Tech riderRev. 20 Sept 2026
Vodeno Cloud Platform
- 1Runs onAndroid, API, iOS, Web
- 2CostsNot stated by the maker
- 3Card issuingYes
- 4Embedded accountsYes
- 5Payment railssepa
- 6KYC/AML toolsYes
- 7LedgerYes
- 8Supported regions15 EU markets; local IBANs in Belgium, Germany, Poland and Sweden
7 lines stated Written from the maker's own pages: vodeno.com
Overview
Vodeno Cloud Platform is ranked #4 of 31 in banking-as-a-service platforms on Specifiction. It runs on Android, API, iOS, Web.
Compared on banking-as-a-service platforms
- Card issuing
- Yesvodeno.com
- Embedded accounts
- Yesvodeno.com
- Payment rails
- sepavodeno.com
- KYC/AML tools
- Yesvodeno.com
- Ledger
- Yesvodeno.com
- Supported regions
- 15 EU markets; local IBANs in Belgium, Germany, Poland and Swedenvodeno.com
Facts
- What it does
- Vodeno Cloud Platform is a cloud-native, API-based Banking-as-a-Service platform for embedding banking services into business ecosystems.vodeno.com · 2 Oct 2026
- Core banking
- Its core banking system uses a no-code methodology to let clients define and automate business processes.vodeno.com · 2 Oct 2026
- Products
- The platform offers accounts, onboarding, payments, cards, savings, lending and Buy Now, Pay Later services.vodeno.com · 2 Oct 2026
- Integrations
- Vodeno describes a fintech ecosystem with nearly 90 integrated partners and a single API integration for accessing products.vodeno.com · 2 Oct 2026
- Technical integration
- The platform supports APIs for modern systems and offers an Integration Bridge for banks using legacy integration patterns such as SOAP or MQ.vodeno.com · 2 Oct 2026
- Security
- Vodeno says client activities are chronologically logged, encrypted with customer-specific keys and linked using blockchain algorithms.vodeno.com · 2 Oct 2026
- Compliance
- Vodeno describes out-of-the-box KYC/AML and anti-fraud management with 500+ controls and cites EBA, GDPR, ISO 27001 and ISO 22301 compliance.vodeno.com · 2 Oct 2026
- Banking licence
- The platform provides access to Aion Bank's full banking licence, which Vodeno says is supervised by the National Bank of Belgium and can passport services across 15 EU markets.vodeno.com · 2 Oct 2026
- Support
- Vodeno lists a 24/7 multilingual Customer Support Centre among its services.vodeno.com · 2 Oct 2026
- Customer apps
- Vodeno lists iOS, Android and web apps and describes a white-label mobile app available to customers 24/7.vodeno.com · 2 Oct 2026
- Notable product limit
- Vodeno describes its BNPL instalment loan option as split payments over two to 24 instalments.vodeno.com · 2 Oct 2026
- Who it is for
- Vodeno says the platform serves banks, licence holders and businesses, with banking products for retail and corporate end users.vodeno.com · 2 Oct 2026
- Pricing
- The platform page invites prospective customers to enquire and schedule a demo; it does not state a price.vodeno.com · 2 Oct 2026
- Product
- Vodeno Cloud Platform is a cloud-native, fully API-based Banking-as-a-Service platform for embedding banking services into business ecosystems.vodeno.com · 3 Oct 2026
- Banking products
- Its products include accounts, cards, payments, digital onboarding, savings, lending, and Buy Now, Pay Later services.vodeno.com · 3 Oct 2026
- Payment networks
- The platform lists Mastercard, Visa, SWIFT, and EBA clearing among its payment scheme memberships and supports local schemes in Poland and Sweden.vodeno.com · 3 Oct 2026
- Cloud platform
- Vodeno describes itself as a certified Google Cloud partner and says the platform is supported by the Google Cloud ecosystem.vodeno.com · 3 Oct 2026
- Architecture
- The platform uses a multi-tenant design and says tenant clients’ data remains fully separated.vodeno.com · 3 Oct 2026
- Intended customers
- Vodeno says the platform serves banks, licence holders, and businesses embedding financial processes for retail and corporate users.vodeno.com · 3 Oct 2026
Company
- Founded
- 2018vodeno.com · 28 Sept 2026
- Headquarters
- Warsaw, Polandvodeno.com · 28 Sept 2026
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Where it ranks on Specifiction
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Sources
- vodeno.com/vodeno-cloud-platform/· checked 2 Oct 2026
- vodeno.com/solutions/· checked 2 Oct 2026