MoneyPatrol vs Sure

MoneyPatrol is a personal finance service for tracking income, expenses, budgets, bills, debt, investments, net worth, credit scores, and receipts. Its forever-free plan has no fees and includes core tracking and dashboard features such as linked accounts, alerts, bill reminders, and reports. Users can share dashboards with spouses, financial coaches, advisors, and CPAs. Alerts and reminders cover bills, fees, low balances, and suspicious transactions. MoneyPatrol connects accounts through financial institutions and lists apps for Play Store, App Store, Windows, Mac, and Linux. Paid plans include a 15-day free trial. Listed monthly prices are $3.99, $6.99, and $9.99; annual Essential, Premier, and Power plans are listed at 19.99 USD, 39.99 USD, and $69.99 a year. Power Lifetime is listed at 299.99 USD as a one-time payment. Paid-plan integrations and data-retention periods vary by plan, and Power includes daily data backups. The service also provides access to more than 500 financial calculators.

Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.