Stripe Radar
- 1Runs onAndroid, API, iOS, Web
- 2CostsFree plan · paid from $10/mo
- 3Real-time scoringYes
- 4Custom rulesYes
- 5Machine-learning modelsYes
- 6Device fingerprintingYes
Overview
Stripe Radar is a fraud and abuse protection service for businesses processing payments. It uses AI to block fraudulent transactions, flag suspicious accounts, and counter customer abuse in real time. Stripe says the models draw on more than 70 trillion data points across its network. Coverage includes supported methods such as bank debits, buy now pay later, crypto, digital wallets, real-time payments, and cash vouchers. Businesses already processing payments through Stripe can run Radar in the background without extra setup; it can also be used with Stripe Connect. APIs can provide risk signals to businesses using other payment providers. Plus and Pro add risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced analytics. Pro also includes signals for bots, multi-account use, account sharing, pay-as-you-go abuse, and free-trial abuse. Radar Lite is included at no additional charge with standard payments pricing. Paid plans start at $10 per month; Stripe lists Plus at $14 per month and Pro at $20 per month. Users are responsible for decisions they make based on Radar data.
Who it is for
Radar suits businesses processing payments through Stripe that want payment fraud controls, and platforms or marketplaces seeking account-abuse signals. Businesses processing through other providers can use its risk signals through APIs.
What is good
- Works in the background for Stripe payment businesses.
- Covers several supported payment methods.
- Plus and Pro include custom rules and backtesting.
- Pro includes bot and free-trial abuse signals.
- Risk signals are available through APIs.
What to know first
- Dynamic risk thresholds are Pro-only.
- Enterprise pricing is custom and not listed.
- Users remain responsible for decisions based on Radar data.
Verdict
Radar combines payment fraud controls with additional account-abuse features at higher plan levels. Check which controls are in the chosen plan, and account for responsibility for decisions made using its data.
Stripe Radar plans and pricing
All plansCompared on payment fraud detection software
- Free plan
- Yesstripe.com
- Paid from
- $10/mostripe.com
- Real-time scoring
- Yesstripe.com
- Custom rules
- Yesstripe.com
- Machine-learning models
- Yesstripe.com
- Device fingerprinting
- Yesstripe.com
Facts
- Fraud and abuse protection
- Radar uses AI to block fraudulent payments, flag suspicious accounts, and prevent customer abuse in real time.stripe.com · 29 Sept 2026
- AI training data
- Stripe says Radar's AI is trained on more than 70 trillion data points across its network.stripe.com · 29 Sept 2026
- Payment coverage
- Radar protects transactions across supported payment methods, including bank debits, buy now pay later options, crypto, digital wallets, real-time payments, and cash vouchers.stripe.com · 29 Sept 2026
- Rules and risk controls
- Radar Plus and Pro include risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced fraud analytics.stripe.com · 29 Sept 2026
- Pro abuse signals
- Radar Pro includes bot, multi-account, account-sharing, and pay-as-you-go abuse signals, as well as free-trial abuse protection.stripe.com · 29 Sept 2026
- Integrations
- Radar can be used with Stripe Connect, and Stripe says no additional integration is required for Connect accounts onboarded to a platform.stripe.com · 29 Sept 2026
- External processor use
- Radar can provide risk signals through APIs for businesses processing transactions through other payment service providers.stripe.com · 29 Sept 2026
- Enterprise users
- Stripe describes Radar as built for platforms, marketplaces, and AI companies, and offers tailored recommendations and custom pricing to enterprises.stripe.com · 29 Sept 2026
- Setup
- For businesses already processing payments with Stripe, Radar works in the background without additional setup.stripe.com · 29 Sept 2026
- Notable plan limit
- Risk scores and custom rules are included with Plus and Pro, while dynamic risk thresholds are included only with Pro.stripe.com · 29 Sept 2026
- Security and decision responsibility
- Stripe's Radar terms say users are responsible for their use of Radar data and for decisions they make based on it.stripe.com · 29 Sept 2026
Company
- Company headquarters
- Stripe says it has dual headquarters in San Francisco and Dublin.stripe.com · 29 Sept 2026
- Founded
- 2010stripe.com · 23 Sept 2026
- Headquarters
- San Francisco and Dublinstripe.com · 23 Sept 2026
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Sources
- stripe.com/ie/radar· checked 29 Sept 2026
- stripe.com/blog/expanding-stripe-radar-to-protect-· checked 29 Sept 2026
- stripe.com/radar/pricing· checked 29 Sept 2026
- stripe.com/legal/ssa-services-terms· checked 29 Sept 2026
- stripe.com/newsroom/information· checked 29 Sept 2026
- stripe.com/radar· checked 23 Sept 2026