Best Payment Fraud Detection Software in 2026
Updated
In short: FraudLabs Pro is ranked #1 of 30 as of 7 October 2026, ahead of IPQualityScore Fraud Prevention and Stripe Radar. The best-ranked option with a free plan is IPQualityScore Fraud Prevention. The lowest first paid tier on this page is Stripe Radar at $10/mo.
Payment fraud detection software gives businesses tools to assess transactions, with coverage and controls varying across the entries. Compared on real-time scoring, supported channels, device fingerprinting, custom rules, and machine-learning models, these options can be considered against the payment activity you need to review. Check included transactions and chargeback guarantees as well, along with free-plan availability and the paid-from price point. FraudLabs Pro, IPQualityScore Fraud Prevention, and Stripe Radar are among the names shown. Consider which channels and risk controls matter to your workflow, then compare the listed terms and features across the options.
30 payment fraud detection software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
30ranked
3free plans on this page
$10/molowest paid tier
7 Oct 2026last checked
Input list Payment Fraud Detection Software 25 channels on this page · 129 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromReal-time scoringCustom rulesMachine-learning modelsDevice fingerprintingChargeback guaranteeSupported channels Spec sheet Score
01 FraudLabs Pro Free planYesPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeNoSupported channelsonline 7/8spec lines stated 7.6
02 IPQualityScore Fraud Prevention Free planYesPaid from$99/moReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeNoSupported channelsomnichannel 8/8spec lines stated 7.6
03 Stripe Radar Free planYesPaid from$10/moReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsnot stated 6/8spec lines stated 7.3
04 MaxMind minFraud Free planNoPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsonline 6/8spec lines stated 6.9
05 Ravelin Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeNoSupported channelsonline 6/8spec lines stated 6.9
06 SAS Visual Statistics Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingnot statedChargeback guaranteenot statedSupported channelsomnichannel 4/8spec lines stated 6.9
07 Vesta Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesnot statedMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeYesSupported channelsomnichannel 5/8spec lines stated 6.9
08 DataVisor Fraud Platform Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeNoSupported channelsomnichannel 6/8spec lines stated 6.7
09 Sift Payment Protection Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsonline 5/8spec lines stated 6.7
10 Braintree ACH Direct Debit Free planNoPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeNoSupported channelsonline 7/8spec lines stated 6.6
11 ClearSale Free planNoPaid from$250/moReal-time scoringnot statedCustom rulesYesMachine-learning modelsYesDevice fingerprintingnot statedChargeback guaranteenot statedSupported channelsnot stated 4/8spec lines stated 6.5
12 Kount 360 Free planNoPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsnot stated 5/8spec lines stated 6.5
13 Mastercard Decision Intelligence Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingnot statedChargeback guaranteenot statedSupported channelsnot stated 3/8spec lines stated 6.5
14 Adyen Free planNoPaid fromnot statedReal-time scoringnot statedCustom rulesnot statedMachine-learning modelsnot statedDevice fingerprintingnot statedChargeback guaranteenot statedSupported channelsnot stated 1/8spec lines stated 6.4
15 Riskified Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesnot statedMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeYesSupported channelsomnichannel 5/8spec lines stated 6.4
16 ACI Automated Dispute Manager Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 5/8spec lines stated 6.3
17 Visa Decision Manager Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 5/8spec lines stated 6.3
18 Forter Trust Platform Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeYesSupported channelsomnichannel 6/8spec lines stated 6.1
19 Featurespace Platform Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 5/8spec lines stated 5.8
20 Frauddi Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsonline 5/8spec lines stated 5.8
21 FraudNet Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 5/8spec lines stated 5.8
22 Ojuri Free planYesPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 6/8spec lines stated 5.8
23 SAS Fraud Management Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingnot statedChargeback guaranteenot statedSupported channelsomnichannel 4/8spec lines stated 5.8
24 Signifyd Guaranteed Fraud Protection Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesnot statedMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteeYesSupported channelsonline 5/8spec lines stated 5.8
25 Feedzai Free plannot statedPaid fromnot statedReal-time scoringYesCustom rulesYesMachine-learning modelsYesDevice fingerprintingYesChargeback guaranteenot statedSupported channelsomnichannel 5/8spec lines stated 5.6
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Real-time scoring | Custom rules |
|---|---|---|---|---|---|---|---|---|
| 1 | FraudLabs Pro | 7.6 | Free plan | $29.95/mo | Yes | — | Yes | Yes |
| 2 | IPQualityScore Fraud Prevention | 7.6 | Free plan | $99/mo | Yes | 99 /mo | Yes | Yes |
| 3 | Stripe Radar | 7.3 | Free plan | $10/mo | Yes | 10 /mo | Yes | Yes |
| 4 | MaxMind minFraud | 6.9 | No | — | No | — | Yes | Yes |
| 5 | Ravelin | 6.9 | No | — | — | — | Yes | Yes |
| 6 | SAS Visual Statistics | 6.9 | No | — | — | — | Yes | Yes |
| 7 | Vesta | 6.9 | No | — | — | — | Yes | — |
| 8 | DataVisor Fraud Platform | 6.7 | No | — | — | — | Yes | Yes |
| 9 | Sift Payment Protection | 6.7 | No | — | — | — | Yes | Yes |
| 10 | Braintree ACH Direct Debit | 6.6 | No | — | No | — | Yes | Yes |
| 11 | ClearSale | 6.5 | No | $250/mo | No | 250 /mo | — | Yes |
| 12 | Kount 360 | 6.5 | No | $25/mo | No | — | Yes | Yes |
| 13 | Mastercard Decision Intelligence | 6.5 | No | — | — | — | Yes | Yes |
| 14 | Adyen | 6.4 | No | — | No | — | — | — |
| 15 | Riskified | 6.4 | No | — | — | — | Yes | — |
| 16 | ACI Automated Dispute Manager | 6.3 | No | — | — | — | Yes | Yes |
| 17 | Visa Decision Manager | 6.3 | No | — | — | — | Yes | Yes |
| 18 | Forter Trust Platform | 6.1 | No | — | — | — | Yes | Yes |
| 19 | Featurespace Platform | 5.8 | No | — | — | — | Yes | Yes |
| 20 | Frauddi | 5.8 | No | — | — | — | Yes | Yes |
| 21 | FraudNet | 5.8 | No | — | — | — | Yes | Yes |
| 22 | Ojuri | 5.8 | No | — | Yes | — | Yes | Yes |
| 23 | SAS Fraud Management | 5.8 | No | — | — | — | Yes | Yes |
| 24 | Signifyd Guaranteed Fraud Protection | 5.8 | No | — | — | — | Yes | — |
| 25 | Feedzai | 5.6 | No | — | — | — | Yes | Yes |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which payment fraud detection software is ranked first on Specifiction?
FraudLabs Pro is ranked #1 of 30 with a score of 7.6. IPQualityScore Fraud Prevention is second and Stripe Radar third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Stripe Radar has the lowest first paid tier we found: $10/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.
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