IPQualityScore Fraud Prevention vs Stripe Radar
IPQualityScore Fraud Prevention
ipqualityscore.com
Stripe Radar
stripe.comSide by side
| Figure | IPQualityScore Fraud Prevention | Stripe Radar |
|---|---|---|
| Price from | $99/mo | $10/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 6 | 12 |
| Spec score · Payment Fraud Detection Software | 9.1 (#2) | 8.6 (#5) |
| Custom rules | Customers can tune scoring settings and create custom rules for their audience and risk tolerance. | Plus and Pro let teams create and backtest custom rules, manage allowlists and blocklists, and use manual reviews. |
| Documentation depth | Documentation includes endpoint overviews, request URLs, parameters, response fields, authentication flows, examples and release notes. | Stripe publishes product guides, a help topic, API reference endpoints, testing cards, SDK documentation and a developer changelog ecosystem. |
| Founded | 2011 | 2010 |
| Headquarters | Las Vegas, Nevada, USA | San Francisco and Dublin |
| Integrations | Official integrations include WordPress, WooCommerce, Shopify, Magento, BigCommerce, WHMCS, Slack, Splunk, CrowdStrike, Salesforce, HubSpot, Alloy and many other platforms. | Radar can be used with Stripe Connect, and Stripe says no additional integration is required for Connect accounts onboarded to a platform. |
| Rating on Capterra | 4.9 out of 5 from 19 reviews | Stripe platform rated 4.6 out of 5 from 3,388 reviews |
| Rating on G2 | 4.6 out of 5 from 114 reviews | 4.4 out of 5 from 19 reviews |
| Rating on Trustpilot | 2.6 out of 5 from 59 reviews | Stripe TrustScore is 1.5 out of 5 from about 18,000 reviews. |
| What it does | IPQualityScore provides real-time fraud detection and threat intelligence for users, transactions, websites and apps. | Stripe Radar is an AI fraud-prevention service that blocks fraudulent payments, flags risky accounts and addresses customer abuse in real time. |
Plans
IPQualityScore Fraud Prevention
- FreeFree
- FreeFree
- Startup$99 a month
- SMB Basic$499 a month
- SMB+$999 a month
- EnterprisePriced on request
Stripe Radar
- Radar LiteFree
- Radar Standard$10 a month
- Radar Plus$14 a month
- Radar Pro$20 a month
- Radar Standard (platforms)$20 a month
- Radar Standard (platforms and marketplaces)$20 a month
- Radar Plus (platforms)$44 a month
- Radar Plus (platforms and marketplaces)$44 a month
- Radar Pro (platforms)$70 a month
- Radar Pro (platforms and marketplaces)$70 a month
In their own words
IPQualityScore Fraud Prevention
IPQualityScore Fraud Prevention screens users, payments, logins, registrations, and clicks for suspicious activity and non-human behavior. It evaluates more than 300 data points to return real-time fraud scores and risk details. Detection tools include IP reputation, bot detection, email risk scoring, phone validation, and device fingerprinting. Businesses can adjust scoring settings and create custom rules for their audiences. Integration options include APIs and CSV uploads through the dashboard. Device fingerprinting profiles device and behavior patterns to help identify duplicate accounts, with web support and a mobile SDK. Listed integrations include WordPress and WooCommerce, Shopify, Stripe, Salesforce, HubSpot, Mailchimp, Splunk, and Palo Alto Cortex XSOAR. Local IP reputation and email verification database engines are also available for on-premise deployment. The service serves SMB and enterprise customers across industries and regions. IPQualityScore states that it completed SOC 2 Type II, ISO 27001, and ISO 27701 certifications, with current reports available on request. A free plan includes 1,000 monthly lookups; paid plans start at $99 per month, with usage limits and features varying by plan.
Stripe Radar
Stripe Radar is a fraud and abuse protection service for businesses processing payments. It uses AI to block fraudulent transactions, flag suspicious accounts, and counter customer abuse in real time. Stripe says the models draw on more than 70 trillion data points across its network. Coverage includes supported methods such as bank debits, buy now pay later, crypto, digital wallets, real-time payments, and cash vouchers. Businesses already processing payments through Stripe can run Radar in the background without extra setup; it can also be used with Stripe Connect. APIs can provide risk signals to businesses using other payment providers. Plus and Pro add risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced analytics. Pro also includes signals for bots, multi-account use, account sharing, pay-as-you-go abuse, and free-trial abuse. Radar Lite is included at no additional charge with standard payments pricing. Paid plans start at $10 per month; Stripe lists Plus at $14 per month and Pro at $20 per month. Users are responsible for decisions they make based on Radar data.