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SPECIFICTION
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unbury.me

unbury.me

Free plan Web
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Spec score 6.9 #22 of 23 in Debt Management Software

What it is

unbury.me is a web-based loan calculator for planning debt payoff. It generates an optimized payment plan intended to minimize interest and help users become debt-free faster. Two strategies are available: Avalanche prioritizes the highest interest rate, while Snowball prioritizes the lowest principal. The calculator supports balance tracking, and users can save loan information so they do not need to re-enter it. The project began as a small effort in 2011 and has helped thousands of users plan debt strategies. Its Free plan costs nothing, is always free, and requires no login; there is no free trial. The privacy policy describes reasonable safeguards for personal information and says data is retained only as long as necessary for its purposes. The terms do not warrant the accuracy, likely results, or reliability of the materials. Users can email feature suggestions, bug reports, and partnership inquiries.

Spec sheet

Purpose
unbury.me is a loan calculator that helps users pay off debts.Read 8 Oct 2026 · unbury.me
Support
The contact page invites feature suggestions, bug reports, and partnership inquiries by email.Read 8 Oct 2026 · unbury.me
Founded
2011Read 28 Sep 2026 · unbury.me
Accuracy disclaimer
The terms say the site does not warrant the accuracy, likely results, or reliability of its materials.Read 8 Oct 2026 · unbury.me
Audience and reach
The About page says the project has helped thousands of users plan debt strategies.Read 8 Oct 2026 · unbury.me
Data retention
The privacy policy says personal data is retained only as long as necessary to fulfill its purposes.Read 8 Oct 2026 · unbury.me
Payment plan
The site describes its calculator as finding an optimized payment plan to minimize interest and get debt free as fast as possible.Read 8 Oct 2026 · unbury.me
Payment strategies
The homepage lists highest interest rate (Avalanche) and lowest principal (Snowball) as payment plan types.Read 8 Oct 2026 · unbury.me
Privacy safeguards
The privacy policy says personal information is protected using reasonable security safeguards against loss, theft, and unauthorized access, disclosure, copying, use, or modification.Read 8 Oct 2026 · unbury.me
Project start
The About page says unbury.me started as a small project in 2011.Read 8 Oct 2026 · unbury.me
Saving loan information
The About page says users can save loan information so they do not have to retype it.Read 8 Oct 2026 · unbury.me

Plans and prices

Free Free Always free · no login required Read 8 Oct 2026 · unbury.me

Every unbury.me plan and price →

Strong points and limits

Strong points

  • Always-free plan costs nothing
  • No login required
  • Supports Avalanche and Snowball strategies
  • Loan information can be saved
  • Balance tracking included

Limits

  • Available only on the web
  • No free trial is offered
  • Terms do not warrant accuracy or results

Who it suits

It suits people who want to compare Avalanche and Snowball payoff approaches, track balances, and save loan details in a web calculator. No login is required for the always-free plan.

Verdict

unbury.me focuses on comparing two debt-payoff strategies while keeping balances and loan details organized. Treat its calculations as planning material because the terms disclaim guaranteed accuracy or results.

Where Specifiction places it

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