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SPECIFICTION
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Stedi

stedi.com

From $0.20/mo Free plan WebAPI

What it is

Stedi is a cloud-based healthcare clearinghouse and revenue cycle management engine whose functionality is available through APIs. It supports real-time and batch eligibility checks from its portal or API, along with professional, institutional, and dental claims, claim-status checks, acknowledgments, and electronic remittance advice. Its EDI platform generates and delivers transactions through API requests, with transforms, webhooks, retries, rate limiting, and separate environments. Prebuilt Stedi Apps connect with third-party revenue cycle management, practice management, and EHR systems. Stedi says it connects to more than 3,500 U.S. healthcare payers, including Medicare, Medicaid, medical, and dental payers. Listed standards include X12 and EDIFACT; integration methods include REST API, webhooks, SFTP, FTPS, FTP, and AS2. Security credentials and controls listed include HIPAA compliance, HITRUST certification, SOC 2 compliance, role-based access, and built-in multi-factor authentication. Free Sandbox accounts provide mock eligibility checks and test API keys, but cannot submit test claims through API or SFTP. Production transactions require production API keys.

Spec sheet

What it does
Stedi presents itself as a headless healthcare clearinghouse and revenue-cycle engine for automating insurance and claims transactions.Read 14 Oct 2026 · stedi.com
Product
Stedi describes itself as a headless healthcare clearinghouse and revenue cycle management engine, with product functionality accessible through APIs.Read 30 Sep 2026 · stedi.com
Intended users
Stedi presents its APIs and clearinghouse services for healthcare technology businesses and established organizations that exchange healthcare transactions.Read 30 Sep 2026 · stedi.com
Integrations
Stedi Apps are prebuilt integrations for third-party revenue cycle management, practice management, and EHR systems; providers can browse and install them from their Stedi account settings.Read 30 Sep 2026 · stedi.com
Security
Stedi lists HIPAA compliance, HITRUST certification, SOC 2 compliance, role-based access, and built-in multi-factor authentication.Read 30 Sep 2026 · stedi.com
Support
Production customers receive dedicated Slack, Microsoft Teams, and email support; Stedi advertises average responses under 10 minutes.Read 14 Oct 2026 · stedi.com
API access
Stedi APIs require an API key; test keys can return mock healthcare API responses, while production keys can send transactions to trading partners and payers.Read 30 Sep 2026 · stedi.com
API authentication
Every API request requires a Stedi API key in the Authorization header, with separate test and production keys.Read 14 Oct 2026 · stedi.com
API design
Stedi describes its APIs as JSON-native and provides APIs for eligibility, claims, transaction enrollment, and payer lists.Read 14 Oct 2026 · stedi.com
Availability architecture
The company says its infrastructure is cloud-native, multi-region, AWS-powered, with redundant payer connections and automatic failover.Read 14 Oct 2026 · stedi.com
Claim attachments
Users can submit 275 claim attachments through APIs, SFTP, or the portal.Read 14 Oct 2026 · stedi.com
Claim status and remittance
The platform returns 277CA acknowledgments, supports 276/277 claim-status checks, and processes 835 ERAs.Read 14 Oct 2026 · stedi.com
Claims
Stedi supports 837P professional, 837I institutional, and 837D dental claims in JSON and X12 EDI.Read 14 Oct 2026 · stedi.com
Company facts
LinkedIn lists Stedi as privately held, founded in 2017, headquartered in New York, and employing 51–200 people.Read 14 Oct 2026 · linkedin.com
Company identity
The website identifies the maker as Stedi, Inc.Read 14 Oct 2026 · stedi.com
Coordination of benefits
Its APIs identify coverage overlap and payer responsibility for claims.Read 14 Oct 2026 · stedi.com
Current status
Stedi's official status page currently reports all listed systems operational and no notices in the previous seven days.Read 14 Oct 2026 · status.stedi.com
Documentation depth
Developer documentation covers eligibility, claims, SFTP, attachments, edits, status, ERAs, Treasury, events, OAuth apps, and API references.Read 14 Oct 2026 · stedi.com
EDI platform
Stedi’s EDI platform can generate and deliver EDI transactions with one API request and includes transforms, webhooks, retries, rate limiting, and separate environments.Read 30 Sep 2026 · stedi.com
Eligibility
The service supports real-time and batch 270/271 eligibility checks through its portal or API in JSON or X12 EDI.Read 14 Oct 2026 · stedi.com
Extensibility
Event destinations can deliver Stedi events to customer endpoints, and OAuth apps can connect external systems to customer accounts.Read 14 Oct 2026 · stedi.com
Funding
Healthcare Industry Reviews reports a $70 million Series B in August 2025 led by Stripe and Addition, bringing reported total funding to $142 million.Read 14 Oct 2026 · healthcare-industry-reviews.com
Independent pricing observation
The independent review describes published usage pricing with no monthly minimum and says costs depend on transaction volume and support level.Read 14 Oct 2026 · healthcare-industry-reviews.com
Independent score
Healthcare Industry Reviews scores Stedi 8.3 overall and labels it highly recommend.Read 14 Oct 2026 · healthcare-industry-reviews.com
Insurance discovery
Stedi offers insurance-discovery checks that find active health plans from patient information.Read 14 Oct 2026 · stedi.com
License and hosting
Stedi's service terms restrict copying, modification, distribution, sublicensing, and reverse engineering of licensed materials, indicating a proprietary hosted service rather than open-source software.Read 14 Oct 2026 · stedi.com
Limit: broader revenue-cycle scope
The independent review says Stedi is a weak fit for buyers seeking denial management and patient payments from one vendor.Read 14 Oct 2026 · healthcare-industry-reviews.com
Limit: technical staffing
The independent review says Stedi is a weak fit for practices without technical staff that want a ready-made billing screen.Read 14 Oct 2026 · healthcare-industry-reviews.com
Limit: user interface and change
G2's review summary identifies an initial learning curve caused by UI changes, while individual reviewers mention ongoing maintenance as Stedi evolves quickly.Read 14 Oct 2026 · g2.com
MCP and AI
Stedi provides an MCP server for AI-agent access and an Agentic Discovery product for automated coverage searches.Read 14 Oct 2026 · stedi.com
Notable news
The October 8, 2026 changelog announced a redesigned eligibility-check view with consolidated results, plan details, coverage statuses, related entities, and 15 benefit filters.Read 14 Oct 2026 · stedi.com
Outages
IsDown records a portal-access incident lasting about 14 hours in January 2026 and an AWS error-rate incident lasting about 22 hours in October 2025.Read 14 Oct 2026 · isdown.app
Paper claims
Stedi can print and mail CMS-1500, UB-04, and ADA dental paper claims and attachments.Read 14 Oct 2026 · stedi.com
Payer coverage
The home page claims connectivity to more than 3,500 U.S. healthcare payers.Read 14 Oct 2026 · stedi.com
Praise: integration and support
G2 reviewers repeatedly praise easy integration, strong documentation, rapid trading-partner onboarding, and highly responsive support.Read 14 Oct 2026 · g2.com
Pricing limits
Stedi says pay-as-you-go has no monthly minimum, setup fee, per-provider fee, or per-payer fee; transaction charges vary by transaction type and monthly volume.Read 30 Sep 2026 · stedi.com
Rating on G2
4.9 out of 5 from 18 reviews.Read 14 Oct 2026 · g2.com
Sandbox limits
Sandbox accounts are free and support mock eligibility checks and test API keys, but do not support submitting test claims through the API or SFTP.Read 30 Sep 2026 · stedi.com
SDK packages
The TypeScript package installs as @stedi/sdk and the Python package installs as stedi from PyPI.Read 14 Oct 2026 · stedi.com
SDKs
Official TypeScript and Python SDKs provide serialization, retries, error handling, type safety, and typed API operations.Read 14 Oct 2026 · stedi.com
Security certifications
Stedi's Trust Center lists HIPAA compliance and SOC 2 Type II certification among its controls and certifications.Read 14 Oct 2026 · stedi.com
SLA
The home page advertises a 99.9% uptime service-level agreement.Read 14 Oct 2026 · stedi.com
Testing
Test keys return realistic mock responses, and the sandbox supports mock eligibility checks without sending data to payers.Read 14 Oct 2026 · stedi.com
Transaction enrollment
Enrollment requests can be submitted through an API or CSV while Stedi tracks requirements, signatures, and payer follow-up.Read 14 Oct 2026 · stedi.com

Plans and prices

Sandbox Free Free Mock eligibility checks · Stedi portal access · Test API keys · Unlimited users Read 14 Oct 2026 · stedi.com
ERA $0.20 a month Per adjudicated claim; $0.20 for 1–500 monthly, down to $0.08 at 10,001+ 835 electronic remittance advice Read 14 Oct 2026 · stedi.com
Claim submission $0.30 a month Per claim; $0.30 for 1–500 monthly, down to $0.10 at 10,001+ 837P professional · 837I institutional · 837D dental Read 14 Oct 2026 · stedi.com
Eligibility checks $0.30 a month Per check; $0.30 for 1–250 monthly, down to $0.08 at 10,001+ 270/271 real-time and batch checks Read 14 Oct 2026 · stedi.com
Custom Priced on request Custom pricing with volume discounts Publish Stedi apps · SSO and SCIM · Consolidated billing · Dedicated technical account manager Read 14 Oct 2026 · stedi.com
Pay as you go Price not published No monthly minimum; usage-based Production portal/API/SFTP/webhooks/MCP · Unlimited providers and enrollments · Stedi apps · Treasury/EFT · Dedicated support · Signed BAA Read 14 Oct 2026 · stedi.com

Every Stedi plan and price →

Strong points and limits

Strong points

  • Supports real-time and batch eligibility checks
  • Handles professional, institutional, and dental claims
  • Connects to over 3,500 U.S. healthcare payers
  • Sandbox offers mock eligibility checks and test API keys
  • Lists HIPAA, HITRUST, and SOC 2 credentials

Limits

  • Sandbox cannot submit test claims through API or SFTP
  • Transaction charges vary by type and monthly volume
  • Production transactions require production API keys

Who it suits

Stedi is aimed at healthcare technology businesses and established organizations that exchange healthcare transactions. Its APIs and clearinghouse services may suit teams that need eligibility, claims, or EDI workflows.

Verdict

Stedi combines healthcare transaction APIs, clearinghouse functions, and integrations for related systems. The free Sandbox is limited to mock eligibility work, while production transaction charges depend on transaction type and volume.

Where Specifiction places it

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