Stripe ACH Direct Debit pricing
2 plans read from stripe.com
ACH Direct Debit — standard settlement timing$0.80, paid once per successful transaction; $5.00 cap4 business days settlement · $0.50 minimum transaction · US customers, USD presentment Read 30 Sep 2026 · stripe.com
ACH Direct Debit — faster settlement$1.20, paid once per transaction for two-day settlement2 business days settlement · eligible US users only Read 30 Sep 2026 · stripe.com
In short
- Stripe ACH Direct Debit lists no free plan.
- Paid plans published: 2.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| ACH Payments | $0.35/mo | No | No |
| OpenACH | — | Yes | No |
| Rotessa | $0.35/mo | No | Yes |
| First ACH API | — | No | Yes |
| GoCardless Bank Account Data | — | Yes | No |
| ACHPAY.AI | — | No | Yes |
| Authorize.net | $25/mo | No | No |
| ACHQ | $39/mo | No | No |