 · sift.com

Outages

IsDown records 34 Sift incidents since June 2021, including API, console, workflow, and cloud-provider outages; the latest listed incident began June 12, 2025.Read 15 Oct 2026 · isdown.app

Praise: integration

Capterra reviewers praise the documented API, accessible implementation team, and integration support.Read 15 Oct 2026 · capterra.com

Praise: monitoring

Capterra reviewers describe comprehensive real-time monitoring, risk intelligence, alerts, and customizable controls.Read 15 Oct 2026 · capterra.com

Praise: usability

G2 reviewers commonly praise Sift's user-friendly interface and intuitive dashboard.Read 15 Oct 2026 · g2.com

Rating on Capterra

4.5 out of 5 from 15 reviewsRead 15 Oct 2026 · capterra.com

Rating on G2

4.6 out of 5 from 615 reviewsRead 15 Oct 2026 · g2.com

Rating on Gartner Peer Insights

3.6 out of 5 from 5 reviews for Payment ProtectionRead 15 Oct 2026 · gartner.com

Rating on GetApp

4.5 out of 5 from 15 reviewsRead 15 Oct 2026 · getapp.com

Rating on TrustRadius

5.1 out of 10 from 7 reviewsRead 15 Oct 2026 · trustradius.com

Real-time scoring

Sift states that payment risk scores are generated in under 150 milliseconds and updated across the user lifecycle.Read 15 Oct 2026 · sift.com

Recent features

Recently shipped capabilities include pre-built workflow templates, Global Profile signals in Workflows and Explore, and historical chargeback import.Read 15 Oct 2026 · sift.com

Regulatory support

The payment product advertises PSD2 compatibility for expansion into regulated markets.Read 15 Oct 2026 · sift.com

Reported outcomes

The page reports a 99.4% acceptance rate, 80% fewer chargebacks, and a 47% reduction in financial losses.Read 1 Oct 2026 · sift.com

Risk intelligence

Sift uses insight from 1 trillion annual events and 16,000 risk signals behind each score.Read 1 Oct 2026 · sift.com

Risk scoring speed

Sift evaluates transactions in under 150 milliseconds.Read 1 Oct 2026 · sift.com

Security compliance

Sift announced completion of a SOC 2 Type 2 audit and describes access controls, third-party assessments, and code reviews as security practices.Read 15 Oct 2026 · sift.com

Target users

Sift describes Payment Protection as a solution for digital businesses and merchants managing payment fraud.Read 1 Oct 2026 · sift.com

Workflow testing

Policy and threshold changes can be tested against historical traffic before deployment.Read 15 Oct 2026 · sift.com

Plans and prices

Every Sift Payment Protection plan and price →

Where Specifiction places it

• Financial Crime Compliance Software#2 of 578.5
• Fraud Detection Software#4 of 338.4
• Payment Fraud Detection Software#7 of 318.5