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SPECIFICTION
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Stripe Identity

stripe.com

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Spec score 7.3 #39 of 52 in Identity Verification Software

Spec sheet

Purpose
Stripe Identity programmatically confirms the identity of global users to help prevent fraud while minimizing friction for legitimate customers.Read 9 Oct 2026 · stripe.com
Headquarters
San Francisco, United States and Dublin, IrelandRead 28 Sep 2026 · stripe.com
Connected products
Stripe describes Identity as integrated with payments, subscriptions, and payouts, and says Financial Connections can verify ownership of a linked bank account after identity confirmation.Read 9 Oct 2026 · stripe.com
Consent and data
Stripe says users explicitly consent before sharing data and can manage, retrieve, and delete it.Read 9 Oct 2026 · stripe.com
Fraud detection
Stripe says it uses machine learning to detect fake IDs and spoofed photos and can match an ID photo with a selfie.Read 9 Oct 2026 · stripe.com
Government IDs
It verifies government ID documents from over 100 countries.Read 9 Oct 2026 · stripe.com
ID capture
Its verification flow captures IDs, extracts document data, and provides access to collected ID images and selfies.Read 9 Oct 2026 · stripe.com
ID number checks
It can validate Social Security numbers and addresses against databases, while ID number lookup is currently available only for US Social Security numbers.Read 9 Oct 2026 · stripe.com
Integration
Stripe Identity can be embedded with pre-built libraries and SDKs, and Stripe Connect onboarding can collect additional verifications based on platform risk signals.Read 9 Oct 2026 · stripe.com
Security and privacy
Stripe stores verification data on behalf of businesses so it does not touch their systems, and supports programmatic deletion and restricted API keys.Read 9 Oct 2026 · stripe.com
Supported locations
Stripe's documentation lists availability for users in 36 countries, including the United States, United Kingdom, Japan, Australia, and Canada.Read 9 Oct 2026 · docs.stripe.com
Use cases
Stripe describes Identity use cases including marketplace trust and safety, KYC onboarding, fraud reduction, and preventing account takeovers.Read 9 Oct 2026 · stripe.com
Verification experience
The included interface supports customizable colors and branding, 53 languages, and mobile and web capture.Read 9 Oct 2026 · stripe.com

Plans and prices

ID number lookup $0.50, paid once per lookup; charged when a user completes verification Currently only available for US Social Security numbers Read 9 Oct 2026 · stripe.com
ID document verification and selfie $1.50, paid once per verification; charged when a user completes verification First 50 verifications free Read 9 Oct 2026 · stripe.com
Custom pricing Priced on request Contact sales to discuss alternative pricing For more than 2,000 identities per month or a unique business model Read 9 Oct 2026 · stripe.com

Every Stripe Identity plan and price →

Where Specifiction places it

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