Mastercard Decision Intelligence

Spec sheet

Purpose

Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time.Read 3 Oct 2026 · mastercard.com

Deployment

The Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times.Read 2 Oct 2026 · mastercard.com

Headquarters

Mastercard’s global headquarters are in Purchase, New York, USA.Read 3 Oct 2026 · mastercard.com

Founded

Mastercard was founded as the Interbank Card Association in 1966.Read 3 Oct 2026 · mastercard.com

AI models

Decision Intelligence Pro uses graphing techniques and generative AI driven models to assess risk with more accuracy and context.Read 3 Oct 2026 · mastercard.com

Authentication

The platform's rules and case management modules support authentication through an existing Mastercard Connect account or single sign-on with an identity service provider.Read 2 Oct 2026 · mastercard.com

Authorization decisions

Decision Intelligence Pro uses graphing techniques and generative AI models to assess transaction risk with more accuracy and context.Read 2 Oct 2026 · mastercard.com

Decisioning

The product evaluates transactions instantly using Mastercard’s global network intelligence.Read 3 Oct 2026 · mastercard.com

Decisioning scale

Mastercard says its Risk Decisioning platform scores over 150 billion transactions a year and reports 99.99% uptime.Read 2 Oct 2026 · mastercard.com

False declines

A single transaction score is designed to reduce false declines and integrate into issuer authorization flows.Read 3 Oct 2026 · mastercard.com

Network coverage

Decision Intelligence can score transactions processed by any network, providing protection for an entire portfolio in one solution.Read 3 Oct 2026 · mastercard.com

Pricing

The product page directs visitors to contact sales and does not state a price.Read 2 Oct 2026 · mastercard.com

Risk analysis

It analyzes transaction context, cardholder behavior and merchant relationships in real time.Read 3 Oct 2026 · mastercard.com

Risk signals

It analyzes transaction context, cardholder behavior and merchant relationships in real time.Read 2 Oct 2026 · mastercard.com

Rules Cartridges

Consortium based rules cartridges are written by expert rule writers and tailored to regional fraud trends or specific fraud vulnerabilities.Read 3 Oct 2026 · mastercard.com

Rules Discovery

Rules Discovery helps users visualize problem areas to find fraud and areas of opportunity.Read 3 Oct 2026 · mastercard.com

Rules support

Rules Cartridges are consortium-based rules written by expert rule writers and tailored to regional fraud trends or specific vulnerabilities.Read 2 Oct 2026 · mastercard.com

Sales and pricing

The product page directs prospective customers to contact sales and does not state a price.Read 3 Oct 2026 · mastercard.com

Security and data responsibility

Mastercard says its platform follows its data responsibility practices, including security and privacy practices, explainability, and an AI Governance framework for customer engagements.Read 2 Oct 2026 · mastercard.com

Who it is for

The page describes Decision Intelligence Pro as helping issuers approve more genuine transactions without increasing risk.Read 3 Oct 2026 · mastercard.com

Who it serves

Mastercard describes its risk decisioning solutions for issuers, acquirers and merchant service providers.Read 2 Oct 2026 · mastercard.com

Plans and prices

Every Mastercard Decision Intelligence plan and price →

Where Specifiction places it

• Financial Crime Compliance Software#12 of 577.5
• Card Issuing Platforms#9 of 227.5
• Payment Fraud Detection Software#18 of 317.4