Mbanq Cloud vs Vodeno Cloud Platform
Mbanq Cloud
mbanq.com
Vodeno Cloud Platform
vodeno.comSide by side
| Figure | Mbanq Cloud | Vodeno Cloud Platform |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.5 (#3) | 7.0 (#28) |
| Compliance | Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures. | The solutions page lists AML and compliance services and says its controls include EBA, GDPR, and ISO standards. |
| Headquarters | LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301. | Warsaw, Poland |
| Integrations | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. | Vodeno says nearly 90 fintech partners are integrated into the platform to provide end-to-end embedded banking solutions. |
| Pricing | The product page describes pricing as pay as you grow and says IT infrastructure, support, and operational costs are included, without listing a price. | The platform page invites prospective customers to enquire and schedule a demo; it does not state a price. |
| Product | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. | Vodeno Cloud Platform is a cloud-native, fully API-based Banking-as-a-Service platform for embedding banking services into business ecosystems. |
| Security | The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. | Vodeno says ledger activities are chronologically logged, encrypted with customer-specific keys, and linked using blockchain algorithms. |
| What it does | Mbanq Cloud is a cloud banking-as-a-service platform for fintechs, neobanks, challenger banks and credit unions. | Vodeno Cloud Platform is a cloud-native, API-based Banking-as-a-Service platform for embedding banking services into business ecosystems. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.
Vodeno Cloud Platform
Vodeno Cloud Platform is a cloud-native, API-based Banking-as-a-Service platform for banks, licence holders, and businesses embedding banking services in business ecosystems. Its offerings include accounts, onboarding, payments, cards, savings, lending, and Buy Now, Pay Later. A no-code core banking system lets clients define and automate business processes, while a single API integration accesses an ecosystem of nearly 90 integrated partners. For legacy integration patterns such as SOAP or MQ, the platform provides an Integration Bridge. Vodeno describes KYC/AML and anti-fraud management with 500+ controls, and says client activity is logged chronologically, encrypted with customer-specific keys, and linked using blockchain algorithms. Access to Aion Bank's full banking licence is described as supporting services across 15 EU markets; local IBANs are listed for Belgium, Germany, Poland, and Sweden. Customer apps include iOS, Android, and web, with white-label mobile apps available. The platform serves retail and corporate end users through its customers. Pricing is on request.