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SPECIFICTION
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Sure

sure.am

Free plan WebmacOSiOSAndroidAPISelf-hosted
Visit sure.am
Spec score 8.8 #11 of 181 in Personal Finance Software

What it is

Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.

Spec sheet

Product
Sure describes itself as an all-in-one personal finance platform for tracking, optimizing, growing, and managing money.Read 11 Oct 2026 · sure.am
Intended users
Sure presents itself as a personal finance app for everyone and says it supports both personal and business accounts.Read 11 Oct 2026 · sure.am
Free plan
YesRead 22 Sep 2026 · sure.am
Mobile apps
bothRead 22 Sep 2026 · sure.am
Security
Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid.Read 11 Oct 2026 · sure.am
Support
The pricing page directs users with unanswered questions to the Sure community on Discord.Read 11 Oct 2026 · sure.am
Account connections
Sure says users can link accounts from over 10,000 financial institutions through Plaid.Read 11 Oct 2026 · sure.am
Account sync
bothRead 22 Sep 2026 · sure.am
AI assistant
Sure’s AI assistant answers questions about financial data and supports natural-language chat and financial analysis.Read 11 Oct 2026 · sure.am
Asset tracking
Users can manually add assets and debts, track unique items such as collectibles and personal loans, and combine investment balances with live market data.Read 11 Oct 2026 · sure.am
Automation
Users can create rules to categorize transactions based on description, merchant, or amount, and apply rules retroactively or going forward.Read 11 Oct 2026 · sure.am
Bill tracking
YesRead 22 Sep 2026 · sure.am
Budgeting
Budgeting features include category budgets, spending trend monitoring, cash-flow planning, and planned-versus-actual comparisons.Read 11 Oct 2026 · sure.am
Budgeting tools
YesRead 22 Sep 2026 · sure.am
Client options
Sure's repository documents a web app, a macOS desktop app, mobile apps for iOS and Android, and API clients.Read 11 Oct 2026 · github.com
Hosting status
The pricing page says a proper hosted version is not yet offered and points users to third-party hosting options or self-hosting.Read 11 Oct 2026 · sure.am
Net-worth tracking
YesRead 22 Sep 2026 · sure.am
Open source
Sure is open source under the AGPLv3 license, and its maker says the software is usable without contributing.Read 11 Oct 2026 · sure.am
Report export
YesRead 22 Sep 2026 · sure.am
Transactions
The transaction tools support custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports.Read 11 Oct 2026 · sure.am

Plans and prices

Self-hosted Sure Free No payment required; contributions are optional. Fully usable without contributing · Self-hosting supported Read 11 Oct 2026 · sure.am

Every Sure plan and price →

Strong points and limits

Strong points

  • Connects to over 10,000 financial institutions
  • Supports manual asset and debt tracking
  • Includes transaction rules and bulk edits
  • Free self-hosted plan; contributions optional

Limits

  • A proper hosted version is not yet offered
  • Self-hosting or third-party hosting is needed
  • Support questions are directed to the community on Discord

Who it suits

Sure suits people who want to manage personal or business finances with detailed transaction tools, budgets, and asset tracking. It is also an option for users able to self-host or use third-party hosting.

Verdict

Sure combines account connections, budgeting, transaction organization, and manual asset tracking in an open-source package. Its free plan requires self-hosting or a third-party hosting option because a proper hosted version is not yet offered.

Where Specifiction places it

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